Sandra Vecere is a financial advisor at Wells Fargo Advisors with 13 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services Inc for 11 years before joining Wells Fargo Advisors in 2020. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients through its network of advisors. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Jerald Ciekot is a CFP®-credentialed financial advisor at Stifel with 43 years of industry experience. He has been with Stifel Nicolaus & Co. since 2008. Outside of his advisory role, he is the owner of Cole Building Co. and holds small ground lease interests. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and financial planning analyses.

John Pastalow III is a Series 66-licensed financial advisor with Ameriprise in Hunt Valley, MD, and has 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Advisory Board for Historic Ships in Baltimore and is a board member of The Fuel Fund of Maryland. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research-driven strategies and tax-efficient withdrawal planning. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Gualtiero Noto is a financial advisor at Robert Baird & Co. with 46 years of industry experience. He has been with Robert W. Baird & Co. since 2009 and holds Series 63 and Series 65 licenses. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals, utilizing both traditional and complex investment strategies with discretionary and non-discretionary management options.

Thomas Barger is a financial advisor with LPL Financial in Lutherville, MD, holding a Series 66 credential and bringing 34 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 33 years before joining LPL Financial in 2024. Outside of his advisory role, he is involved with Blue Harbor Benefits as a health insurance broker. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party sources.

Carole Rose is a financial advisor at Merrill with 14 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2006. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, and institutional clients by offering model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Taylor Marino is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2008 and City National Bank since 2019. Outside of his advisory role, Marino serves on the Board of Directors for The Family Tree, a nonprofit organization focused on preventing child abuse and neglect in Maryland. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and implements customized investment strategies using a combination of in-house and third-party managers, employing various portfolio management and financial planning services.

Damian Maurer is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017. Prior to that, he was employed at Monument Wealth Management and has experience outside the financial sector with roles including work at Michael's Cafe and Towson University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional entities. The firm is integrated with Bank of America’s corporate platform, enabling access to a broad range of financial products and services.

Richard Juergensen is a financial advisor at Ameriprise with 25 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliates since 2005. Juergensen serves on the Board of Directors at Frostburg State University and is involved as treasurer for a local volunteer organization. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports in partnership with its financial advisors.

Deborah Gottlick is a financial advisor at RBC Capital Markets with Series 63 and Series 66 credentials and four years of industry experience. She has previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients, including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs with tailored strategies implemented through a combination of in-house and third-party managers, providing discretionary and non-discretionary portfolio management and financial planning services.

Jahaira Zorrilla is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Merrill, Bank of America, and Wells Fargo. Outside of her advisory role, she is employed with Exceed Home Care Services, providing care for a minor family member. J.P. Morgan Securities offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in their investment recommendations.

Gavan Scanlan is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Bank of America, Northwestern Mutual, and RJ Bentleys. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

Albert Antlitz is a financial advisor with Equitable Advisors in Timonium, MD, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. He has been with Equitable Advisors since 2005, following a concurrent period at Axa Advisors, LLC from 2005 to 2020. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through various third-party programs. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Julianne Hawes is a Wealth Management Advisor with Merrill Lynch Wealth Management. She brings over 20 years of experience in providing financial advice and customized wealth management solutions. Julianne is a key member of The Weisshaut Group, a team based in Boca Raton, Florida, which collaborates with multiple generations of affluent families to assess their financial objectives and implement effective strategies. Julianne holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor's Degree from the University of Florida. Julianne resides in Coral Springs, Florida.

Annakate Cross is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2004. Outside of her advisory role, she works as a retail cashier at a shopping mall, performing customer service and cashiering duties. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a discovery-based process and offers both direct and employer-sponsored financial planning services.

James Brady is a Financial Consultant who assists clients and their families in understanding their financial well-being and collaboratively developing plans for their short-term and long-term needs. He emphasizes building relationships based on trust to guide clients toward achieving their financial goals. He has held various roles in the financial services industry, including Investment Consultant, Relationship Manager, and Financial Services Representative at Fidelity Investments from 2022 to 2024. Prior to that, he worked at T. Rowe Price in positions such as Workplace Investment Consultant, High Net Worth Client Representative, and Retail Investment Services Representative between 2019 and 2022. Outside of his professional work, James has interests in concerts, cooking and baking, fitness, football, outdoor adventures, and pets.

Marat Kushner is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he serves as a notary public in Baltimore County, Maryland. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Gerald Geddes is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at firms including LPL Financial and Securian Capital of the Chesapeake, and he is the president and CPA of Geddes & Company, P.C., which provides tax preparation and planning services. Geddes is also involved in the sale of fixed insurance products as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and consulting services, operating with more than 10,000 advisors and over $256 billion in assets under management.

Aron Maddox is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with MML Investors Services and MassMutual since 2015. Outside of his advisory role, he also works as a fulfillment associate at an Amazon fulfillment center. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars through structured, collaborative client relationships using firm-approved analytical tools.

Colin Renick is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and previously worked at Bank of America, N.A., Sheppard Pratt, the Social Security Administration, and the GEAD Language Community. Merrill offers managed account services through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates investment strategies developed by its Chief Investment Office and third-party managers within Bank of America’s broader corporate platform.