David Hess is a financial advisor with Charles Schwab in Woodland Hills, CA, holding a Series 63 designation and 33 years of industry experience. He has been with Charles Schwab since 1993 and has concurrently worked with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with an integrated advisory and brokerage platform that includes both non-discretionary guidance and access to discretionary separately managed accounts.

Shant Rostamian is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2020. He partners with clients to develop and implement investment strategies tailored to their specific needs, utilizing Fidelity's analysis tools. His approach focuses on building and growing long-term relationships by leveraging his diverse experience in the financial services industry. Prior to his current role, Shant held positions as an Investment Consultant and Financial Representative at Fidelity Investments. His professional background also includes experience as a Relationship Banker at JPMorgan Chase Bank, a Financial Professional at AXA Advisors LLC, and at New York Life. He holds a California Insurance License. Outside of his professional work, Shant has interests in comedy, cooking and baking, family activities, fitness, and traveling.

Frank Sun is a financial advisor with LPL Enterprise in Sherman Oaks, CA. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to his current role, he worked at UCLA Health and Cedars-Sinai Medical Center. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of financial planning, consulting, and investment management services through advisory and brokerage channels.

Tori Samuel is a CFP®-certified financial advisor with 14 years of industry experience, currently with LPL Financial since 2021. Prior to joining LPL, she worked at Waddell & Reed, Inc and various insurance carriers associated with Waddell & Reed. She has served on the Educational Foundation Board of Compton Unified School District and has experience as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, and retirement consulting, utilizing a range of model portfolios and research resources.

Masood Noorzay is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and continued employment with Wells Fargo Bank, N.A. since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Joni Deakins is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has worked with firms including Compass Financial Advisors and LPL Financial before joining Cetera and also serves as president of The Los Angeles Maryvale Guild. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary approaches.

Charissa Spach is a Series 66-licensed financial advisor with Ameriprise in Calabasas, CA, and has 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of advising, she is a co-owner of R&J Pacific Management LLC, a business unrelated to investment activities. Ameriprise offers a retirement-income planning service focused on clients near or in retirement with substantial investable assets, providing written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to tailor plans, primarily for assets held within Ameriprise-managed accounts.

Hakop Mavyan is a financial advisor with Mass Mutual Investors Services in Glendale, CA, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. His prior roles include positions at New York Life Insurance Company, Guardian Life Insurance Company, and Park Avenue Securities. Outside of his advisory work, he serves as an Audit Committee Commissioner for the City of Glendale and owns an insurance sales business, Merlin Financial Ltd. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using advanced analysis tools and offers specialized programs including estate and employer-sponsored planning.

Dorenda Sprague is a financial advisor with Primerica Advisors in Santa Clarita, CA, holding Series 63 and Series 65 credentials and eight years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2017. Outside of financial advising, she is co-owner of AFD Entertainment, LLC and owner of 2SOL Productions, a television and film production company. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Lucas Andraos is a financial advisor at LPL Financial with two years of industry experience. He previously held positions at California State University of Long Beach, Pasadena City College, Ralph's Grocery Company, and La Canada High School. He holds the Series 66 designation. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and utilizes model portfolios and research from multiple sources to support diversified investment strategies.

Scott Trulik is a financial advisor with Ameriprise Financial Services LLC in Glendale, CA, holding a Series 66 designation and 25 years of industry experience. He previously worked at LPL Financial, LLC for 22 years before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, using a non-discretionary approach supported by proprietary research and third-party data.

David Park is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and over 35 years of industry experience. He has worked at Cetera since 2026 and previously held roles at OSAIC, Park Wealth Advisors, and FSC Securities Corporation. He is also involved with Park Wealth Advisors, where he provides insurance and variable annuity sales and consultation. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of independent advisors and employs a multi-manager platform with various program options.

Shelby Rothman is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Cambridge since 2011. Outside of her advisory role, Rothman is the owner of Enjoy Financial, a business entity based in Glendale, CA. Cambridge Investment Research Advisors serves a diverse client base including individuals of varying net worth, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, offering a range of portfolio management options and proprietary as well as third-party investment strategies.

Denisha Davis is a financial advisor at Primerica Advisors with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Intuit and Chase Bank. Outside of her advisory role, she owns Business Savvy 365, a company specializing in accounting and tax preparation services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Alec Hong is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His prior work history includes positions outside the financial services sector, and he has been engaged with LPL Enterprise since 2025. LPL Enterprise serves a diverse client base, including individuals, retirement plans, and institutional clients, offering financial planning, advisory, brokerage, and insurance products through an integrated platform that combines adviser programs with other financial services and third-party asset management.

Mary Lou Guray is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2015, also serving at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Albert Davidoo is a financial advisor with Cetera Wealth Services, LLC, holding Series 63 and Series 65 credentials and possessing 26 years of industry experience. His career includes roles at Avantax Insurance Services and his own accounting and tax preparation firm, Albert Davidoo and Company, which he has led since 2017. Outside of advisory work, he is the chairman and co-founder of the Assyrian Medical Society, a charitable organization providing medical care assistance in underserved areas. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management options through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.

Wayne Hildenbrand is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked with Wells Fargo Bank NA since 2011 and has been with Wells Fargo Clearing since 2016, following a prior role at Wells Fargo Advisors LLC. Outside of finance, he is a professional musician and drummer and also works as a private teacher and tutor. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable emphasis on including insurance-related products and bank deposit sweep options in its investment menus.

Roshan Ghaznavi is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Prior to joining UBS in 2022, he worked at Bank of America and Merrill for over a decade each. Outside of his advisory role, he is a partner in a real estate investment business. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and diverse capital markets services.

Ardis Curtis is a financial advisor at Thrivent Investment Management with two years of industry experience. Curtis has worked at Thrivent in various capacities since 2023 and previously spent 13 years at T-Mobile. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based financial planning without discretionary trading authority, allowing clients to combine planning with managed-account services under consolidated billing.