Scott Carone is a financial advisor with Equitable Advisors in Point Pleasant, NJ, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. He has been with Equitable Advisors since 2014, previously associated with Axa Advisors, LLC for six years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services according to clients' goals, risk tolerance, and time horizon.

James Shea Jr. is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63, 65, and 66 licenses and 26 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Oppenheimer & Co. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services using a broad range of planning areas and Wells Fargo’s research and tools.

James Gallo is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank, SSB since 2012. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Michael Girgis is a financial advisor at Equitable Advisors with 19 years of industry experience. He has been with Equitable Advisors since 2006 and holds the Series 66 designation. Outside of his advisory role, he serves as a co-trustee of family trusts alongside his brother. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party programs. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to meet client needs.

William Barnek is a financial advisor at RBC Capital Markets with nine years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill Lynch. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored strategies, portfolio management, financial planning, and brokerage services utilizing both in-house and third-party investment managers.

Maria Patrizio is a financial advisor with Ameriprise who holds Series 63 and Series 66 credentials and has 29 years of industry experience. Her prior work includes nine years at Janney Montgomery Scott and two years in home health care services. She also manages an advisory business through DGAM LLC as a client relationship manager. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations primarily for clients holding assets in Ameriprise-managed accounts.

Justin Saponara is a financial advisor at RBC Capital Markets with 23 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC for 15 years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management tailored to clients' risk profiles, utilizing a combination of in-house and third-party investment managers.

Kelly Mcconnell is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2008, except for a three-year period at Morgan Stanley Smith Barney LLC from 2022 to 2025. Merrill, together with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Miguel Coelho is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliated entities since 2019, as well as at Summit Financial Group and Summit Brokerage Services earlier in his career. Outside of his advisory role, he is the managing partner of Freedom Capital Group. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers various portfolio management and financial planning services through a multi-manager platform that provides access to affiliated and third-party managers as well as customizable investment strategies.

Colin Dempsey is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has additional experience at Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm offers IPS-driven advisory services grounded in modern portfolio theory, including both discretionary and non-discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paul Bitterly is a financial advisor with Morgan Stanley in Red Bank, NJ, holding a Series 66 designation and bringing seven years of industry experience. His work history includes multiple roles at Morgan Stanley since 2017 and prior positions at The College of New Jersey from 2014 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

Richard Fiorentino is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at Wells Fargo Advisors and Securian Financial Services, and he has been associated with multiple firms including margFINANCIAL and Mid-Atlantic Resource Group. Fiorentino also engages in fixed insurance sales as an agent/broker. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Andrew Marcucci is a financial advisor with Ameriprise Financial Services in Red Bank, NJ, holding Series 63 and Series 66 licenses and with 18 years of industry experience. His prior firms include Merrill, Bank of America, PNC Bank, and Empower Financial Services. Marcucci is also the owner of Belle Époque Productions, Inc., a voiceover recording business he has operated since 1995, which is currently inactive. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized retirement income planning service that provides written recommendations and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Rosemary Angeloni is a financial advisor at Morgan Stanley with 19 years of industry experience. She previously worked at Goldman Sachs & Co. for 23 years and held roles at Wells Fargo Bank and Wells Fargo Clearing Services before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

David Shave is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Osaic in Brielle, NJ since 2018. Prior to joining Osaic, he worked at Sii from 2014 to 2018 and has been a partner at SFG Annuity Marketing, Inc. since 1997. He is also involved in financial planning and insurance sales through his activities with Acorn Financial and Acorn Financial Services. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers integrated brokerage and advisory services, employing a range of portfolio construction tools and multiple third-party platforms to provide tailored investment and planning solutions.

Kenneth Turner is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has 28 years of industry experience, having worked at Mass Mutual Investors Services since 2017 and previously with Walnut Street Securities, New England Securities, Metlife Securities, and Metropolitan Life Insurance Company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and investment management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative financial planning using firm-approved tools and delivers recommendations without investment discretion, supporting implementation through separate brokerage or insurance arrangements.

Jonathan Ranieri is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2010 and Bank of America, N.A. since 2012. Outside of his advisory role, he maintains an active real estate sales license related to his family's brokerage in New Jersey. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jacob Eisikovic is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 12 years of industry experience. He is also a partner at Eisikovic & Kane, LLP, providing accounting, bookkeeping, tax preparation, and payroll services. Eisikovic has worked at Avantax Advisory Services and Avantax Investment Services, among other roles. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services, utilizing a multi-manager platform with discretionary and non-discretionary strategies across multiple program structures.

Trevor Sahol is a financial advisor with Wells Fargo Clearing in Red Bank, NJ. He holds a Series 66 designation and has recent experience with LPL Enterprise and Morgan Stanley. Outside of his advisory roles, he has been involved in a non-variable insurance business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Michelle Miranda is a Financial Advisor with Merrill Lynch Wealth Management. She works with clients to develop personalized wealth management strategies that align with their financial goals and adapt to changing market conditions. Michelle leverages the combined resources of Merrill and Bank of America to provide clients with investment insights, banking convenience, and lending solutions. Her approach integrates long-term wealth strategy, disciplined investment management, risk mitigation, and tax-efficient planning. Michelle assists clients in building, protecting, and sustaining wealth, navigating financial considerations such as divorce, and supporting business owners with strategic planning for growth and financial independence. She is committed to simplifying financial complexity and helping clients navigate life transitions with clarity and confidence. Michelle holds a Bachelor's Degree from Rutgers and has earned the Personal Investment Advisor (PIA) designation. Outside of her professional role, she enjoys activities such as biking, bowling, camping, dancing, gardening, golfing, hiking, pickleball, traveling, and yoga.