Steven Pugh is a financial advisor at OSAIC with 27 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors for 18 years. Outside of his advisory role, he serves as an assistant coach for a junior varsity high school baseball team, providing coaching and sportsmanship instruction. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios.

Mary Geong is a financial advisor with Cetera, holding a Series 66 designation and bringing 27 years of industry experience. She has held roles at Avantax Advisory Services and Avantax Insurance Agency and served on the California Board of Accountancy for four years. Outside of her advisory work, she serves as a trustee for Alta Bates Summit Medical Center’s philanthropy board and is the treasurer of the Piedmont Asian American Club, a nonprofit focused on educational and cultural activities. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Michael Abrams is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His career includes tenures at Wells Fargo Clearing and Wells Fargo Advisors before joining Ameriprise in 2020. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored reports and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Chase Young is a financial advisor at OSAIC with 10 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors, Mass Mutual Investors Services, and MetLife Securities. In addition to his advisory role, he is also licensed to offer various insurance products, including accident, health, disability, long-term care, and life insurance, as well as fixed and equity-indexed annuities. OSAIC serves a diverse client base, including retail and institutional investors, through a large network of advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, using asset-allocation tools and risk assessments to construct portfolios that may include a range of securities and alternative investments.

Akash Chauhan is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He began his career with Northwestern Mutual as a Financial Representative in 2021 and joined Fidelity Investments the same year. At Fidelity, he has served in multiple capacities including Relationship Manager, Planning Consultant, and Investment Consultant. As a Certified Financial Planner®, Akash works closely with clients to develop financial plans tailored to their specific needs and goals. He emphasizes understanding clients' current financial circumstances to present appropriate ideas and strategies. Akash holds a California Insurance License. Outside of his professional responsibilities, he has interests in baseball, comedy, food, football, and traveling.

Lacey Wedell is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley since 2006, including a role at Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Jeffrey Oberle is a financial advisor with Fidelity who holds Series 63 and Series 65 licenses and has eight years of industry experience. His prior work experience includes roles at Morgan Stanley and In-N-Out Burger before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also serves multiple registered investment companies and offers algorithmic portfolio construction supported by AI and long-term asset allocation benchmarks.

Shyamali Mukherjee is a financial advisor with Mass Mutual Investors Services. She holds a Series 66 designation and has been with the firm since 2026. Prior to her advisory role, she has worked at Sandia National Lab since 2010. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, money-manager programs, and educational seminars, focusing on collaborative, annual planning engagements using firm-approved analytical tools.

Yia Lee is a Financial Consultant at Fidelity Investments, a position held since 2026. Prior to this role, Yia served as a Planning Consultant from 2024 to 2025, a Relationship Manager from 2023 to 2024, and a Customer Relationship Advocate from 2022 to 2023, all within Fidelity Investments. Yia's approach centers on fostering client relationships built on honesty, communication, and trust to develop personalized financial plans that align with individual client goals and circumstances. Yia holds a California Insurance License. Outside of work, Yia enjoys camping, attending social events with friends, watching movies, participating in outdoor adventures, and traveling.

Marc Kriessmann is a financial advisor with OSAIC in San Mateo, CA, holding Series 65 and Series 66 licenses and bringing 17 years of industry experience. He has previously worked at Securities America Advisors, Inc. and Securities America, Inc. and is involved in managing fixed annuity products primarily for public employees and nonprofit organizations through Ben Yohanan Annuity & Insurance Agency, Inc. Additionally, he serves as Managing Director at Hatch Retirement Advisors, focusing on retirement-related planning and coordination of life transitional events for retirees and their families. OSAIC serves a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm utilizes various advisory platforms and asset-allocation tools to provide integrated brokerage and investment advisory services, supporting both discretionary and non-discretionary portfolio management.

Jong Hyun Kim is a Series 66 registered advisor with Charles Schwab, based in San Mateo, CA, and has four years of industry experience. His prior roles include positions at West Valley Community Services, YMCA of Silicon Valley, Downtown College Prep, and Berryessa Union School District. Kim has worked with Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment services utilizing multi-asset model portfolios and alternative investment options, supported by a large-scale integrated operational structure.

Ahmad Hojatnia is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at JPMorgan Chase Bank, Bank of America, Merrill, and Raymond Young CPA. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors, combining institutional advisory operations with brokerage and investment management capabilities.

Milad Javaherian is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Morgan Stanley Private Bank, Morgan Stanley, and various Wells Fargo entities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Daniel Chane is a Financial Consultant currently working at Fidelity Investments since 2021. He has over a decade of experience in the financial industry, including previous roles as a Market Leader at Merrill Lynch from 2014 to 2021 and as a Financial Solutions Advisor at Merrill Lynch from 2011 to 2014. His approach involves helping clients plan for their financial goals with a holistic perspective. Daniel focuses on educating, coaching, and mentoring clients to take a responsible approach toward overcoming financial concerns and pursuing their objectives. He emphasizes the importance of clients feeling understood and confident in their investment decision-making processes. Daniel holds a California Insurance License.

Dong Choi is a financial advisor with Ameriprise in Redwood City, CA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise since 2012, including six years at the current firm. Outside of his advisory role, Choi serves as Treasurer on the Board of Directors for the Monsoon Education Youth Project and is a member of Endless Knot, both nonprofit organizations based in Globe, AZ. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm provides comprehensive, research-based recommendation reports combining modeling, tax strategies, and asset management, delivered through a centralized consulting team in partnership with financial advisors.

Max Kaplan is a financial advisor at Fisher Investments with seven years of industry experience. He holds the Series 65 designation and has been with Fisher Investments since 2015. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research, implements tax-aware strategies, and manages risk through various defensive tactics.

Patrick Bauzon is a Financial Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as an Investment Consultant at Fidelity Investments from 2023 to 2025. His career in financial services spans over nine years, including experience as a Financial Advisor at Twin Peaks Wealth Advisors from 2021 to 2023 and as a Registered Sales Associate at Fremont Bank from 2018 to 2021. Patrick holds a California Insurance License, which supports his professional capabilities in the financial sector. His work focuses on providing clients with tailored financial plans to help navigate areas such as wealth accumulation, retirement, and income planning, utilizing Fidelity's planning tools and services. Outside of his professional career, Patrick has interests in cars, football, outdoor adventures, pets, and traveling.

Margaret Ring Wiersma is a financial advisor with UBS Financial Services in Dublin, CA, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Rick Felix is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and analysis.

Christopher Lightner is a financial advisor with Edward Jones in Alameda, CA, holding a Series 66 designation and seven years of industry experience. He has worked at Edward Jones since 2018 and previously held positions at TrendKite and W2O Group. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.