Lara Hovsepian is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers.

Sean Kelly is a financial advisor at RBC Capital Markets with one year of industry experience. He previously worked at BlackRock for three years and JP Morgan Chase for two years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, alongside services such as portfolio management, financial planning, and custody.

Brent Roehrich is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining Ameriprise in 2018, he worked at Genuine Parts Company from 2014 to 2018. He is also an associate advisor at Longohmont, LLC, where he manages an advisory business outside of his primary role. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis, supported by a centralized consulting team that delivers personalized, non-discretionary recommendations.

Michael Rabasca is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Cooper Pleva is a financial advisor at Equitable Advisors with one year of industry experience and holds a Series 66 designation. Prior to joining Equitable Advisors, he worked at Mountain Creek and Trek RetIl Corporation. Outside of his advisory role, Pleva volunteers as a coach with Gear in Action Racing, a nonprofit that assists children with transportation to mountain bike races. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Michelle Russotto is a financial advisor at Ameriprise with 29 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliate since 2015. Outside of her advisory role, she is involved with PCA Management Corp as an Associate Financial Advisor, assisting with client support. Ameriprise serves individuals approaching or in retirement with a retirement-income planning service that includes written recommendation reports addressing income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team and emphasizes the use of Ameriprise-managed accounts in its investment approach.

William Senzer is a financial advisor at Osaic with 42 years of industry experience. He holds a Series 63 designation and has previously worked at LPL Financial and Royal Alliance Associates. Outside of his advisory role, he owns an LLC created for construction work, though he does not currently receive compensation from it. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple platforms. The firm provides integrated brokerage and advisory services with various investment options and uses firm-supported tools for portfolio construction and management.

Maria Maus is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Cetera Wealth Services since 2013 and joined Cetera in 2023. In addition to her advisory role, she works as an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving a nationwide network of independent advisors and a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management services and access to third-party managers through a multi-manager platform with over $256 billion in assets under management.

Joseph Neri is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at Charles Schwab Bank, SSB since 2018 and at Charles Schwab & Co., Inc. since 2017. Prior to joining Schwab, he spent time at The M Group & Associates and was involved with My Big Fat Greek Restaurant. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a comprehensive operational structure including centralized custody and a formal alternative-investment onboarding process.

Peter Petronzio is a financial advisor at Edward Jones with 12 years of industry experience. He holds Series 66, Series 63, and Series 65 licenses. Prior to joining Edward Jones, he held positions at several firms including Mortgage Access Corporation, Guaranteed Rate, and Morgan Stanley. He is a member of the Knights of Columbus, a global Catholic fraternal service order. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies. The firm manages over $1 trillion in assets and operates a large network of advisors and branch offices nationwide.

Andrew Jacobson is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 63 and Series 66 licenses and has worked previously at Equitable Advisors, Century 21, Hudson County, and Latham House. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Colin Ross is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill, he held positions at Party Perfect Rentals LLC and Event Staffing Solutions LLC, both in 2023-2024, and was affiliated with Indiana University from 2022 to 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jaime Guzman Jr. is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 15 years of experience in the banking and finance industry. He partners with a dedicated team to address complex financial challenges faced by families and businesses, emphasizing a comprehensive approach that includes investment and liability management. Jaime leverages the research and investment capabilities of Merrill and banking resources of Bank of America to provide personalized financial strategies tailored to clients' priorities and goals. His areas of expertise encompass college education planning, family wealth management, personal retirement planning, portfolio management, socially responsible investing, tax minimization, and retirement income strategies. Jaime holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jaime earned his High School Diploma from North Bergen High School and is fluent in English and Spanish. Beyond his professional commitments, he engages in community involvement with organizations such as City Relief and Meals on Wheels. Jaime's personal interests include baseball, cooking, drawing, pickleball, reading, spending time with his family, and traveling. He also contributes to his community by co-leading a Men’s networking group at his church in Wayne, New Jersey.

Bryan Nunberg is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in providing goals-based wealth management to affluent families, accomplished professionals, and successful business owners. Since beginning his career in 1992, Bryan has focused on delivering customized financial strategies that simplify the lives of his clients, guided by time-tested investment planning principles and a disciplined wealth management process adaptable to changing economic conditions. Bryan’s expertise encompasses legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategy, and retirement income. He works closely with clients to understand their unique needs, concerns, and priorities, developing personalized financial strategies to help them pursue long-term goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Kean University. Residing in Bergen County with his wife and three children, Bryan is active in his community, coaching lacrosse. He is an automotive enthusiast with a particular interest in exotic and muscle cars. His personal interests include golfing, ice skating, swimming, volleyball, spending time with family, and watching movies.

Colleen Di Paola is a financial advisor at LPL Financial with 22 years of industry experience. She holds the Series 66 designation and has previously worked at Merrill Lynch and Bank of America. Outside of her advisory role, she is involved with a handyman services business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, and trust companies. The firm offers a wide range of financial planning and investment management services through a large network of advisors and utilizes both proprietary and third-party strategies.

Robert Hoyng is a financial advisor at Edward Jones with 34 years of industry experience. He holds Series 66 and Series 63 designations and previously worked for Financial Northeastern Securities Inc for 28 years before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and proprietary mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Nancy Comparetto is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 66 credentials and 19 years of industry experience. Her prior roles include positions at UBS Financial Services and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advisory support incorporating both proprietary research and third-party strategies.

Kyle Kautzmann is a financial advisor at OSAIC with 9 years of industry experience. He holds a Series 66 designation and has worked at Sagepoint Financial, Inc. and EBNY Insurance Services, Inc., where he is a partner involved in an insurance brokerage. OSAIC serves a broad client base including individual and institutional investors, offering integrated brokerage and advisory services with a range of investment options supported by firm-provided tools and third-party platforms.

Susan Daniele is a financial advisor at Edward Jones with six years of industry experience. She has worked at Edward Jones since 2019 and previously held a position at Sika Corporation from 2014 to 2019. Outside of her advisory work, she is involved in managing rental property in Bradley Beach, New Jersey. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment strategies, and affiliated products through a nationwide network of more than 23,000 financial advisors.

Peter Casale is a financial advisor with Wells Fargo Clearing in Paramus, NJ, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.