Savada Kong is a financial advisor at Fidelity with six years of industry experience. Her prior roles include positions at Edward Jones and New York Life Insurance Company. Outside of her advisory work, she manages a dog vlog channel where she edits and posts videos featuring her dog. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Dylan Jayasekera is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. His prior roles include positions at Charles Schwab Bank, Fierce Management Group, Thrive, and Leboulanger. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary portfolios and uses multi-asset model portfolios alongside centralized custody and operational support.

Jermaine Williams is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He also serves as a Planning Consultant at Fidelity Investments since 2023. In these roles, he focuses on educating clients and assisting them with comprehensive financial planning to help them achieve their financial goals. Prior to his current roles, Jermaine worked as a Credit and Housing Counselor at Empowerment and Development Housing Resource Center from 2018 to 2023. He has experience in the insurance industry as an Insurance Service Representative at Hanover Insurance Group between 2015 and 2016, and in banking as a Customer Support Representative at Comerica Bank from 2013 to 2016. He holds a California Insurance License. Outside of his professional work, Jermaine has personal interests that include fitness, exploring food, reading, and traveling.

Sean Layton is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing in-depth, individualized financial advice aimed at helping clients make informed investment decisions. His focus areas include executive compensation, legacy planning, portfolio management services, and retirement income. Sean is committed to acting with honesty and integrity, delivering premier customer service and extensive financial resources to assist clients in reaching their personal and financial goals. Sean holds a Bachelor of Science in Business with a double concentration in marketing and entrepreneurship from California State University, Monterey Bay. During his time at CSUMB, he was recognized as a business leader and received the school’s capstone award. Prior to his current role, Sean worked at BuildingWise, LLC, where he provided customized green building solutions with a focus on LEED-EB certifications in the San Francisco Bay area. He applies a sustainable and renewable approach to his wealth management practice. Outside of work, Sean enjoys outdoor activities including rock climbing and golfing. He embraces the Merrill tradition of community involvement and volunteers with local organizations. Sean holds the Professional Investment Advisor (PIA) designation.

Philip Moffatt is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with five years of industry experience. His prior roles include positions at the Texas Methodist Foundation, National United Bank, Faith In Action, Visiting Angels, and Southwestern University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Erick Milanco is a financial advisor with Primerica Advisors in Fremont, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. He has been with Primerica Advisors since 2017 and also worked at Raymond Handling Concepts Corp from 2015 to 2020. Outside of his advisory role, Milanco owns Prime Lift Tires, LLC, a forklift repair and service business, and works as a delivery driver for Amazon Flex and DoorDash. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model‑delivery strategies and a limited number of discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, with trading and execution services delegated to BNY Mellon Advisors and Pershing.

Richard Diregolo II is a financial advisor with LPL Financial in San Mateo, CA, holding a Series 66 credential and 18 years of industry experience. Prior to joining LPL Financial in 2020, he worked with Securian Financial Services, SGC Financial & Insurance Services, and Minnesota Life Insurance Company over a 13-year period. LPL Financial is an SEC-registered adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, supported by research, model portfolios, and various management strategies.

David Jones III is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that use firm-approved tools and models to support client investment decisions.

Eric Stryker is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Ameriprise in San Jose, CA. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research-driven modeling and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Larry Ngai is a financial advisor with Wells Fargo Clearing in Redwood City, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at CitiGroup for 11 years before joining Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Yan Chyrle Maxilum is a financial advisor at RBC Capital Markets based in San Jose, CA, with five years of industry experience. She holds Series 63 and Series 66 licenses. Her previous roles include positions at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with portfolio management, financial planning, and brokerage services tailored to clients' risk profiles and investment goals.

Zhongguang Chen is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following a year at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a focus on tailoring services to plan objectives, demographics, and risk tolerances.

Cindy Shi is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 20 years of industry experience. She has been with Cambridge Investment Research Advisors since 2012 and operates a tax preparation business as a CPA. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm provides various portfolio management options and utilizes both proprietary and third-party strategies tailored to client objectives.

Jacob Whitaker is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including Mariner Independent Advisor Network and THE Financial Services NETWORK. His professional background also includes roles outside the financial sector, such as positions at GT Auto Lounge and Capitol Advocacy. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting, supported by research from LPL Research and third-party subadvisors.

Shirley Chen is a financial advisor at UBS Financial Services with 21 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for 13 years before joining UBS in 2022. Outside of her advisory role, she is a partner in a healthcare consulting business that supports her husband’s medical consulting practice. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial strategies. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets services and fee-based planning.

Daniel Weisman is a financial advisor with Charles Schwab based in Sunnyvale, CA. He holds a Series 66 designation and has 21 years of industry experience, having worked at Charles Schwab Bank Ssb since 2005 and Charles Schwab & Co., Inc. since 2004. Outside of his advisory role, he owns rental properties managed by a third party. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers both non-discretionary and discretionary investment management options, utilizing multi-asset model portfolios and conducting due diligence on alternative investments through its integrated operational platform.

Serena Truong is a financial advisor with Morgan Stanley in Palo Alto, California, holding a Series 66 designation and five years of industry experience. She has been with Morgan Stanley since 2019 and previously worked at Pantheon Wealth Planning from 2017 to 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services directly and through corporate financial planning agreements.

Naushaba Rashid is a CFP® professional with 34 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and rooted in modern portfolio theory, with an emphasis on fiduciary responsibility and a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Dana Ruusinen is a financial advisor at Morgan Stanley with 13 years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley since 2012 and worked at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, Ruusinen serves on the Strong Schools Bond Citizens' Oversight Committee for the Palo Alto Unified School District. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Jacky Zhang is a Vice President and Wealth Planner at Fidelity Investments, a position held since 2018. In this role, he focuses on understanding clients' financial goals and objectives to build and maintain long-term financial plans. He aims to provide candid assessments to assist clients in making important financial decisions and maintains regular contact to keep plans on track and adjust them as needed. Prior to his current role, Jacky Zhang served as Vice President and Private Client Advisor at JP Morgan & Chase Co. from 2017 to 2018, Vice President and Financial Consultant at Charles Schwab & Co. from 2016 to 2017, Branch Manager at Scottrade Inc. from 2014 to 2016, and Investment Consultant at Scottrade Inc. from 2009 to 2014. He holds a California insurance license. Outside of work, Jacky Zhang has interests in biking, cars, fishing, outdoor adventures, parenthood, and traveling.