Jennifer Vancura is a financial advisor at OSAIC with 13 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corp for 15 years before joining OSAIC in 2025. OSAIC Wealth serves a diverse client base that includes retail and institutional investors, offering both brokerage and advisory services across various programs such as comprehensive financial planning and retirement plan consulting. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization supported by advanced risk assessment and rebalancing tools.

Cooper Woest is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His background includes four years at Loyola University Maryland and involvement with the Dulaney Swim Club LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Joel Fink is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets from 2005 to 2009. Fink serves as president of the board for the Jewish Community Services of Baltimore, a nonprofit organization. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers customized financial planning and investment programs supported by a structured planning process and a range of investment and advisory solutions.

Jason Shanty is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 66 designation and previously worked for 18 years at Lincoln Financial Advisors Corp. Outside of his advisory role, he is an insurance agent offering fixed insurance products such as fixed annuities, indexed annuities, and traditional life insurance. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm employs a model-based investment approach with asset allocation and portfolio optimization tools, offering a range of advisory and brokerage services through a multi-advisor platform.

Georgeanne Aist is a financial advisor with LPL Enterprise and holds the Series 63, Series 65, and Series 66 designations. She has 24 years of industry experience with prior roles at Prudential Insurance Company of America, Pruco Securities, LLC, Lincoln Financial Advisors, and several other firms. Outside of her advisory work, she serves as a minister in Charlotte Hall, MD. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual investors, high-net-worth clients, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, third-party asset management access, and insurance product facilitation through affiliated entities.

Kevin Grant is a financial advisor with Merrill in Cockeysville, MD, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Bank of America and JPMorgan Chase Bank. Outside of advisory work, he owns and operates a multimedia and creative content production business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Isabella Thomas is a financial advisor at Merrill with Series 65 and Series 66 licenses and seven years of industry experience. She has been with Merrill since 2018. Outside of her advisory role, she is also employed part-time with Rover, a dog sitting and dog walking service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Noah Schettini is a CFP® professional at Cetera with eight years of industry experience. His prior roles include positions at Ameriprise, JPMorgan Securities LLC, JPMorgan Chase Bank NA, and PNC Bank NA. Outside of his advisory work, he is also involved as an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Annette Quigley is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Cetera Investment Services, and LPL Financial. She is also a business owner of Strategic Wealth Advisors LLC, a payroll company for a registered sales assistant she shares with another advisor. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a primarily model-driven investment approach, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers services such as financial planning, access to asset managers, and participation in wrap programs.

Kyle Hays is a financial advisor at Osaic with a Series 65 designation and one year of industry experience. Prior to his career in financial services, he was involved in general contracting through A.H. Junior General Contractor LLC for four years and completed five years of full-time education. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services such as comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment approach with multiple account management options and is notable for its scale, affiliate network, and recent consolidation activity.

Johnathon Raver is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Karin Mottus is a CFA® charterholder with 34 years of industry experience and has been with Stifel since 2007. She holds a Series 63 license and is based in Hunt Valley, MD. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment strategy developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Kevin Murphy is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Bank of America, N.A. and T. Rowe Price. Outside of finance, he was involved with the James Madison University Sport Club Council. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment approach includes multiple program strategies with client or advisor discretion and emphasizes tax-focused capabilities supported by its integration with Bank of America affiliates.

Colby Savadove is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior roles include positions at UBS Financial Services, Ferris, Baker Watts, LLC, and Legg Mason Wood Walker, Incorporated. Outside of his advisory work, he holds power of attorney responsibilities for his mother. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and financial planning services tailored to clients who meet a net-worth threshold. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Khai Atkinson is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 15 years of experience in financial services within the Middle Tennessee area. He specializes in family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Khai works closely with clients to develop personalized financial strategies that align with their long-term goals, ensuring they fully understand the recommendations and options presented. Khai holds a Bachelor's Degree from Auburn University and is a Personal Investment Advisor (PIA). He is committed to building and maintaining strong client relationships through accessible, knowledgeable, and experienced guidance. In addition to his professional role, Khai participates actively in community volunteer organizations, reflecting his dedication to the Merrill tradition of community involvement. Outside of work, he enjoys adventure sports, camping, fishing, golfing, hiking, photography, running, soccer, and spending time with his family.

Gino Zazzetta is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Raymond James Financial. He has held roles at Fusco Financial Associates and non-variable insurance firms since 2016. Zazzetta also serves as a board member for the Linwood Center, a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools, and supports municipal and public finance through a unique affiliation with a municipal advisor.

Jason Goeller is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at several notable firms, including Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker, Incorporated. Since 2016, he has been with Wells Fargo Clearing in Hunt Valley, MD. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

David Zirretta is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

James Jacobson is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is a partner in the Jacobson Family General Partnership, an investment-related business based in Baltimore. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through various advisory and brokerage platforms.

Matthew Snyder is a financial advisor with Ameriprise in Baltimore, MD, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.