Brett Caffrey is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Jamie Cook is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard since 2016 and previously worked at TD Ameritrade. Outside of his advisory role, Cook coaches at the Penn Fusion Soccer Academy. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm serves hundreds of thousands of clients through a large team of advisors and a scalable digital platform.

Brett Ciocari is an advisor at LPL Financial with a Series 66 credential and one year of industry experience. Prior to joining LPL Financial in 2026, he worked at Ameriprise for two years and held various roles at Golf Galaxy, HomeGoods, Cedarbrook Country Club, and Farleigh Dickinson. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Adam Older is a financial advisor at Ameriprise with 15 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliated entity since 2011. Outside of his advisory role, he instructs students in Shotokan Karate and Aikijujitsu and is involved in promoting healthier lifestyles through a business assisting clients with weight loss and habit formation. Ameriprise Financial Services is a diversified firm serving both individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm employs a centralized service team that collaborates with advisors to produce customized Recommendation Reports and manages a distinctive investment approach incorporating affiliated product options.

Joseph Hornig IV is a Series 66-credentialed advisor at Wells Fargo Clearing with one year of industry experience. His work history includes roles in education prior to joining Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and a variety of brokerage and advisory solutions. The firm manages approximately $671 billion in assets and integrates research and analytics to guide investment decisions.

Matthew Kitchie is a financial advisor at Cetera with eight years of industry experience. He holds the Series 66 designation and previously worked at Voya Financial Advisors, Inc. and Lehigh University. Outside of his advisory role, he operates as an independent insurance agent focused on fixed insurance products and markets financial services and fixed life insurance through his own firm, Flagship Financial. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, with investment options including model portfolios, third-party managers, and customized strategies.

Stephen Gitter is a financial advisor with Raymond James & Associates in Conshohocken, PA, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He previously worked at Wells Fargo Clearing for 15 years before joining Raymond James in 2020. He also serves as a trustee for a family trust benefiting his nieces and nephew. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Nicholas Leong is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes positions at Merrill and Bank of America, N.A., as well as roles at St. Clair CPA Solutions and Cabrini University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Jinsong Chen is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Woodbury Financial Services for 17 years and Cincinnati Analysts, Inc. for one year. Outside of his advisory role, he is co-owner of J. Lion Insurance Group, an insurance agency. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various analytical tools and discretionary strategies.

Hugh Cameron is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 31 years of industry experience. Prior to joining Cetera in 2019, he worked at BB&T Securities and BBTIS. He is a partner and executive vice president at JBC Companies, focusing on strategies for fixed insurance, and serves on the board for strategic growth and planning at Vista Marketing Partners. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various investment management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated managers.

Michael Colbridge is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co. Inc. since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, which supports asset allocation and financial planning analyses.

Craig Hammer is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors and Lincoln Financial Securities from 2008 to 2025. Outside of his advisory role, Hammer is a co-owner of Nexus Financial, LLC, which serves as a holding entity for insurance-related businesses including RHM Partners LLC and Independence Financial Group. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach with various portfolio management options and supports clients with financial planning, retirement consulting, and access to alternative investments.

Shanny So is a financial advisor with Morgan Stanley in West Conshohocken, PA, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. Before joining Morgan Stanley in 2022, Shanny spent 20 years at HSBC Bank USA. Outside of advisory work, Shanny volunteers as a tax return preparer with the Tzu Chi Buddhist Foundation’s Volunteer Income Tax Assistance (VITA) program, assisting low-income community members during tax season. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and firm-approved methodologies to support financial planning engagements.

Charles Kuntz is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

James Corts Sr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 60 years of industry experience. He was with Boenning & Scattergood, Inc. for 57 years before joining LPL Financial in 2023. He also acts in a fiduciary capacity for a trust unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Mary Chiavaroli is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA from 2014 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and advanced modeling tools, serving clients through both direct and employer-based agreements.

Tuan Le is a financial advisor with LPL Financial in Conshohocken, PA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has worked at LPL Financial since 2016 and also maintains a role with TruMark Financial Credit Union since 2013. His prior experience includes positions at PNC Wealth Management and Citizens Securities, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with a focus on customizable strategies and access to third-party asset management through a broad network of investment adviser representatives.

Thomas Gorman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. He previously worked at UBS Financial Services from 2009 to 2021. Outside of his advisory role, he has ownership interests in storage facility businesses in Pennsylvania and Maryland. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven investment approach includes modern portfolio theory and a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Nicholas De Vito is a financial advisor at LPL Financial with four years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2022. His prior experience includes roles at Cetera Advisor Networks and Menninger & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services and investment programs, combining a large advisory network and various financial products with oversight of significant discretionary assets.

Blair Kurtz is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the Series 63 and Series 66 designations. His career includes multiple tenures at Morgan Stanley as well as a year at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.