Gerald O'Connell is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets for 19 years. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery and modeling tools to support client goals.

Joseph Brown is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Prior to that, he spent 20 years at Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to assist clients in developing financial plans.

Paul Skilton is a CFP® professional with 33 years of industry experience, currently serving as a financial advisor at Edward Jones since 2002. Based in Wayne, NJ, he holds Series 63 and Series 65 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm offers various advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Alan Tompesku is a financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds a Series 63 designation. Tompesku serves on the Board of Directors for the Wayne Little League Baseball. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice. The firm integrates proprietary research, third-party data, and algorithmic tools to guide asset allocation and withdrawal strategies within a defined investment universe.

Chantana Suwansiri is a Series 66-licensed financial advisor with Morgan Stanley in Paramus, NJ, where she has worked since 2009. She has 17 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Darlene Lesch Palmer is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 63 designation and bringing 42 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Nicholas Amoresano is a financial advisor at Merrill with Series 65 and Series 63 credentials and four years of industry experience. His work history includes positions at Merrill and Bank of America, N.A., as well as prior roles at Daybreak, Inc. and the University of Scranton. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Pio Defranco is a financial advisor with Ameriprise in Wayne, NJ, holding a Series 66 designation and 25 years of industry experience. He previously worked at Merrill from 2008 to 2017 before joining Ameriprise Financial Services, Inc., where he worked from 2017 until 2020. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement, focusing on clients with significant investable assets. The firm employs a combination of research, modeling, and tax-efficiency analysis to deliver personalized, written recommendation reports through a centralized consulting team.

Jerome Madden Jr. is a financial advisor with LPL Financial holding a Series 63 designation and over 31 years of industry experience. His prior roles include positions at Cetera, Allied Wealth Partners, Securian Financial Services, Minnesota Life Insurance, and Neuberger Berman BD. He is also involved as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nicholas Karadimas is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 25 years of industry experience. He is also the owner of Butzel Karadimas & Associates PA, a tax and accounting services firm. His prior experience includes work at Cliff Stern/Certified Financial Services, LLC and extensive involvement with Karadimas Properties, LLC. Cetera is a large SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services tailored through discretionary and non-discretionary program options.

Robert Castella III is a financial advisor with LPL Financial holding a Series 66 designation and five years of industry experience. He previously worked at Equitable Advisors and has coached hockey for the New Jersey Ice Dogs. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Michael Salmon is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and 41 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2016. He also serves as co-trustee for his son's trust and manages Salmon Wealth Management LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Justin Hamacher is a financial advisor at Equitable Advisors in Saddle Brook, NJ, with one year of industry experience. He holds a Series 66 designation and has prior work experience outside the financial sector, including four years at Factory Direct Enterprises operating as Ashley Homestore. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a range of advisory models, including third-party TAMPs and LPL-sponsored programs, and offers services covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Fern Tamborra is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and 23 years of industry experience. Her career includes roles at Robert Half and Zonin Wealth Management, among others. Tamborra serves as a board member for the Biomedical Research & Education Foundation of Southern Arizona, which reviews human medical studies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.

Michael Topinka is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America before joining Raymond James in 2020. In addition to his advisory work, he is involved as a partner or owner in several small businesses, including e-commerce ventures started by his sons and a family manufacturing representative business in clean energy. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary investment consulting supported by analytical tools and maintains specialized programs for municipal and employer retirement plans.

Christopher Curcio is a financial advisor at Fidelity with Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at Ramsey Golf and Country Club and Rowan University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Jeffrey Hartman is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated teams. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models developed by its Global Investment Committee.

Juan Rodriguez is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 25 years of industry experience. His prior work history includes roles at TIAA, Fidelity Investments, and Strategic Advisers, Inc. He resides in Paramus, NJ. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary strategies and offers multi-asset model portfolios supported by research and a formal alternative investment process.

Dylan Boczon is a financial advisor at Morgan Stanley in Paramus, NJ, holding Series 66 and Series 63 licenses with two years of industry experience. He previously worked at Equitable Advisors and has a background that includes roles outside the financial sector during his earlier career and education at West Chester University of Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through various channels, including direct client plans and corporate financial planning agreements.

David Mital is a CFP®-designated financial advisor with 40 years of industry experience, currently affiliated with Cetera. He has served at Cetera and CETERA Financial Specialists LLC since 2005 and operates his own financial services business, Mital Financial Services, since 2017. Outside of advisory work, he also runs a tax preparation service and holds a notary public commission. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with various program structures and custodial relationships.