Angelo Mamone serves as a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management in White Plains, New York. In this role, he leads a team that assists clients and their families with managing various aspects of their financial lives. The team's approach emphasizes care and approachability, reflecting a strong commitment to clients' long-term welfare. Since beginning his career in financial services in 2008, Angelo has developed particular expertise in helping union members navigate retirement decisions and their effects on investments and income streams. He also provides guidance to small business owners on the intersection of professional and personal finances. His advisory services cover retirement strategies, customized investment management, income preservation, and lending access through Bank of America, N.A. Angelo focuses on delivering tailored financial solutions and fostering lasting client relationships based on trust and responsiveness. Angelo holds a Bachelor's Degree from Iona College and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, he enjoys traveling, with a particular interest in Italy, as well as engaging in golf, hiking, cooking, and photography.

Richard Marx is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior roles include positions at TIAA and Commonwealth Financial Network. Morgan Stanley Wealth Management serves a broad client base of individuals and institutions, providing advisory programs and tailored financial planning supported by firm-approved tools and research.

Kenneth Di Cairano is a CFP® professional with 33 years of experience in the financial services industry. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities for 11 years. Di Cairano holds an inactive CPA designation and is a partner in Harbor Oak Professional Services, LLC, which manages tax-related matters and IRS interactions for the partnership. MassMutual Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, and charitable organizations by providing financial planning, asset management, and educational seminars. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized services such as divorce, estate-settlement, and employer-sponsored planning.

Gisell Rivera is a financial advisor with Primerica Advisors in Elmsford, NY, holding a Series 63 designation and 19 years of industry experience. She has been with Primerica Advisors since 2007 and has worked at Primerica Financial Services since 2004. In addition to her advisory role, Rivera is involved in sales of investment-related products and provides referrals for home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of financial advisors and employs model-driven strategies managed by unaffiliated asset managers.

Charles Kim is a Financial Advisor with Merrill Lynch Wealth Management, specializing in assisting clients with corporate executive services, family wealth management, legacy planning, and retirement income strategies. He works closely with clients navigating significant financial transitions such as retirement, inheritance, and business sales, coordinating with external attorneys, accountants, and other professionals to develop comprehensive financial and legacy plans. Charles also offers access to Bank of America Private Bank's trust and estate planning services, credit, lending, and banking solutions. With a background that includes a Bachelor's Degree from the University of Michigan System, Charles holds the Personal Investment Advisor (PIA) designation. He serves clients by connecting all aspects of their financial lives to help prioritize and pursue their most important goals. Fluent in Korean and English, he engages with his community through involvement with organizations such as Eva's Village Inc, Little League Baseball Inc, and Junior Achievement USA. Outside of his professional role, Charles enjoys outdoor activities including golfing, fishing, camping, hiking, and spending time with his family. He lives with his wife Hana and their two children.

Alexis Wamsley is a financial advisor with Morgan Stanley in Little Falls, NJ, holding a Series 66 designation and seven years of industry experience. She previously worked at Capital Group from 2020 to 2022 and has been with Morgan Stanley since 2016. Outside of her advisory role, Wamsley serves as a board member of The Valley Hospital Auxiliary in Saddle River, New Jersey. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm employs a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Tyler Jacobs Ruscher is a financial advisor at UBS Financial Services, holding a Series 66 designation with one year of industry experience. His career includes roles at UBS Financial Services and the YMCA, following his education at Marist University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor plans and asset allocations to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities and affiliated banking programs.

Quong Lam is a financial advisor at RBC Capital Markets with 22 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley for 12 years before joining RBC Capital Markets in 2022. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers to tailor strategies to clients’ individual risk profiles.

Kimberly Garcia is a financial advisor at Stifel with 16 years of industry experience. She holds a Series 66 designation and has been with Stifel Nicolaus since 2008. Outside of her advisory role, she co-owns a residential rental property with her spouse. Stifel serves a wide range of clients, including individuals, institutions, and nonprofit organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Alonso Tangarife is a financial advisor with Charles Schwab holding Series 63 and Series 66 credentials and 15 years of industry experience. His prior roles include positions at UBS Bank USA and UBS Financial Services, as well as the New Jersey Sports and Exposition Authority. He has been with Charles Schwab and its affiliated entities since 2020. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

David Callot is a financial advisor with RBC Capital Markets in Paramus, NJ, holding Series 63 and Series 65 credentials and 33 years of industry experience. His prior work experience includes roles at Merrill, Bank of America, N.A., and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with both discretionary and non-discretionary portfolio management, tailoring strategies to client risk profiles and utilizing in-house and third-party managers.

Eugene Peysakh is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and 13 years of industry experience. He previously worked at Northwestern Mutual in a variety of roles from 2014 to 2018 before joining Mass Mutual in 2018. In addition to his advisory work, he serves as a Certified Exit Planning Advisor, consulting with entrepreneurs on business value creation and post-exit financial planning. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative financial planning engagements using firm-approved analytical tools, with optional implementation of recommendations through brokerage or insurance arrangements.

Jongwook Kim is a financial advisor at Equitable Advisors with 27 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor firm AXA Advisors, LLC. He holds Series 63 and Series 65 licenses. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Ronald Schmitt Sr. is a financial advisor with Primerica Advisors in New Rochelle, NY, holding Series 63 and Series 65 licenses and having 36 years of industry experience. He has been with Primerica Advisors since 1989 and with Primerica Financial Services since 1988. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Frank Senzino is a Series 66-licensed financial advisor with Morgan Stanley in Little Falls, NJ, with 19 years of industry experience. He has been with Morgan Stanley since 2014 and previously worked at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he is involved with St Ann Church in Hoboken and is preparing to join its finance council to advise on financial matters. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a broad suite of investment products.

Elizabeth Cassino is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has worked at Morgan Stanley and its affiliates since 1997 and currently serves clients out of Wyckoff, NJ. Outside of her advisory work, she participates on the Finance Committee of Mercy Center, a charitable organization in the Bronx, NY, where she reviews budgets, audits, IRS filings, and investments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Rodolfo Chua is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1991. In addition to advisory services, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily on a tiered wrap-fee basis.

Lauren Johnson is a Wealth Management Planning Consultant at Fidelity Investments, a role she has held since 2022. She has been with Fidelity Investments in various capacities since 2017, progressing from Associate Financial Consultant to Financial Consultant and then to her current position. Prior to joining Fidelity, Lauren worked as a Realtor and Buyers Agent with Remax Accomplished Realty from 2014 to 2017, and as a Realtor with Weichert Realtor and Coldwell Banker between 1998 and 2003. Lauren's professional experience also includes roles in investor relations and financial consulting. She was Director of Investor Relations for the Individual Investor Group from 1997 to 1998, a Financial Consultant at Dreyfus Service Corporation from 1994 to 1997, and held sales positions at Dreyfus Service Corporation and Equitable Life Assurance Society in the early 1990s. In her current role, Lauren focuses on providing a client-centered wealth management experience, emphasizing understanding the priorities of clients and their families for both present and future financial planning.

Richard Murnick is a financial advisor at Cetera with 35 years of industry experience. He holds a Series 63 designation and has previously worked at Investors Capital and Cetera Advisors LLC. Outside of his advisory role, he serves as president and CEO of Murnick Financial Group, a financial services business he has operated since 2002. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to a range of third-party money managers through a multi-manager platform with discretionary and non-discretionary program options.

Colin Flynn is a financial advisor at Fidelity with one year of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Fidelity, he worked at Flynn Advisory Group and has experience in both education and the food service industry, including roles at Loyola University Maryland, Cranford High School, and Bovella's Bakery Cafe. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.