Nathaniel Foote is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2019 and has been associated with Morgan Stanley entities since 2009. Outside of his advisory role, he serves on the investment committee of the Country Club of Fairfield Sulik Assistance Fund for Employees. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Diane Timpany is a Wealth Management Advisor at Merrill Lynch Wealth Management with extensive experience in financial services dating back to 1980. She joined Merrill Lynch in March 2014 and became a partner with the GKH Group in New Haven, CT, under the team name of Timpany GKH Group in 2025. Diane's background includes work in accounting, financial consulting, auditing, and advising individual, institutional, and fiduciary clients. Diane holds a Bachelor's degree from Sacred Heart University and is a CERTIFIED FINANCIAL PLANNER®. She is licensed to offer life and health insurance through Merrill Lynch Life Agency, Inc., and serves as a Personal Investment Advisor. Her expertise encompasses wealth management, retirement and college planning, portfolio management, estate planning in coordination with clients' estate attorneys, and working closely with clients' trusted advisors. Diane also collaborates with a Wealth Management Lending Officer from Bank of America, N.A., to provide clients with home financing guidance aligned with their financial objectives. Outside of her professional career, Diane enjoys bicycling, cooking, golfing, hiking, horseback riding, knitting, and spending time with her family.

Steven Pawlowski is a Financial Advisor with over a decade of experience in the financial services industry, currently serving clients through Merrill Lynch Wealth Management. He focuses on working with corporate leaders, business owners, and families to navigate complex financial decisions by crafting customized financial plans that align investments with clients' goals. Steven's expertise includes equity compensation strategies, tax-aware investment and estate planning, business transitions, and legacy planning. His background includes roles as a Corporate Stock Plan Benefit Consultant at UBS, supporting executives at Fortune 500 companies, and previous experience in tax accounting at IBM and Deloitte Tax. He collaborates closely with clients' attorneys, accountants, and other advisors to coordinate comprehensive financial approaches. He holds a Bachelor's Degree from Pace University and holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA) designations. Based in Stamford, Steven works with clients throughout Fairfield County, Westchester, New York City, and beyond. Outside of his professional pursuits, he enjoys boating, fishing, golfing, reading, running, swimming, and spending time with his family.

Melanie Weintraub is a financial advisor at Morgan Stanley in Westport, CT, with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked previously at Bernstein Institutional Services LLC, Sanford C Bernstein & Co LLC, and Deutsche Bank Securities Inc. Outside of her advisory role, she is a partner in a janitorial services business and serves as a trustee or co-trustee in an investment-related capacity. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and employer-sponsored financial planning arrangements.

Allan Linke is a financial advisor at Merrill with over 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Merrill and its predecessor firms since 1983. Linke is involved in charitable organizations, serving on the golf committees for the Silver Spring Country Club and the Ridgefield Boys and Girls Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies designed for individuals, high-net-worth clients, and institutional investors.

Neal Neff is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. He previously worked at JPMorgan Securities LLC and Bank of America, with prior experience at Merrill spanning over a decade. Outside of his advisory role, Neal is co-executor of an estate and holds ownership interests in multiple residential and sober home group enterprises in Minnesota. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Richard Zins is a financial advisor at UBS Financial Services with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing and UBS Financial Services. Outside of his advisory role, he serves as trustee and co-trustee for several family trusts, managing assets and overseeing investments. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services and provides a range of financial planning, portfolio management, and capital markets solutions.

Tara Santoro is a financial advisor at Raymond James & Associates with 12 years of experience at the firm and five years in the industry. She holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting services primarily on a non-discretionary basis supported by a range of portfolio management styles and affiliated research.

Jonathan Borrajo is a Wealth Management Advisor and Vice President with Merrill Lynch Wealth Management and a Partner of The Cooke Group. He works with successful individuals, families, executives, and business owners to help them navigate complex financial decisions and develop strategies aligned with their goals and priorities. Jonathan's approach integrates investment management with broader wealth planning, including retirement, estate and legacy planning, education, lending and liquidity needs, tax-sensitive strategies, and planning for business owners. Jonathan holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and the Personal Investment Advisor (PIA) certification. He earned a Bachelor's Degree from George Mason University, where he was also inducted into the Men's Soccer Hall of Fame. He has a background as a professional soccer player, an experience that informs his disciplined, collaborative, and long-term approach to financial advising. Jonathan resides in Westchester County, New York, with his wife and three daughters. He is involved in several professional and community organizations, including the George Mason University School of Business Alumni Chapter Executive Board, the Merrill Lynch Wealth Management Hispanic Latino Advisory Council, and the U.S. Soccer Federation. Outside of work, he enjoys spending time with family and friends, traveling, live music, and exploring food and wine.

