Caleb Wedgle is a financial advisor at Schwab Wealth Advisory, Inc. with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2023. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations to client goals and risk tolerance, with all trades requiring client authorization.

Fred Surganty is a financial advisor at SPC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Charles Schwab Bank and Charles Schwab for eight years. Surganty operates his financial services practice under the name Capitol Peak Financial, LLC. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporations. The firm supports a large network of advisors and delivers tailored, discretionary investment advice through multiple program platforms.

Cynthia Egger is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 credentials and 27 years of industry experience. She has worked with GWFS Equities, Inc. since 2015. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model linked to Empower’s recordkeeping and administrative platforms. Their services focus on long-term portfolio returns and include both point-in-time financial plans and optional managed account solutions.

Joseph Campobenedetto is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63, 65, and 66 designations and bringing 10 years of industry experience. His prior experience includes roles at USAA over nearly a decade and SVB Wealth. He also owns Joe's Tax Preparation, a business he has operated since 2011. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm delivers integrated services linked to its recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and client savings rates rather than short-term forecasts.

Kevin Ziegler is a CFP® professional with five years of industry experience, currently with Schwab Wealth Advisory, Inc. He has previously worked at Wells Fargo Bank and Charles Schwab & Co., Inc., and spent time traveling in Southeast Asia in 2019. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm offers guidance on asset allocation and investment selection using Charles Schwab’s asset-allocation models and internal research tools, with a focus on tailored recommendations and at-least-annual reviews.

Phillip Woodford is a Series 65 licensed advisor at Focus Partners Wealth, LLC with 10 years of industry experience. His prior roles include positions at Kovitz Investment Group Partners, LLC, Transform Wealth, LLC, and Strategic Capital Advisors. Focus Partners Wealth serves individuals, high-net-worth families, family offices, corporate, and institutional clients with a variety of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies, third-party managers, and private funds.

Tanya Elling is a CFP® professional with seven years of experience in the financial advisory industry. She is currently with Schwab Wealth Advisory, having been with Charles Schwab and affiliated entities since 2020. Her prior roles include positions at Fisher Investments and KMS Financial Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

James Werner is a financial advisor at Mercer Global Advisors Inc. in New York, NY, holding a Series 65 designation with seven years of industry experience. He has been with Mercer Global Advisors since 2018. Mercer Global Advisors provides investment advisory and related planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts, with a variety of implementation options and public content programs.

Nicole Kinnamon is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and five years of industry experience. Her prior work includes roles at Charles Schwab, Charles Schwab Bank, TDAmeritrade, and earlier positions outside the financial sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm offers guidance on asset allocation and investment selection using Charles Schwab & Co.’s asset-allocation models and research tools, with trades executed only upon client authorization.

Matthew Martin is a financial advisor at Schwab Wealth Advisory with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Schwab Wealth Advisory and Charles Schwab since 2022, following a 24-year tenure at TIAA and TIAA-CREF. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Schwab’s asset allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Jeffrey Klein is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has been with Schwab Wealth Advisory since 2018 and has been affiliated with Charles Schwab & Co., Inc. since 2016. Outside of his advisory role, Klein serves as an on-ice official for USA Hockey. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs Charles Schwab’s asset-allocation models and research tools to guide investment selections and conducts at least annual portfolio reviews tailored to clients’ goals and risk tolerance.

Leslie Morgan is a CFP® with 25 years of industry experience, currently advising at Schwab Wealth Advisory, Inc. since 2021. Prior to this, Leslie worked for TIAA and Valic Financial Advisors. Outside of finance, Leslie maintains a hobby as a beekeeper and occasionally sells excess honey. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses proprietary asset allocation models and internal research tools to guide investment selection and typically recommends separately managed accounts overseen by third-party managers.

Daniel Morris is a financial advisor with Eagle Strategies (New York Life) based in Lakewood, Colorado, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. He has been affiliated with Eagle Strategies since 2014 and operates High Point Financial Group, LLC, which sells New York Life products and brokers non-registered insurance products. Outside of his advisory work, he owns Austin Group Investments, LLC, focusing on instructional coaching for professional advisors, and serves on the boards of two nonprofits involved in educational support and community grant distribution. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client and plan sponsor objectives, with the majority of its assets managed on a non-discretionary basis.

Michael Machado is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab and its affiliated entities since 2019, as well as prior roles at Janus Management Holdings Corp and Janus Distributors LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research, with recommendations tailored to client goals and risk tolerance.

Hunter Baumgartner is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and three years of industry experience. He previously worked at Credit Union of Denver and Charles Schwab Co., Inc., and has entrepreneurial experience operating Virgilio's Pizzeria & Wine Bar for six years. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients by providing non-discretionary fiduciary investment advice and financial planning. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, with guidance tailored to clients’ goals and risk tolerance.

Christopher Springer is a financial advisor at Eagle Strategies (NY Life) based in Denver, CO, holding Series 63 and Series 66 registrations with three years of industry experience. His prior roles include work at Five Peaks Capital Group, Eagle Strategies LLC, NYLife Securities LLC, and New York Life Insurance Company. Outside of his advisory work, he serves as an investor in MKC Manufacturing Inc., volunteers to support athlete development at Inline to Ice, and is a board member of USA Roller Sports, the national governing body for roller sports recognized by the US Olympic Committee. Eagle Strategies serves a diverse client base of individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple advisory programs and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis.

Sean Bazewicz is a financial advisor at Transamerica Financial Advisors with 21 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Transamerica Financial Advisors since 2012. Outside of his advisory role, he manages 7th and Pearl LLC, a property maintenance business. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm’s advisory model primarily uses model portfolios and third-party managers for investment execution and discretion.

Brian Rodriguez is a financial advisor at Focus Partners Wealth, LLC in Denver, CO, holding Series 65 and Series 66 licenses with three years of industry experience. His prior roles include positions at The Colony Group, LLC, Bank of America, N.A., and Merrill. Focus Partners serves individuals, high-net-worth families, family offices, corporate and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies alongside private funds and third-party managers.

Brett Ellis is a CFP® professional at Schwab Wealth Advisory with nine years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2016 and joined Schwab Wealth Advisory Inc. in 2019. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s standard asset-allocation models and internal research, with tailored recommendations made at least annually.

Deborah Eggleston is a CFP® with 33 years of experience in the financial industry. She is currently associated with United Planners' Financial Services of America as a Limited Partner, a position she has held since 2020. Her prior experience includes roles at MML Investors Services and Mass Mutual Life Insurance Company. Outside of finance, she works at the Lone Tree Arts Center concession stand. United Planners Financial Services is a national wealth-management enterprise serving individual investors, retirement plans, corporations, trusts, estates, and institutional clients through a network of independent advisors. The firm manages approximately $12.77 billion in assets and employs a primarily non-discretionary investment approach.