Jacob Spitz is a Team Financial Advisor at Merrill Lynch Wealth Management, where he joined in 2026. He works alongside his father, Jeffrey Spitz, to provide wealth management services through portfolio asset allocation aimed at achieving clients' financial and retirement goals. His role focuses on helping individuals and families pursue both short- and long-term financial objectives. Jacob specializes in areas including college education planning, family wealth management strategies, personal retirement planning, and portfolio management services. He develops personalized financial strategies and manages investment portfolios by thoughtfully allocating assets according to each client's goals, risk tolerance, and time horizon. He holds a Bachelor's degree from North Carolina State University and carries the Personal Investment Advisor (PIA) designation. Outside of work, Jacob's personal interests include cooking, hiking, spending time with family, traveling, and watching movies.

Joao Simao De Oliveira is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. He previously worked at Morgan Stanley and Bradesco Bank, among other institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Harding is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Merrill since 2009 and concurrently affiliated with Bank of America since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individual, high-net-worth, and institutional clients with model-based and discretionary investment strategies constructed by internal and third-party managers.

Marc Blount is a financial advisor at Fidelity with the designations ChFC® and Series 63, and 25 years of industry experience. He worked at TIAA from 2002 to 2025 before joining Fidelity in 2025. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios of mutual funds, ETFs, and ETPs.

Katie Fitzpatrick is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2026. She has held several roles at Fidelity Investments, including Planning Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative from 2020 to 2022. Her work focuses on helping clients simplify their finances and develop well-designed financial strategies. She assists with planning for retirement, building wealth, and creating security for loved ones, aiming to provide clarity and confidence as clients work toward their financial goals. Outside of her professional role, Katie enjoys fitness, running, puzzles, exploring food, and spending time at the lake.

Matthew Ferrara is a financial advisor at Morgan Stanley with six years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing Services, LLC, and Service Logic. Ferrara is based in Charlotte, NC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including financial planning services supported by firm‑approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct client plans and Corporate Financial Planning agreements.

Isaac Bradley is a CFP® and Series 66-registered financial advisor at Robert Baird & Co. with three years of industry experience. Prior to joining Baird, he worked at HB Wealth Management, Wells Fargo Clearing Services, Wells Fargo Bank, and Lynch & Eatman LLP. He holds non-practicing North Carolina law and CPA licenses and serves on the Board of Trustees of Brevard College. Isaac is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Lee Davis is a financial advisor with Primerica Advisors in Charlotte, NC, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1994. Outside of advisory work, he is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of financial advisors, employing model-driven investment strategies and offering a range of portfolio management options supported by third-party managers and custodians.

Joshua Regnaud is a financial advisor at Morgan Stanley with nine years of industry experience. He has worked at Morgan Stanley since 2018 and previously held roles at Bank of America and Merrill. Regnaud serves as an officer and advisory board member of the Regnaud Family Foundation, a community organization based in Charlotte, North Carolina. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and serves clients through a broad range of retail and institutional services.

Warren Brooks is a financial advisor at UBS Financial Services in Charlotte, NC, holding Series 63 and Series 66 licenses with one year of industry experience. His prior roles include positions at Morgan Stanley, Wells Fargo, and Uber. He also has experience working with MechanicMe and has held academic roles at the University of Washington, University of Houston, Houston Community College, and Lonestar Kingwood Community College. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a platform offering custody, underwriting, and capital markets services.

Joy Clary is a financial advisor with Raymond James & Associates in Charlotte, NC, holding Series 63 and Series 66 licenses and 28 years of industry experience. She previously worked at Wells Fargo Clearing and the Williamson Wealth Group. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kyle Williams is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 19 years of industry experience. He previously worked at Voya Financial Advisors and Steve and Brad Little. Outside of his advisory role, Williams is an independent insurance agent and owns a financial services business, 401KYLE.COM. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and operates a multi-manager platform with access to various program structures and third-party money managers.

Carly Griffin is a CFP® professional with 14 years of experience in the financial industry. She has worked at LPL Financial since 2019 and previously held roles at J.W. Cole Financial, Inc. and Foresters Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer servicing individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven research.

Gregory Croom is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Adam Bolger is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has been with Merrill since 2018. Prior to his current role, he worked at Winthrop University and Hungry Howies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mary Haney is a financial advisor at Morgan Stanley in Charlotte, NC, holding Series 63 and Series 66 licenses with two years of industry experience. Her prior roles include positions at The Vanguard Group, State Farm, and involvement with Clemson University Athletics. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Frederick Woltz is a financial advisor at LPL Financial in Charlotte, NC, holding Series 63 and Series 65 licenses with 41 years of industry experience. His prior work includes roles at Raymond James & Associates and Klondike 7, LLC. He serves as trustee for multiple irrevocable trusts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Howard Jacobs III is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Pruco Securities LLC and The Prudential Insurance Company of America. Jacobs is based in Indian Land, SC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Gregory Sheets is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 credentials. He has 38 years of industry experience, including long tenures at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of finance, he owns a business focused on roofing and home renovations. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform.

Melissa Thor is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2014. Outside of her advisory role, her spouse is planning to open a vehicle repair business, although she has no involvement in this enterprise. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.