Camiel Franklyn Levy is a Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to understand their financial priorities and develop strategies aligned with their short-, mid-, and long-term goals. Her areas of expertise include general investing, retirement planning, and preparing for unexpected financial needs. Camiel provides clients access to a wide range of services, including banking, credit, home financing, and small business solutions through Bank of America specialists. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Camiel earned a Bachelor's Degree from Nova Southeastern University and an MBA from Florida International University. She is involved with Connecticut Housing Partners and has personal interests such as cooking, gardening, interior decorating, music, pickleball, spending time with family, watching movies, and yoga.

Nelson Gaertner Jr. is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 designations and possessing 39 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he owns and operates Hidden Brook Farm NY, LLC, a farm producing vegetables, flowers, honey, and Christmas trees. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs. The firm emphasizes structured financial planning supported by firm-approved tools and offers both direct and employer-sponsored planning services.

Gary Munowitz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. from 2008 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and based on modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances, including investment policy statement preparation, performance reporting, participant education, and plan benchmarking.

Viviana Coelho is a financial advisor with UBS Financial Services and holds a Series 66 designation. She has 20 years of industry experience, including previous roles at Wells Fargo Clearing, J.P. Morgan Securities, Chase Investment Services Corp., and Ameriprise. Outside of her advisory work, she assists in managing a family trust that holds rental properties, without receiving income for this role. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, providing a range of capital markets and advisory solutions.

James Goetz is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Charles Schwab Premier Bank, Charles Schwab Bank, Morgan Stanley, and several positions in the food service industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Maribeth Patterson is a financial advisor at Merrill with 36 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1998. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Thomas Nolan is a financial advisor at Wells Fargo Advisors with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Citigroup Global Markets, Morgan Stanley, and Wells Fargo Clearing. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a wide range of investment and financial planning services. The firm offers tailored recommendations supported by proprietary research and planning tools, covering diverse planning needs including retirement, education, and business-owner transition.

Levar Brown serves as a Senior Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management, where he brings nearly 20 years of experience in the financial services industry. In his current role, he provides investment and retirement planning, cash management, insurance analysis, educational planning, and business lending services. Levar works closely with successful families who have complex financial lives, helping to simplify and organize their wealth management strategies. Additionally, as Resident Director of the Merrill Ridgefield, CT office, he is involved in training both new and experienced Financial Advisors to expand their practices and deliver comprehensive services. Levar holds a Bachelor’s degree in Finance with a minor in Economics from the College of Mount Saint Vincent and earned an MBA from New York University’s Stern School of Business, focusing on Global Business, Marketing, and Finance. He is a CERTIFIED FINANCIAL PLANNER® professional and also holds the Chartered Retirement Planning Counselor™ designation, among other professional credentials. Outside of his professional commitments, Levar enjoys basketball, horseback riding, music, painting, traveling, watching movies, and spending time with his family. He is a member of Free Arts NYC and resides in White Plains, New York.

Lydia Shaw is a financial advisor at UBS Financial Services with three years of industry experience. She holds a Series 66 designation and has previously worked at Deloitte, Groove, Teneo Holdings, and Credit Suisse. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

Lindsey Chiarelli is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career in the Financial Services industry in 2006 and has been with Merrill Lynch since 2015. Lindsey holds the CERTIFIED FINANCIAL PLANNER® designation and is also recognized as a Personal Investment Advisor (PIA). She earned a bachelor's degree in Business from Indiana University's Kelly School of Business and an MBA in Finance from New York University's Stern School of Business. Lindsey's expertise includes college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Lindsey follows a disciplined process that begins with taking the time to understand each client and their family's financial situation and priorities. Outside of her professional work, she enjoys boating, cooking, spending time with her family, and traveling.

James Perrino is a financial advisor with Merrill in Stamford, CT, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill and Bank of America, N.A. in various capacities since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.