Krista Iverson is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 66 designation and has worked since 2008 at Woodbury Financial Services, Inc. before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to multiple third-party money managers and wrap programs. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various investment types, managing accounts on either a discretionary or non-discretionary basis.

Erik Thunberg is a financial advisor with Vanguard Advisers and holds a Series 66 designation. He has been with Vanguard and its affiliated entities since 2026. Prior to joining Vanguard, his work experience includes roles at CyrusOne Management Services LLC, Healthcare Trust of America, Inc., and Georgetown University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and largely investing in Vanguard funds and ETFs, supported by a large team that manages a high volume of client relationships.

Spiro Valasakos is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding Series 63 and Series 65 credentials and five years of industry experience. His prior work includes roles at Costco Wholesale and Athens Services, as well as a five-year period at Azusa Pacific University. Outside of his advisory work, he is also a sales associate with Realty Benefit Services. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to a wide range of clients, including individuals, pension plans, corporations, and nonprofit organizations. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver tailored investment solutions without sponsoring its own wrap fee program.

Bennett Smith is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and bringing eight years of industry experience. His prior roles include positions at Ameriprise Financial Services and Stifel Nicolaus & Co. Smith serves on the investment committee for the Boy Scouts of America Grand Canyon Council. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, utilizing research-driven portfolio strategies and providing both brokerage and advisory solutions.

Vince Hawley is a financial advisor at Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 65 credentials with 37 years of industry experience. He has been with Robert W. Baird & Co. since 2008. Robert W. Baird & Co.’s DDK Group operates within the firm’s Private Wealth Management department, serving individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm provides financial planning, discretionary and non-discretionary portfolio management, separately managed accounts, and custody and brokerage services, supported by internal research, manager selection, and oversight.

Steven Hughes is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Sidoti & Company, LLC, and involvement with several professional sports organizations such as the Washington Commanders Football Team, Sacramento River Cats Baseball, and Tucson Sugar Skulls Football. Vanguard Advisers provides automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios mainly comprised of Vanguard funds and ETFs.

Michael Lammers is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including J.P. Morgan Securities and Securities America. OSAIC serves a diverse client base of retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers through a large network of affiliated advisers. The firm employs asset-allocation tools and risk-assessment methods to construct portfolios that may include a range of investment products managed on discretionary or non-discretionary bases.

Vishal Patel is a CFA® charterholder and holds Series 66 and Series 63 licenses, currently advising at Edward Jones with four years of industry experience. He previously worked at Wells Fargo from 2013 to 2019 and at Edward Jones Trust Company from 2019 to 2024 before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jacob Ceschin is a financial advisor at LPL Financial in Scottsdale, AZ, with nine years of industry experience. He has worked at LPL Financial since 2019 and previously held positions at MassMutual and Mutual of Omaha. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with investment strategies implemented through a broad network of independent advisors.

Aaron O'Connor is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 66 and Series 63 licenses and has been with Vanguard entities since 2017. His career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm combines a goal-based, algorithm-driven approach with personalized asset allocation and portfolios primarily constructed from Vanguard funds and ETFs.

Fernanda Damian is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. She has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, N.A. since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Samuel Mitchell is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 designations. Prior to his current role, he worked at Starbucks and managed a small business, Pita Cafe LLC, for four years. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory models and access to discretionary separately managed accounts.

Oscar Huynh is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the Series 66 designation and has worked at various Wells Fargo entities since 2007. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Eric Olson is a financial advisor with Morgan Stanley in Scottsdale, Arizona, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Olson is the sole proprietor of REAL Renewables LLC, a company providing capital to renewable energy projects. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates advanced modeling tools to assist clients in their planning.

Ronald Mccook is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 66 designation and has worked at Cetera since 2022, with prior experience at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he is a partner at Blaser Mccook LLC, a holding company. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party investment managers.

Jason Niedert is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and with 10 years of industry experience. He has been with Vanguard Advisers since 2019 and also operates a woodworking and leather crafting business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and advisor teams.

Eric Seybert is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 30 years of industry experience. He has a long tenure with North Star Consultants Inc since 1995 and has worked with Minnesota Life Insurance Company, Securian Financial Services, and C.R.I. Securities. Seybert is also the owner of BIGSKYNOMADS LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm provides diversified investment management options through a multi-manager platform, offering both discretionary and non-discretionary services.

Pearson Davis is a financial advisor with Charles Schwab who holds Series 63 and Series 66 credentials and has 13 years of industry experience. His prior work includes roles at Wells Fargo Advisors and Griffin Capital Securities, as well as involvement with Blue House Coffee. He is based in Scottsdale, AZ. Charles Schwab & Co., Inc. serves a large clientele, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment models supported by multi-asset portfolios, proprietary research, and a formal alternative-investment program.

Elizabeth Weiss is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has worked at Robert W. Baird since 2020, with prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory work, she holds a minor ownership stake in InvU Care Network and Acacia Living, Inc. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlays to meet diverse client goals.

Kimberly Brenes is a Series 66 licensed financial advisor with Vanguard Advisers, where she has worked since 2021. She has five years of industry experience and is based in Scottsdale, AZ. Her prior work includes a brief period at Talent Inc. in 2020, and she was a homemaker from 2003 to 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and team servicing model.