Sarah Mackay is a financial advisor at Thrivent Investment Management in Irvine, CA, with four years of industry experience. She holds Series 65 and Series 63 licenses and has been with Thrivent since 2021. Her prior work experience includes roles outside the financial industry, such as at Western Growers and educational institutions. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning without discretionary portfolio management. The firm offers a consolidated billing option called “WealthPlan” that integrates planning with managed-account services while keeping them distinct.

Jose Valdez is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities from 2012 to 2017. Valdez has been with Wells Fargo Clearing since 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs in its offerings.

William Thomas is a Series 66-licensed financial advisor with LPL Enterprise in Irvine, CA, and has two years of industry experience. He has held prior roles at The Prudential Insurance Company of America and Pruco Securities LLC and has been self-employed in consulting and business development since 2016. In addition, Thomas is a business owner contracted as Chief Marketing Officer for Tangram Solutions LLC, a private company developing the MedicareWizard platform. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, using portfolios developed internally and by third parties, and offers financial planning, access to asset managers, and insurance product sales through affiliated entities.

Delbert Secrist is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior experience at Stifel Financial Corp, First National Capital, and Wells Fargo Advisors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Diogo Draese is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at Halbert Hargrove and JPMorgan Chase Bank, N.A. Prior to his financial services career, he held various positions including a role at McDonald's and attended the University of California at Irvine. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Blake Sorensen is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and one year of industry experience. His prior work includes roles at PFS Investments Inc., Turpin & Rattan, Primerica Financial Services, Burtek Energy, and Berger Solar Electric. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 financial advisors and approximately $15.5 billion in assets under management, delivering advisory services through model-based recommendations managed by unaffiliated asset managers.

Joseph Christian is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds the Series 66 designation and has been affiliated with MassMutual and its subsidiaries since 2016. Outside of his advisory role, he is involved in the sale of individual and group life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, annual financial planning engagements.

Balaji Rao is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 designation and 18 years of industry experience. His career includes roles at BNG Wealth Advisors, Waddell & Reed Inc., and various insurance carriers. Rao has been involved with the Irvine Rotary Club and served on its board. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers comprehensive advisory and brokerage services, including financial planning and access to diverse portfolio management options.

Allen Tsai is a financial advisor with Wells Fargo Clearing based in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes roles at Wells Fargo Advisors LLC, Wells Fargo Investments LLC, Chase Investment Services Corp., and Wamu Investments, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Farnaz Sharifian is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Bank since 2006, including roles with Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Susan Ellena is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. She has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2012. Outside of financial advising, she co-owns and serves on the board of PTI Sand and Gravel Inc. and General Aggregate Supply Inc., both non-investment-related businesses. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including specialized areas like business-owner transition and special-needs planning, supported by proprietary research and tools.

Kinnie Chen is a CFP® with seven years of industry experience, currently advising at Cetera in Newport Beach, CA. Her background includes roles at Cetera Wealth Services, Securian Financial Services, and business valuation, with additional experience at Synear Foods USA LLC. She has held positions involving tax and financial group services since 2018. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operates a multi-manager platform with both affiliated and third-party managers, and manages over $256 billion in assets across more than 10,000 advisors.

Enrique Santos is a financial advisor with Mass Mutual Investors Services in Newport Beach, CA. He holds a Series 66 designation and has been in the industry since 2025, with prior experience in various roles including at Able Plumbing, Magnolia Foods LLC, and educational institutions. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver written recommendations within annual collaborative client relationships.

Lynn Frehner is a CFP®-certified financial advisor with 26 years of industry experience, currently with LPL Financial since 2004. She is based in Irvine, CA, and has additional involvement in teaching a FINRA-approved adult educational course related to financial topics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing model portfolios and customized strategies.

Artemio Garza is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds a Series 66 designation and has been with JPMorgan Securities, LLC and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors, combining large institutional advisory operations with brokerage and investment management capabilities.

Aaron Tucker is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for eight years. Outside of his advisory role, he receives music royalties associated with his involvement in the music industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, offering access to model portfolios, third-party asset management, and institutional platforms through a large network of investment adviser representatives.

William Sornstein is a financial advisor with LPL Financial in Santa Ana, CA, holding a Series 66 designation and 44 years of industry experience. He has been with LPL Financial since 2007 and previously worked at Mass Mutual Investors Services. Outside of his advisory role, he is the founder and chief instructor of the Fudoshin Aikido Center, a martial arts training and instruction facility. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Morgan Atkinson is a financial advisor at LPL Financial based in Irvine, CA, with six years of industry experience. Prior to joining LPL Financial in 2020, he worked at ADP for 11 years and briefly at Alight. He is also involved with Mopal Ventures LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, supporting advisors with a range of strategic investment options and operational tools.

Travis Poteet is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 licenses and having 11 years of industry experience. His work history includes roles at Wells Fargo and JPMorgan Chase Bank. Outside of finance, he owns an art, photography, and woodworking business. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Curtis Hughes is a financial advisor at LPL Financial with 25 years of industry experience and holds a Series 66 designation. His prior roles include positions at Conway Investment Partners, Grove Point Investments, H. Beck, Inc., and Merrill. Outside of his advisory work, he is a licensed insurance producer and a realtor involved in property transactions for clients. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with a focus on customized strategies, third-party asset management, and institutional platforms.