Daniel Giuliante is a Series 66-licensed financial advisor with one year of industry experience, currently with LPL Enterprise. Prior to joining LPL Enterprise, he held roles at Lion Search Group and Execu-Search. He is also associated with Daniel Giuliante LLC, a business entity for tax and investment purposes. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and corporate entities. The firm’s investment approach is largely model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and also offers access to insurance products and affiliated trust services.

Joseph Breakstone is a financial advisor at Cetera with 13 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Lincoln Financial Advisors for eight years. He is also the operations principal at North Ridge Wealth Planning, LLC, where he provides supervisory support. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a large nationwide network of over 10,000 advisors and more than $256 billion in assets under management.

Aidan Keane is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. His prior work includes roles at Northwestern Mutual and Bank of America, N.A., as well as entrepreneurial experience running Integrity Sealcoating and Junk Removal, LLC. He has also worked in dining services and other service roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Vincent Sama is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. Before joining Edward Jones in 2021, he worked at Jackson National Life Distributors and Pacific Life. He also serves as an instructor for a financial workshop with the Huntington Union Free School District. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm provides a range of advisory strategies, including wrap fee programs and separately managed accounts, supported by a large network of financial advisors and branch offices across the United States.

John Froberg is a CFP® with nine years of industry experience, currently serving as a financial advisor at OSAIC since 2023. He has previously worked at SagePoint Financial, Hightower Securities, Hightower Advisors, Lincoln Financial Advisors, and Ellowitch 3, LLC. Outside of his primary role, he is involved with IronBridge Wealth Counsel, supporting other advisors and onboarding clients, and he also engages in public speaking through his sole proprietorship. OSAIC serves a broad range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, employing various asset-allocation and portfolio management tools and offering access to multiple investment platforms and third-party managers.

Russell Noletto is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. His prior roles include positions at G.distributors, LLC, Raymond James Financial Services, Inc., and Regions Bank, among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ronald Dinehart is a Series 66-registered financial advisor with Equitable Advisors, based in Melville, NY, and has 11 years of industry experience. He has been with Equitable Advisors since 2015 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he acts as trustee for an irrevocable trust established for his parents. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of third-party asset managers and advisory programs and provides ERISA fiduciary services to qualified plans through credentialed representatives.

Michael Galardi is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. His prior work includes roles at UBS Financial Services, Northwell Health, and Leviton Manufacturing Co. Outside of finance, he officiates Little League baseball games in Nassau and Suffolk counties. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Karen Manley is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 2011, including a brief tenure at BofA Securities in 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Clinard Jr. is a financial advisor at Cetera with 56 years of industry experience. He holds the Series 63 and Series 65 designations. His work history includes long-term roles at North Shore Capital Management Corp. and North Ridge Securities Corp., and he also serves as an advisor for North Ridge Wealth Planning LLC. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of services to individuals, retirement plans, corporate and charitable clients, and institutions. The firm operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

Thomas Dougherty is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Cetera and its affiliates since 2021 and previously with VOYA Financial Advisors for seven years. Dougherty is an owner of Blue Chip Financial and serves on the boards of the Ancient Order of Hibernian, The Spirt of Huntington Art Center, and the LIEG business networking group. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, with over $256 billion in assets under management.

Christofer Ferrugiari is a financial advisor with Osaic Wealth, Inc. based in Melville, NY, holding Series 63 and Series 66 licenses and having 17 years of industry experience. He worked previously at Sii Jhfn for nine years before joining Osaic in 2018. Outside of his advisory role, he is involved as an investment advisor representative for Lighthouse Financial Network, LLC, an independent firm within the Osaic network. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients including high-net-worth individuals and charitable organizations through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Brandon Cruz is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and one year of industry experience. His prior experience includes roles at Bank of America, Aegis Capital Corp, and National Income Life Insurance, as well as work outside finance such as at HEI Solar and Absolute Private Investigation. He previously owned a small LLC used for contract work unrelated to investment advisory services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients, integrating internal and third-party management with trading and custody support.

Susan Whitcomb is a CFP®-certified financial advisor with 31 years of industry experience, currently with Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. She holds Series 63 and Series 65 licenses and is based in Asharoken, NY. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jeffrey St. Simon is a financial advisor with Equitable Advisors holding a Series 66 designation and three years of industry experience. His prior work includes roles at Toshiba Business Solutions, Memorial Sloan Kettering, and Prompt Business Solutions. Equitable Advisors serves individuals across a range of wealth levels, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client risk tolerance and matching them to appropriate program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Justin Culhane is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank since 2015, also working with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models as part of its planning process.

Michael Hughes is a financial advisor at Ameriprise with the Series 66 designation and over 20 years of experience in the industry, including roles at Deloitte & Touche and BDO USA. He has been with Ameriprise since 2026. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Cole Block is a Financial Advisor with Merrill Lynch Wealth Management. In this role, he provides financial planning and investment advisory services to clients. He holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Cole earned his Bachelor's Degree from Syracuse University. His professional focus includes retirement planning and personal investment advisory services.

Scott Burns is a financial advisor with Merrill in Melville, NY, holding a Series 66 designation and 13 years of industry experience. He has worked with Merrill since 2003 and is also associated with Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Michael Solomon is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 23 years of industry experience. His work history includes roles at VIP Ventures NJ LLC, Eagle Chevrolet, PFS Investments Inc., and Primerica Financial Services. Outside of investment advisory, he is involved in sales of home-related products through affiliated companies, including mortgage loan products and home security services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm focuses on a tiered wrap-fee structure and curates third-party asset managers, delegating trading to BNY Mellon Advisors.