Emmett Espino is a financial advisor at Thrivent Investment Management with a Series 66 designation and one year of industry experience. His prior roles include positions at Thrivent Financial, Allstate Jack Sughrue Agency, Scheels All Sports, and Minot State University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering holistic, goal-based analyses and planning on a broad range of financial topics. The firm’s services can be combined with managed-account programs under a consolidated billing option called WealthPlan, while keeping planning and asset management separate.

Matthew Steinke is a financial advisor with LPL Financial in Denver, CO, holding Series 63 and Series 65 registrations and bringing 21 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Waddell & Reed, Inc. for nine years. In addition to his advisory work, Steinke is involved in business ownership through entities such as Lulu Tunes LLC, Tiger Print LLC, Kindling Group, and Matthew E Steinke Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with investment strategies encompassing discretionary and non-discretionary approaches supported by proprietary research and technology tools.

Mark Liley is a financial advisor with Raymond James & Associates in Englewood, CO, holding a Series 66 designation and 24 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Investments, LLC. Outside of his advisory role, he is listed as the owner and member of two small businesses, Liley 3100, LLC and Liley2950, LLC, with no active daily responsibilities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, employing a range of portfolio management styles supported by extensive research and model manager options.

Sierra James is a Series 66-credentialed financial advisor with 15 years of industry experience. She is currently with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc., where she has worked since 2022. Prior to that, she spent over a decade at Cantella & Co., Inc. Outside of her advisory role, she is employed in the food and beverage industry as a W2 employee at Valle Restaurant in Oceanside, CA. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, trusts, and other retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through independent Financial Professionals using a range of portfolio management and model-based solutions, with options for discretionary and non-discretionary investment strategies.

Catherine Coleman is a financial advisor with Morgan Stanley in Denver, CO, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. She has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning utilizing structured processes and firm-approved tools, serving clients directly and through corporate financial planning agreements.

Peter Dolan Jr. is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christopher Smith is a Series 66-licensed financial advisor with Ameriprise in Arvada, Colorado, and has 21 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations through a centralized consulting team.

Brandt Kidwell is an Executive Planning Consultant at Fidelity Investments, a role he has held since 2025. In this capacity, he partners with clients to enhance their financial wellbeing by understanding their unique goals and challenges. Prior to this, he served as a Benefits & Planning Consultant at Fidelity Investments from 2023 to 2025 and as a Workplace Planning Consultant at the same firm from 2021 to 2023. Before joining Fidelity Investments, Brandt worked as a Mortgage Banking Consultant at Carrington Holdings from 2016 to 2020. Throughout his career, he has focused on helping clients understand their executive benefits and integrate them into personalized financial plans. His approach centers on building long-lasting relationships based on trust, reliability, and competence.

Tyson Schwartz is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Charles Schwab and its affiliated entities since 2015. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through integrated wrap fee programs and managed accounts. The firm’s approach combines non-discretionary client guidance with access to discretionary separately managed accounts and employs multi-asset model portfolios with periodic reviews and research support from its Center for Financial Research.

Christine Armstrong is a financial advisor at RBC Capital Markets with a Series 66 designation and one year of industry experience. Her prior work includes roles at First Citizens Bank, Silicon Valley Bank, and several other financial firms since 2013. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients' risk profiles through a combination of in-house and third-party investment managers.

Amelia Reback is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at firms including Charles Schwab, TD Ameritrade, and Global Equity. Outside of her advisory role, she serves on the board of the Global Equity Organization, a nonprofit focused on education in the employee stock plan industry, and is involved in buying and selling antiques and retail items through personal ventures. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Nathan Scheibel is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has prior experience at Cetera and Cetera Investment Services LLC. Before entering the financial industry, he worked at Discount Tire and attended the University of Colorado Boulder. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, using asset-allocation tools and third-party platforms to construct portfolios across various asset classes.

Michael Hirschfeld is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank NA and J.P. Morgan Securities since 2014. Based in Denver, CO, he operates within a large institutional firm. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

William Potter is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 43 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent nine years with A. G. Edwards & Sons, Inc. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research and analytics.

Keri Pugh is a CFP®-certified financial advisor with 27 years of industry experience, currently practicing at LPL Financial since 2017. Prior to joining LPL, she worked at National Planning Corporation for nine years. She is the owner of Keri I. Pugh, Inc., a non-investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using both proprietary and third-party strategies.

John Williams is Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2023. He focuses on providing relationship-based financial planning for a select group of clients, utilizing advanced financial planning software to model unique client scenarios. He has been with Fidelity Investments since 2009, holding various positions including PWM, Investment Management Consultant; Senior Portfolio Specialist; Portfolio Specialist; PAS - Client Management Representative; Regional Sales Consultant; Senior Investments Help Desk; Investment Solutions Representative; and Financial Representative. Prior to Fidelity, he completed internships at First Southwest Company in 2004 and 2005. John holds a California Insurance License. Outside of his professional work, he enjoys family activities and running.

Harley Tierheimer is a financial advisor with J.P. Morgan Securities in Lakewood, CO, holding a Series 66 designation and seven years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A. from 2001 to 2022 and J.P. Morgan Securities LLC since 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.

Marc Daniels is a financial advisor at Cetera with 39 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Cetera Wealth Services, LLC since 2013. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, employer-sponsored retirement, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and third-party money managers.

William Marcoux is a financial advisor with UBS Financial Services in Denver, CO, holding a Series 66 designation and bringing 27 years of industry experience. He has worked at UBS since 2014. Outside of his advisory role, he is an investor and LLC member of MARG Partners LLC, which operates Morrison Inn, a retail restaurant business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services delivered by a large network of financial advisors.

Darryl Traweek is a financial advisor with RBC Capital Markets in Denver, CO, holding Series 63 and Series 66 credentials and 39 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, he serves on the boards of several nonprofit organizations, including Cure Duchenne, First Tee of Greater Austin, Colorado Uplift, and A Precious Child. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client's risk profile using both in-house and third-party investment managers.