Jeffrey Singer is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Central One Federal Credit Union, CUNA Brokerage Services, and TIAA-CREF. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing a broad platform that includes third-party asset management and institutional programs.

Andrew Heald is a financial advisor at RBC Capital Markets with 26 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves on the board of trustees for the Infant Toddler Children's Center and is the treasurer for the Merriam School PTO. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through in-house and third-party managers, supported by the firm's capital-markets and affiliated asset management capabilities.

Jack Leader is a financial advisor with LPL Financial in Westwood, MA, holding Series 63 and Series 65 designations and 48 years of industry experience. He has been with LPL Financial (formerly Linsco/Private Ledger Corp.) since 2004. Outside of his advisory role, he is involved in selling non-variable insurance products including life, group and individual health, disability, long-term care insurance, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with a large network of over 22,800 advisors and oversight of more than $819 billion in discretionary assets.

Matthew Mckenna is a financial advisor at Fidelity with 31 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked in various capacities within Fidelity since 2001, including roles at Fidelity Charitable Services and Fidelity Brokerage Services. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, as well as charitable and registered investment company entities. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage and oversee diversified model portfolios.

Kenneth Lampert is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Lampert serves as a board member of the Winchester Farmer's Market, a nonprofit organization in Winchester, MA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and research.

Melinda McGinn is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools.

Michael De Biase is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and 24 years of industry experience. His prior work history includes roles at Edward Jones, Bank of America, Merrill, and MFS Institutional Advisors. Outside of his advisory career, he has provided ride-share services as an Uber driver. Ameriprise Financial Services is a large firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that delivers tailored retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ezra Shammay is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Equitable Advisors since 2001, including its predecessor AXA Advisors. Outside of his advisory role, he serves as a board member for Zionist House, an organization selecting Jewish groups in the Boston area that provide services supporting the state of Israel. Equitable Advisors provides financial planning, retirement plan consulting, and asset management to a wide range of clients, including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and partners with third-party asset managers to deliver diversified advisory programs.

Ronald Bernard is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has more than 20 years of experience in the financial advisory industry, having started his career in 1991. Since joining Merrill Lynch in 2006, he has navigated multiple market cycles, including the tech crash of 2000, the global financial crisis of 2008, and the market impacts of the COVID-19 pandemic in 2020. Ronald specializes in areas such as family wealth management strategies, personal retirement planning, tax minimization, retirement income, and women and wealth. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Nichols College. Ronald emphasizes understanding clients' needs, goals, and fears to provide a disciplined investment process and personalized service. Outside of his professional work, Ronald enjoys adventure sports, reading, skiing, and spending time with his family.

Harvey Mcinerney is a financial advisor with Raymond James & Associates with 46 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, Stifel, and RBC Capital Markets. Outside of his advisory work, he owns MORFWORX, LLC, a product design business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional clients, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and specialized municipal advisory services, supported by a wide range of portfolio management styles and affiliated research.

Jonathan Green is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Sagepoint Financial, Inc. and Sii Investment Inc. Green operates True Wealth Advisor Group, providing financial services to individual clients and organizations. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning options, supporting both discretionary and non-discretionary accounts.

Richard Cullen is a financial advisor with Edward Jones in Medfield, MA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory role, Cullen serves as a co-trustee managing a family trust property in North Conway, NH. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment options.

Jonathan Price is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 63 designation and 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank since 2015. In addition to his advisory work, he is a partner at Price Capital LLC, an investment and finance firm. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market modeling techniques.

Thomas Berard is a Wealth Management Advisor with Merrill Lynch Wealth Management. Drawing on over 25 years of experience, he helps clients develop customized financial strategies tailored to their unique goals and values. His client focus areas include college education planning, family wealth management, liquidity management, retirement planning, portfolio management, socially responsible investing, and tax minimization. Before joining Merrill Lynch in 1998, Thomas spent more than six years in hotel and restaurant management and accounting with a global luxury hotel franchise, where he gained experience in delivering exceptional client service. He holds a Bachelor of Science degree from the Isenberg School of Management at the University of Massachusetts, Amherst. Thomas maintains professional credentials including CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is an active member of the Financial Planning Association® and the Investments & Wealth Institute™. Thomas is committed to ongoing education for himself and his clients and focuses on clear communication to help clients articulate and pursue meaningful financial objectives. He works with individuals at different life stages, including millennials, business owners, executives, and families approaching retirement. Outside of work, Thomas enjoys reading, fitness training, baseball, football, music, watching movies, and spending time with his family.

Lisa Gigliotti is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. She has 35 years of industry experience, including prior roles at Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides both discretionary and non-discretionary investment solutions across multiple platform arrangements and maintains proprietary and third-party model strategies.

Beau Yurkevicius is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has four years of industry experience. His prior work includes roles at MassMutual Life Insurance Company and the U.S. Army Research Institute of Environmental Medicine. He is also an independent insurance agent involved with Commonwealth P&C and Baystate Financial Group Benefits, focusing on life, disability, long-term care insurance, and group benefits referrals to small business owners. Mass Mutual Investors Services, a subsidiary of MassMutual, provides ongoing financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including asset management and educational seminars, emphasizing collaborative, annual financial planning relationships without investment discretion.

Aditya Nathan is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. Prior to joining Merrill, he worked at Unum and spent several years at Assumption College. Outside of finance, he is involved as a coach for Muay Thai and MMA classes at Integrated Martial Arts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Christopher Stark is a financial advisor at Ameriprise with 23 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2002. Outside of his advisory role, he is a co-owner of North Peak Holdings, where he manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement, providing detailed recommendation reports and utilizing a combination of research, modeling, and tax-efficiency analysis. The firm serves clients with significant investable assets and delivers a broad range of advisory, brokerage, and insurance solutions.

Carla Loarte is a financial advisor at RBC Capital Markets with nine years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Morgan Stanley and UBS Financial Services. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored strategies implemented through in-house and third-party managers, supported by RBC’s capital markets capabilities and affiliated asset managers.

Stephen Berube is a financial advisor with RBC Capital Markets in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, with a combined seven years at each firm and three years at Clearing. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ risk profiles and utilizing both in-house and third-party investment managers.