Nicholas Massimo Jr. is a financial advisor with Equitable Advisors in Melville, NY, holding a Series 66 designation and five years of industry experience. His work history includes roles at Equitable Advisors since 2021, with previous experience outside the financial sector at Liberty Moving and Storage and Doordash. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a network of Investment Adviser Representatives and offers various advisory models, including third-party asset managers and LPL-sponsored programs.

Stephen Grieco is a CFP® professional with 43 years of industry experience. He is currently with OSAIC and has held prior roles at Mass Mutual Investors Services, Guardian Life Insurance Co. of America, and Home Life Insurance Company. Outside of his advisory work, he is engaged in insurance sales including life, disability, and long-term care products. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm emphasizes model-based asset allocation, portfolio optimization, and supports various discretionary and third-party investment strategies.

Dominic Privitera is a CFP® certificant with 19 years of experience in the financial industry. He is currently affiliated with Cambridge Investment Research Advisors and previously worked at LPL Financial and Woodbury Financial Services. He is also the owner of Total Wealth Planning, a separate advisory business. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals.

Ryan Welsch is a financial advisor with Primerica Advisors, holding a Series 63 designation and 14 years of industry experience. He has worked at PFS Investments Inc. since 2012 and Primerica Financial Services since 2011. In addition to his advisory role, he is a sales manager at Smart Energy Source, where he assists with operations and the sales and installation of solar panel systems. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of financial advisors and utilizes model-based strategies managed by unaffiliated asset managers.

Brian Tucei is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at First Republic Bank and Citi. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Guy Nicosia is a CFP® professional with 35 years of industry experience, currently serving as an advisor at OSAIC since 2024. His career includes prior roles at LPL Financial and Royal Alliance, alongside over four decades of self-employment. He is a partner in Strategic Tax Planning Services, LLC, which provides tax preparation and review services. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization supported by advanced risk assessment and rebalancing tools.

Danielle Payne is a financial advisor with LPL Financial in Babylon, NY, holding a Series 63 designation and bringing 21 years of industry experience. She has been with LPL Financial since 2008 and concurrently serves at Webster Bank since 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions supported by a network of over 22,800 advisors.

Roger Brigati is a CFP® and CFA® charterholder with 23 years of experience in the financial industry. He has worked at J.P. Morgan Securities since 2016 and previously held roles at HSBC Securities, Citigroup Global Markets, and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

John Kuchmak is a Series 65-licensed financial advisor with Equitable Advisors, where he has worked since 1999, totaling 47 years in the industry including his prior tenure at AXA Advisors. He is also president of Kuchmak Asset Management, a health insurance sales and administration business. Equitable Advisors serves a wide range of clients including individuals, pension plans, corporations, and nonprofits, providing financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives and third-party managers.

Justin Manfredo is a financial advisor with MassMutual Investors Services and holds a Series 63 designation. He has 17 years of industry experience, previously working at firms including Equity Services, National Life, Hornor Townsend & Kent, and Penn Mutual Life Insurance. He is the principal and founder of Life Legacy Concepts Inc., where he manages his own financial services practice. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software and collaborative planning processes.

Giovanni Migliaccio is a financial advisor at OSAIC with 29 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisors and Investacorp, Inc. Outside of his advisory role, he serves as president of MLA Financial Services, where he provides fixed insurance products including life, property, and casualty insurance. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed investment strategies across multiple custodial and affiliated platforms.

Judith Beckman is a CFP® with 48 years of industry experience, currently serving at OSAIC since 2024. She previously worked for American Portfolios Financial Services, Inc for 22 years. Beckman is on the board of directors for Literacy Nassau, a nonprofit focused on adult and child literacy in New York. She is also principal of a financial solutions insurance agency and involved with the Long Island Small Business Assistance Corp, which provides loans to woman- and minority-owned businesses. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering both brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization while supporting diverse client needs including high-net-worth individuals, retirement plans, and charities.

James Necker is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities since 2014. Outside of his advisory role, he was involved in Periwinkles Catering for ten years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating an ESG eligibility framework.

Mitchell Cohen is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at J.P. Morgan Securities and First Republic Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to Bank of America fiduciary clients including individuals, high-net-worth clients, and institutional accounts.

Nicholas Amendolara is currently an Investment Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he worked as an Associate Financial Advisor at Artisan Wealth Management from 2025 to 2026 and as a Relationship Banker at JPMC from 2024 to 2025. His professional experience spans roles focused on client financial services and investment consulting. Nicholas approaches client service by connecting with clients to understand their complete current situation, goals, and priorities. He emphasizes listening to client concerns as a key part of collaborating on plans that work towards their financial objectives.

Sean Tully is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to his current role, he served in the United States Marine Corps Reserve and is actively involved as a volunteer firefighter and EMT with the Greenlawn Fire Department, where he holds the position of Lieutenant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Martha Baumbach is a CFP®-certified financial advisor at Ameriprise with 20 years of industry experience. She has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2006. Baumbach is also involved in managing payroll and practice expenses through her role with One Ten Partners, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that combine investment research with tax-aware withdrawal strategies and a range of affiliated investment options.

Jing Chen is a financial advisor with Merrill in Melville, NY, holding a Series 66 designation and 14 years of industry experience. Chen has been with Bank of America and Merrill since 2012. Outside of advisory work, Chen owns a sole proprietorship rental property business in New York. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vincent Perrotta is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Tara Busby is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 63 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.