Sarah Ferguson is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding a Series 66 designation and 6 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Celina Abouzeid is a Series 66-registered advisor with Merrill, based in Columbia, MD. She has 18 years of experience at Merrill and 2 years of industry experience as a financial advisor. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Bernard Richards is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial and M&T Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment approach.

Ana Cortez Molina is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 designations and no prior industry experience. Her background includes roles outside of finance, such as positions at Advance Auto Parts and Auroras Hair Design. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to guide investment decisions.

William Coleman is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018. Prior to that, he was employed at Bank of America and was involved with the Baltimore Museum of Art. Outside of his advisory role, he previously operated a screen-printing business under his registered LLC, Beard City LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Jeffrey Gue is a financial advisor with Raymond James Financial Services Advisors, holding Series 63 and Series 65 credentials and 25 years of industry experience. His prior roles include positions at Fulton Bank, National Life Group, and The Investment Center Inc. He is also an agent and partner at Worthington Financial Partners, focusing on insurance services. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and public entities. The firm offers tailored advisory solutions and specialized programs for small businesses, supported by a broad institutional network and municipal finance capabilities.

Felipe Escobar Gomez is a financial advisor at RBC Capital Markets with two years of industry experience. He holds a Series 66 designation and previously worked at Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various wrap fee advisory programs with tailored strategies implemented through a mix of in-house and third-party investment managers and model providers.

Kristina Jackson is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Her prior roles include positions at Bank of America, PayPal, and Mariner Finance. Outside of her advisory work, she provides guest services for sporting facilities and events through S.A.F.E Management in Baltimore. Merrill offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, employing model-based and discretionary investment strategies across a broad client base that includes individuals, high-net-worth clients, and institutional investors.

Tyler Thomas is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation. His prior work includes roles in education and hospitality. Equitable Advisors serves a broad mix of individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying heavily on LPL-sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.

Joseph Juras is a financial advisor with Wells Fargo Clearing in Ellicott City, MD, holding Series 63 and Series 65 licenses and having 44 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. He also serves as a trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Matthew Cramer is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at Long Fence Company for seven years and held positions at McDaniel College and Dicks Sporting Goods. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of investment strategies and advisory services through a large network of financial advisors and branch offices. The firm manages approximately $1.01 trillion in assets and operates under a fiduciary standard.

Stephen Merrill is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors for 12 years. Merrill is also involved with Heritage Financial Consultants, LLC as an agent and financial planner, offering a range of insurance products including accident, health, disability, and life insurance. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, and access to third-party money managers through a network of affiliated advisers and multiple advisory platforms.

Jeffrey Ring is a financial advisor with Equitable Advisors in Pikesville, MD, holding Series 63 and Series 65 credentials and over 38 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors. Outside of his advisory work, he assists with his local condominium association and serves as power of attorney and estate executor for a family member. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Nathan Chen is a financial advisor with Wells Fargo Clearing in Columbia, MD, holding a Series 66 designation and three years of industry experience. He has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, and Raymond James & Associates. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles and modern portfolio theory to serve its clients.

Brenna Baim is a financial advisor with LPL Financial in Owings Mills, MD, holding a Series 66 designation and beginning her advisory career in 2026. Prior to joining LPL Financial, she held various roles in education and hospitality, including positions at the University of Maryland Baltimore County and several restaurants. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and technology to support its investment management.

Amy Brocious is a CFP® professional with 41 years of industry experience, currently serving as a financial advisor at OSAIC since 2025. She spent 40 years at Lincoln Financial Advisors Corporation prior to joining her current firm. In addition to her advisory role, she is involved with Heritage Financial Consultants, LLC, where she offers fixed annuities, long-term care insurance, and traditional life insurance products. OSAIC serves a diverse client base that includes individual, high-net-worth, pension, corporate, and charitable investors through a large network of affiliated advisors and multiple advisory platforms. The firm utilizes a range of asset-allocation tools and offers integrated brokerage and advisory services, including access to third-party money managers and unified managed accounts.

Gregory Kroneberger Jr. is a CFP® professional with 34 years of industry experience, currently affiliated with RBC Capital Markets in Hunt Valley, MD. He has worked with RBC Capital Markets since 2009 and also with City National Bank since 2019. Outside his advisory role, he serves on the board of directors for the Catholic Community Foundation and participates in fundraising for the Archdiocese of Baltimore. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and financial planning services through various advisory programs.

Michael Kilduff is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley and Baltimore-Washington Financial Advisors. He was also involved with Manor Renovations from 2022 to 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Jonathan Dickey is a financial advisor with Raymond James Financial Services, Inc. in Columbia, MD, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he is involved in agricultural activities as a co-owner of family farms and serves on the board of a nonprofit horse rescue organization as well as on the board and audit committee of a regional bank. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering financial planning and non-discretionary investment consulting supported by firm research and outside managers. The firm is notable for its significant non-discretionary advisory business, providing tailored investment recommendations while leaving final decision authority with clients.

David Matthews is a Certified Financial Planner® with 24 years of industry experience. He has been with Raymond James Financial Services Advisors since 2012. Outside of his advisory role, Matthews serves as Treasurer for Mt. Ararat #44 Ancient Free & Accepted Masonic Lodge, where he manages the lodge’s finances. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individual investors, pension plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory services and institutional consulting solutions, supported by a broad affiliate network and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services.