Dominic Alfieri is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 22 years of experience at the firm and nearly 30 years in the financial advisory industry. He holds the Chartered Retirement Planning Counselor (CRPC) designation and is a qualified Portfolio Manager. Dominic focuses on retirement and estate planning strategies, including risk management and asset allocation, and works with clients through the firm's Investment Advisory Program on a discretionary basis. He guides successful business owners, individuals, and families with a goals-based approach in developing customized investment, risk management, and retirement income strategies. Dominic graduated from the Accredited Certificate Program at Fairleigh Dickinson University. He is dedicated to providing advice that aligns with clients' core values and works closely with various Merrill specialists and Bank of America resources to structure wealth management and legacy plans. His areas of expertise include college education planning, family wealth management, LGBT wealth planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and portfolio management services. Outside of his professional work, Dominic volunteers with charitable organizations such as Habitat for Humanity and the Boys and Girls Clubs of Northern New Jersey. He enjoys golfing, reading, traveling, and spending time with his family. Dominic resides in Long Valley, New Jersey, with his wife Andrea and their two daughters.

Nicholas Randazzo is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and 14 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2017, following six years at UBS Financial Services. Outside of his advisory role, he is involved in managing a rental property as a sole proprietor. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and modeling techniques.

Kateryn Peguero is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at UBS Financial Services and JP Morgan in various roles. Outside of her advisory work, she disclosed a connection to an online retail business owned by her husband. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to wrap programs, private funds, and structured-product activities.

William Pressman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has nearly 20 years of experience serving the complex financial needs of affluent individuals and their families. William joined Merrill Lynch in 2014 after a career at another leading wealth management firm. Before entering financial services, he owned and operated a marketing agency focused on the retail sector. William specializes in areas including college education planning, liquidity management, managing new wealth, philanthropic planning, portfolio management services, socially responsible and ESG investing, and retirement income. He holds the Professional Investment Advisor (PIA) designation and earned his bachelor's degree from The Ohio State University. Based in Manhattan and Harvey Cedars, New Jersey, William is originally from Queens, New York. He and his wife support the Indiana University Foundation and are involved with the Beth Haverim Shir Sholom community. Outside of work, William enjoys cooking, music, spending time with his family, traveling, and watching movies.

Michael Derosa is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and Foresters Financial Services. Additionally, he operates THE FENNELL GROUP and FENNELL FINANCIAL SOLUTIONS as dba entities for Cetera and serves as a notary. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Stephen Gunby is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has worked at Cetera and its related entities since 2005 and operates a public accounting firm providing tax and accounting services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with discretionary and non-discretionary program options.

Zubair Mohammed is a financial advisor at Fidelity with five years of industry experience. His prior roles include positions at David Lerner Associates and GTBank. Outside of his advisory work, he also works as an independent Uber driver on weekends. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Mark Lindberg Sr. is a financial advisor at Cetera with 33 years of industry experience. He holds a Series 63 designation and has previously worked at Avantax Advisory Services and Avantax Insurance Agency for several decades. In addition to his advisory role, he owns and operates a tax preparation and accounting business. Cetera is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management, financial planning, and consulting services through a multi-manager platform.

Maria Myers is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has been with Merrill, where she has worked since 1989. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Secemski is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over a decade of experience in the financial services industry, specializing in executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. Matthew is part of The Secemski Group, a multigenerational team that combines over 50 years of experience managing wealth for individuals and businesses. Matthew holds several professional designations, including Chartered Financial Analyst (CFA®), CERTIFIED FINANCIAL PLANNER (CFP®) practitioner, Chartered Financial Consultant (ChFC®), and Chartered Life Underwriter (CLU®). Prior to joining Merrill, he served as a Financial Planning Director at Morgan Stanley, where he focused on high-net-worth planning and next-generation wealth accumulation strategies. Matthew earned his bachelor's degree from Rutgers University. Outside of his professional work, Matthew enjoys playing chess, spending time with his family, and watching movies.

Ajet Metaliaj is a financial advisor at LPL Financial with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at institutions including Webster Bank, Key Investment Services LLC, Citi, and KeyBank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

John Coyle is a financial advisor with Raymond James & Associates in Paramus, NJ, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He worked at TD Waterhouse Investor Services Inc. for 19 years before joining Raymond James & Associates in 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering various financial planning and consulting services primarily through non-discretionary relationships.

Kenneth Montal is a financial advisor with Raymond James & Associates in Paramus, NJ, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He previously worked at UBS Financial Services Inc. for 16 years before joining Raymond James in 2026. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional entities, and municipal organizations, offering financial planning, investment consulting, and specialized advisory services.

Karen Podwyszynski is a financial advisor with Charles Schwab in Paramus, NJ, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management supported by multi-asset model portfolios and a centralized operational structure.

Zsuzsanna Vivino is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2008, transitioning to Bank of America, N.A. in 2025. Outside of her advisory role, she serves as a uniform coordinator for a nonprofit soccer organization in Wayne, New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Boguslawa Skala is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a variety of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets.

Timothy Blair is a Financial Advisor with Merrill Lynch Wealth Management. He works directly with clients to develop personalized investment strategies tailored to their unique financial goals. His areas of expertise include executive compensation, retirement planning, philanthropic planning, portfolio management, small business strategies, and individual and corporate investment strategies. Timothy holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned his high school diploma/GED from Ramapo College. Outside of his professional responsibilities, Timothy is involved with the Food Bank of New Jersey and participates in the Montclair Norsemen Rugby Club. His personal interests include adventure sports, baseball, football, hiking, ice hockey, music, scuba diving, skydiving, swimming, and volleyball.

Michael Parisi is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, NA and TIAA, among other firms. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Ralph Diaz is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial services industry. He began his career in 1991 and has since established himself as a trusted advisor to individuals, guiding them through various life stages and financial decisions. His expertise includes college education planning, personal retirement planning, portfolio management services, and retirement income strategies. Ralph holds a Bachelor's Degree in Economics from Rutgers University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He focuses on creating tailored investment strategies that address client goals such as capital preservation, growth, income, and estate planning. Beyond his professional work, Ralph serves on the Board of Directors for the Emmanuel Cancer Foundation. His personal interests include photography, skiing, spending time with his family, traveling, and writing.

Rocco Degregorio is a financial advisor with Thrivent Investment Management in Montvale, NJ, holding Series 66 and Series 63 licenses and bringing three years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2022 and previously spent nine years with Glass Gardens and ShopRite of Paramus. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on goal-based analyses and broad financial planning topics without discretionary trading authority or institutional portfolio management.