Xavier Almoro Watkins is a financial advisor at Equitable Advisors with three years of industry experience. He holds a Series 66 designation and has worked in various roles across multiple industries before joining Equitable Advisors in 2023. Watkins serves as a board member for the nonprofit organization Calling All Men. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs a range of advisory models, including third-party program sponsors and discretionary managers, delivering solutions that cover mutual funds, ETFs, separately managed accounts, and selected alternative investments.

Dylan Hoffman is a financial advisor at Morgan Stanley with nine years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley since 2018 and previously worked at The Vanguard Group for one year. Hoffman holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s planning process uses structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

John Oconnor is a financial advisor at Vanguard Advisers with 26 years of industry experience. He holds the Series 66 designation and has previously worked at USAA Financial Planning Services and Ameriprise. He has been with The Vanguard Group since 2014. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily utilizes Vanguard funds and ETFs in its portfolios.

Kelly Malone is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. She holds a Series 66 designation and has one year of industry experience. Prior to joining Vanguard, she worked at Legends West Bank, Flatirons Bank, and the Federal Home Loan Bank of Topeka. Malone is a minority interest owner in several investment-related businesses including property development, strategic capital placement, oil and gas, and real estate. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, leveraging proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Price Peasel is a financial advisor with Edward Jones in Mesa, AZ, holding a Series 63 designation and over 24 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Rudy Macias II is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 licenses and has 11 years of industry experience. He has worked at J.P. Morgan in various capacities since 2014. Outside of his advisory role, he is a silent partner in Bull-it Transport LLC, an automotive repair and maintenance business. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services on a non-discretionary basis, combining institutional advisory operations with brokerage, distribution, and investment management capabilities.

Ryan Nielsen is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with The Vanguard Group, Inc. since 2016. Outside of his advisory work, he runs the Ryan Nielsen Triathlon Blog, where he writes about triathlon topics. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mostly from Vanguard funds and ETFs, supported by a large team managing hundreds of thousands of client relationships.

Kevin Jonson is a financial advisor at Vanguard Advisers with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard Advisers since 2019. Prior to this, he worked at Chocolate Enrapture from 2013 to 2017. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs with various customization options.

Maura Gill is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked at various Morgan Stanley entities since 2006 and was previously employed at KeyBanc Capital Markets Inc. from 2004 to 2006. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Robert Burghart is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Raymond James since 2015 and affiliated with FINRA since 2016. Outside of advising, he serves as a non-public arbitrator for FINRA's dispute resolution process. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supplemented by firm research and affiliated sub-advisers.

Stacy Morton is a financial advisor at Morgan Stanley with 24 years of industry experience. She has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2023. Morton holds Series 63 and Series 66 licenses and is based in Scottsdale, AZ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients through a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced modeling tools.

Cheyenne Armstrong is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Cetera Advisors and Wilde Wealth Management Group. Armstrong is also commissioned as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, and institutions, offering a range of financial planning and asset management solutions through a large network of investment adviser representatives.

Victor Munoz is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and was previously employed at Sii from 2005 to 2018. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm uses a variety of asset-allocation tools and third-party services to construct and manage portfolios across a broad set of investment types, including stocks, bonds, options, mutual funds, ETFs, and alternatives.

Austin Fleet is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Austin focuses on helping families, individuals, and business owners achieve their financial goals through a customized wealth management process. Prior to his advisory career, Austin played professional baseball with the San Francisco Giants Organization for seven years. His experience in athletics informs his work with athletes and entertainers, a client focus area complemented by his SE-AWMA designation. Austin's expertise spans family wealth management strategies, personal retirement planning, small business strategies, women and wealth, sports and entertainment, tax minimization, and retirement income. He earned his Bachelor's Degree from Coastal Carolina University and is actively involved in professional and community organizations including the Arizona Council on Economic Education, the Coastal Carolina University Alumni Association, The Miracle League, and St. Mary's Food Bank. Outside of work, Austin enjoys participating in baseball, basketball, football, golfing, hiking, skiing, tennis, yoga, traveling, and spending time with his family.

Delaney Charos is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, Charos held roles at Captrust, Charles Schwab, and Sherwin Williams. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a diverse client base, including retail and institutional investors, with an investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, model portfolios, and a formal advisory role to multiple registered investment companies.

Michael Bristoll is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He has worked at The Vanguard Group, Inc. since 2014. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and offers portfolios predominantly composed of Vanguard funds and ETFs.

Joseph Mcmanus is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at Bank of the West and Bank of America, as well as ongoing service in the Arizona Army National Guard. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models and largely Vanguard funds and ETFs, with a focus on scalable digital delivery and tax-aware portfolio features.

Adrianna Salazar is a Financial Consultant at Fidelity Investments, a role she has held since 2023. She joined Fidelity in 2020 and has progressed through roles as a Financial Representative and an Investment Consultant before her current position. Her work focuses on providing clients with tailored financial planning and investment strategies, aiming to align their unique circumstances and goals with personalized solutions. Adrianna holds a California Insurance License, supporting her ability to offer comprehensive financial services. Further details about her education, credentials beyond her insurance license, personal interests, or community involvement have not been provided.

Devesh Patel is a financial advisor at Vanguard Advisers with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Vanguard marketing Corporation and The Vanguard Group, Inc. since 2010. Outside of his advisory role, he is an owner of Ek Bar Q LLC, a business involved in rental properties. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and advisor teams.

Heather Huntley is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 13 years of industry experience. She has worked at Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors, LLC, and has been associated with Wells Fargo Bank NA since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.