Harold Cho is a Senior Financial Advisor based in the Short Hills, NJ Merrill Complex. He joined Merrill Lynch Wealth Management in 2014 and works closely with clients to design, implement, and manage financial strategies tailored to their specific objectives. Harold focuses on helping clients with wealth creation, preservation, and the transfer of assets by providing the necessary education and information for informed decision-making. Harold began his career at Lehman Brothers and Morgan Stanley before joining Merrill Lynch. He holds a Bachelor of Science degree in Finance from the University of Connecticut and maintains FINRA Series 3, 7, 9, 63, and 65 registrations. Additionally, he holds the Personal Investment Advisor (PIA) designation. Outside of his professional life, Harold enjoys sports such as tennis, soccer, and golf. He also spends time cooking, exploring new hot sauces, and being with his family.

Joshua Leski is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding Series 63 and Series 65 licenses and two years of industry experience. His work history includes roles at MML Investors Services LLC, MassMutual Life Insurance Company, and Equitable Advisors, LLC. Prior to his financial services career, he worked at Fiddlers Elbow Country Club and Trump National Golf Course. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, providing investment recommendations through structured annual planning engagements.

Hilary Spain Reilly is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. Her career includes tenure at Merrill from 2001 to 2009 before joining Morgan Stanley Smith Barney LLC in 2009. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services. The firm employs a structured planning process using proprietary tools and extensive resources, managing approximately $2.74 trillion in client assets.

Gary Pancoast is a financial advisor with LPL Financial in Morristown, NJ, holding a Series 66 designation and 22 years of industry experience. He previously worked at Merrill and J. B. Hanauer & Co. He also serves as Senior Managing Director and Wealth Management Advisor at Peapack-Gladstone Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms such as the Bank Wealth Program.

Andrew Brassini is a financial advisor at Cetera with three years of industry experience. He holds a Series 66 designation and has held roles at several firms including MassMutual Life Insurance Company and MML Investors Services, LLC. Brassini is also a client service representative at Nicholas Pascarella & Co, where he processes paperwork and handles client inquiries. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and consulting services with access to multiple program structures and third-party money managers.

Daniel Becker is a CFP® professional with 24 years of experience in the financial industry. He is currently with LPL Financial, where he has worked since 2022. His prior experience includes 15 years at National Planning Corporation and roles at Securities America Advisors and Securities America, Inc. Additionally, Becker is involved in tax preparation and accounting as an enrolled agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies.

Alan Tangreti is a CFP® professional affiliated with Morgan Stanley, with 42 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses structured planning tools and methodologies such as Monte Carlo simulations to model outcomes, managing approximately $2.74 trillion in client assets.

Tara Jakubik is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America and Merrill from 2015 to 2023. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through corporate agreements.

Amanda Robinson is Vice President and Wealth Planner at Fidelity Investments, where she partners with clients to organize their financial lives through long-term advisory relationships. She collaborates with clients to identify their specific needs, concerns, and goals, addressing priorities such as wealth accumulation, retirement, risk management, and legacy planning. Her approach includes educating clients to simplify financial decisions and encourage proactive action. Robinson has held several vice presidential roles throughout her career, including positions at Ayco, a Goldman Sachs Company, NFP, an Aon Company, and U.S. Trust. Her experience spans wealth planning, wealth strategies, fiduciary management, and financial counseling, reflecting a comprehensive background in financial advisory services. Outside of her professional life, Amanda Robinson enjoys gardening, music, and Pilates.

Marsha Stevens is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked for Morgan Stanley from 2014 to 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, discretionary and non-discretionary portfolio management, and utilizes proprietary research and model-based asset allocations to tailor solutions to clients' goals and risk tolerances.

Alan Meckler is a financial advisor at OSAIC with 33 years of industry experience. He holds the CFP® and ChFC® designations, and has worked previously at Securities America Advisors, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance Company. He is a board member of the nonprofit organization St. Christopher's Inn. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-based investment approach, utilizing portfolio optimization, third-party managers, and proprietary strategies within a multi-advisor platform.

Beth Wilhelms is a financial advisor with Wells Fargo Clearing in Florham Park, NJ, holding Series 63 and Series 65 licenses and having 30 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as a trustee for a family-related trust. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with a range of brokerage and advisory solutions and serves over 14,000 financial advisors with approximately $671 billion in assets under management.

William Taylor is a CFP®-credentialed financial advisor with 14 years of industry experience. He is currently with RBC Capital Markets and has prior experience at City National Bank, Bank of America, N.A., and Merrill. Outside of his advisory role, he maintains a social media presence focused on general finance topics unrelated to his firm. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual and institutional investors. The firm offers various advisory programs with tailored investment strategies implemented through both in-house and third-party managers, featuring options for tax management and responsible investing.

Eric Hinds is the Senior Resident Director, Managing Director, and Wealth Management Advisor at Merrill Lynch Wealth Management in Summit, New Jersey. He has been with Merrill Lynch since 1998 and leads a team of four advisors. Eric provides overall leadership for the team with a focus on portfolio management and the development of corporate retirement plan strategies. Eric holds the FINRA series 3, 7, 9, 10, and 66 registrations as well as Life and Health Insurance licenses. He is also a Personal Investment Advisor (PIA). Eric earned a bachelor's degree in marketing and finance from Villanova University in 1992. He serves as president and founding member of the Hope for Children Foundation. Eric lives in Holmdel, New Jersey with his wife Karen and their three children. Outside of work, he enjoys playing and coaching soccer, as well as basketball, golfing, skiing, table tennis, tennis, and watching movies.

Daniel Piccirillo is a financial advisor at LPL Enterprise with four years of industry experience. He holds the Series 66 designation and has worked at firms including Goldman Sachs Bank USA and The Prudential Insurance Company of America. In addition to his advisory role, he is involved with Paradigm Governance Partners LLC, where he prepares financial information including audited financial statements. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment implementation is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to various financial planning and consulting services.

Christine Ostapiak is a CFA® charterholder with 25 years of industry experience. She is currently affiliated with Cetera and Pascarella Wealth Partners LLC, where she serves as a financial professional. Ostapiak has been associated with Cetera Advisors LLC and Pascarella Wealth Partners since 2013. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Margaret Selby is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. She has worked at Raymond James since 2017 and previously was with Morgan Stanley from 2015 to 2017. Outside of her advisory role, she is involved as an operations manager and client service manager at 1792 Wealth Advisors, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored non-discretionary planning and uses analytical tools to support client goals, with notable services in municipal and public finance and specialized retirement plan advisory programs.

Matthew Coe is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1995 to 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process incorporating approved tools and modeling techniques.

Kitty Kong is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 designations and having 29 years of industry experience. She has worked at Morgan Stanley & Co., Incorporated since 2007 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and Corporate Financial Planning agreements.

Kenneth Webb is a CFP® and holds a Series 66 license with 27 years of industry experience. He has been with Equitable Advisors since 2018 and previously worked at AXA Advisors, LLC for nearly two decades. Webb is based in Morristown, NJ. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory programs.