John Bacich is a financial advisor with Wells Fargo Advisors in Rolling Hills Estates, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Wells Fargo since 2009, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is the owner of Peninsula Group Inc. and serves as a trustee for personal and business-related trusts. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing tailored recommendations supported by Wells Fargo research and planning tools. The firm serves clients meeting a net-worth threshold with a broad planning menu covering various financial needs including retirement, education, and specialized areas such as business-owner transition planning.

Manisha Patel is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. She has been with Wells Fargo entities since 2006, including Wells Fargo Advisors LLC and Wells Fargo Investments, LLC. Outside of her advisory role, she is a co-owner of a rental property in Marina del Rey, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Andrew Rabichuk is a financial advisor with LPL Financial in El Segundo, California, holding one year of industry experience. He has worked at LPL Financial since 2025 and has been involved with Rabco Payroll Services since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both in-house and third-party strategies across various account types.

Rachel Thurman is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and four years of industry experience. Her background includes roles at City National Bank and RBC Capital Markets. Outside of finance, she teaches fitness classes for The Bar Method. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs providing portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Sophat Heng is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley, T Rowe Price, First Command Financial Planning, and served in the United States Army. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelly Centeno is a financial advisor at Ameriprise with 10 years of industry experience and a Series 66 designation. She has been with Ameriprise since 2005, working within the firm and its affiliated entities for over 18 years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income service includes written Recommendation Reports and ongoing annual advice, supported by proprietary investment research and algorithmic tools.

Kathleen Hogan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of her advisory role, she serves as a trustee of trusts for a co-worker in Palos Verdes Estates, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nina Santich is a financial advisor with LPL Financial in San Pedro, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She previously worked at National Planning Corporation for 18 years before joining LPL Financial in 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a broad network of advisors and advanced operational tools.

Kyle Delicata is a financial advisor with J.P. Morgan Securities in El Segundo, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior experience includes roles at 1st Century Bank, First Republic Bank, Onewest Bank, and earlier tenures at J.P. Morgan Securities and Chase. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Edgar Higareda is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His work history includes roles at Bank of America, BMO Bank, Wells Fargo, and other firms across finance and retail sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individual, high-net-worth, pension, profit-sharing, corporate, and charitable clients using model-based and discretionary investment strategies developed by internal and third-party managers.

Gregory Fong is a financial advisor at OSAIC with over 41 years of industry experience. He holds the CFP® and ChFC® designations and has worked with firms including Sagepoint Financial, Inc. and Planned Wealth Consultants. He also served as an instructor for the Metropolitan State College of Denver's Personal Financial Planning program for 19 years. Outside of advising, he owns an insurance services business specializing in life, accident, long-term care, and annuity products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and various portfolio management options across multiple investment types.

Andrew Rimer is a financial advisor with Cetera, holding a Series 66 credential and 10 years of industry experience. He has worked at multiple Cetera-affiliated entities since 2016 and is also involved as a food delivery driver with Uber Eats outside of his advisory role. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

David Lindstedt is a CFP®-designated financial advisor with 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following prior roles at Wells Fargo Advisors LLC and UBS Financial Services. Outside of finance, he has done occasional freelance modeling and acting for commercials in Beverly Hills. He also serves on the Board of Directors for the Waters Edge Homeowners Association in Tahoma, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers brokerage and advisory solutions, leveraging research and analytics to support portfolio construction and investment selection.

John Shadden is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley and its related entities since 2009. His current role involves working at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its process.

Ezra Hamilton is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2025. Outside of his advisory role, he works part-time and seasonally as an ocean lifeguard for California State Parks. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary SMA portfolios and offers a broad range of investment guidance supported by centralized custody and operational infrastructure.

David Isti is a financial advisor at OSAIC with six years of industry experience. He holds the Series 66 designation and has worked at OSAIC since 2023. Prior to that, he was with Karen Codman FSC Securities for five years and at Chop Chop for two years. He also serves as an Investment Advisor Representative for Codcrow Inc., assisting in client account management and advising under his representative code. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm employs various investment strategies using proprietary tools and offers integrated advisory and brokerage services along with access to multiple third-party money managers and programs.

Bradley Campbell is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, retirement plan consulting, and offers both brokerage and advisory solutions with approximately $671 billion in assets under management.

Dora Loaiza is a financial advisor with Cetera, holding a Series 66 designation and 23 years of industry experience. She has worked at Cetera and its affiliate Cetera Wealth Services, LLC since 2018 and previously at Ares Investor Services LLC and Ares Management LLC from 2015 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of investment programs and strategies, managing over $256 billion in assets through a network of more than 10,000 advisors nationwide.

Kerry Pierce is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Cetera. He has held roles at multiple affiliated entities of Cetera since 2015. In addition to his advisory work, he is the owner of a sports bar and grill called One of Us Bar, where he provides strategic direction and leads capital structure design. Cetera Investment Advisers LLC operates as an SEC-registered adviser with a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through diverse program platforms and multiple custodial relationships.

Laila Marshall Pence is a financial advisor with LPL Financial in Torrance, CA, holding the CFP® designation and Series 63 license. She has 46 years of industry experience and has previously led Pence Wealth Management and Pence Capital Management. Pence is also involved in mortgage and real estate services through Pence Real Estate. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and access to third-party asset management, supported by technology tools and a large network of over 22,800 advisors.