Elizabeth Giuliano is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 28 years of industry experience. Her prior work includes roles at Woodbury Financial Services, Questar Asset Management, and Montague & Giuliano. She is involved with a nonprofit organization through Giuliano Financial Services, where she volunteers time for service activities. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, retirement plan consulting, and alternative investments. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by risk-tolerance analysis and rebalancing tools.

Samantha Tyndale is a financial advisor with Ameriprise, holding a Series 66 designation and nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary advice, primarily for assets managed within Ameriprise accounts.

Barbara Pettit is a financial advisor with Equitable Advisors in Cherry Hill, NJ, holding Series 63 and Series 66 credentials and with 15 years of industry experience. Her prior roles include positions at Vicus Capital, Cetera Advisor Networks, Schwartz Financial Associates, TIAA-CREF, and Vanguard Advisers. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a range of advisory models implemented through third-party managers and provides ERISA fiduciary services to qualified plans.

Paul Montefiore Jr. is a ChFC® professional with 17 years of industry experience, currently working at MassMutual Investors Services since 2017. He previously worked at MetLife Securities Inc. and has been affiliated with MassMutual Life Insurance Co. since 2016. Outside of his advisory role, he serves as treasurer for a nonprofit organization and is involved in life settlements and insurance business activities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and offers specialized services including divorce planning and estate-settlement programs.

Kieran Cannon is a Financial Advisor at Merrill Wealth Management. He provides guidance to individuals and families, helping them understand complex financial decisions and their broader impacts. His clients include business owners, corporate executives, professionals, retirees, and families facing significant financial decisions or transitions, such as retirement preparation, investment management, career or business changes, concentrated stock planning, and overall financial organization. Kieran holds a Bachelor of Science degree in Economics from Hofstra University. He has earned the Chartered Financial Consultant® (ChFC®) and Chartered Retirement Planning Counselor™ (CRPC™) designations, and maintains FINRA Series 7 and 66 registrations as well as a Life, Accident & Health insurance license for Pennsylvania. His expertise covers investments, retirement, taxation, insurance, and estate planning. Originally from Delaware County, Pennsylvania, Kieran now resides in South Jersey with his wife and their dog. Outside of work, he enjoys fitness and maintaining an active lifestyle, including boating, fishing, golfing, pickleball, and surfing. He values understanding clients' priorities to collaborate on personalized financial plans centered on their goals and aspirations.

Gerard Benedict is a CFP® and ChFC® affiliated with Mass Mutual Investors Services, with 17 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. from 2015 to 2017. Outside of financial advising, he holds ownership in a brewery and participates in real estate ventures. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships without discretionary authority over client investments.

Michael David Bollinger is a financial advisor with Edward Jones in Maple Shade, NJ, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including 28 years with Edward Jones and over three decades at Eq Financial Consultants, Inc. He is also involved with the Maple Shade Business Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and affiliated investment options, supported by a large national network of advisors and branch offices.

Andrew Arno is a financial advisor at Cetera with 29 years of industry experience. He holds a Series 63 designation and has worked with firms including LPL Financial, Private Advisor Group, and Cetera Advisors LLC. In addition to his advisory role, he is involved in insurance services, selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers, operating a large multi-manager platform with over $256 billion in assets under management.

Christopher Rall is a financial advisor with Morgan Stanley Wealth Management in Newtown Square, PA. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. His tenure includes over a decade with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Craig Hacker is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has more than 38 years of experience specializing in investment, retirement, wealth transfer, and business succession planning for high-net-worth families, individuals, and business owners. Craig focuses on helping clients pursue long-term financial goals through personalized wealth management strategies that reflect their full financial picture. His approach includes goals-based wealth planning and uses tools like Monte Carlo simulation to assess the probability of achieving clients’ objectives over their lifetimes. Craig holds the Chartered Retirement Planning Counselor™ and Personal Investment Advisor designations. He earned a B.S. in Accounting from Pennsylvania State University and an MBA in Finance from Temple University. While he does not provide legal or tax advice, he collaborates closely with clients’ attorneys and tax advisors to integrate all financial and legal considerations into comprehensive wealth and estate plans. He lives in Malvern, Pennsylvania with his wife, Maribeth. Craig is an active member of Paoli Presbyterian Church and the North American Hunting Dog Association. He enjoys training and hunting with his German Pointers, and spending time with his three children and six grandchildren.

Alan Chapman is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 66 designation and has worked previously at Lincoln Financial Advisors, Janney Montgomery Scott, Mercadien Asset Management, and Morgan Stanley. Chapman is also involved in insurance-related business activities through Generation Capital agency. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ethan Kose is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63 and Series 66 designations. His career includes roles at JPMorgan Chase Bank NA since 2017, JPMorgan Securities LLC since 2013, Morgan Stanley from 2011 to 2013, and Credit Suisse Securities from 2009 to 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, customized asset allocation advice and investment manager searches supported by quantitative and qualitative research.

Connor Davis is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA, holding a Series 66 designation and seven years of industry experience. His career has been with Mass Mutual affiliated entities since 2017. Outside of his advisory role, he is a property and casualty insurance broker and owner of a financial planning LLC. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach emphasizes collaborative annual planning engagements using firm-approved analytical tools to recommend investment strategies without discretionary authority.

Emmett Young is a financial advisor with Equitable Advisors holding Series 65 and Series 63 licenses. He has one year of industry experience and joined Equitable Advisors in 2026. Prior to his advisory role, he held various positions in hospitality and service industries, including ongoing work at Great American Pub. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and a range of asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party sponsored advisory programs and emphasizes matching clients to appropriate investment models and managers.

Stephen Goldberg is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2003, including through its prior affiliations with AXA Advisors and AXA Equitable. His earlier experience includes roles at MSI Financial Services and Firstrust Financial Advisors. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and various asset management programs, utilizing third-party asset managers and technology-enabled advisory models.

Michael Comber is a CFP®-certified financial advisor with 23 years of industry experience, currently with Morgan Stanley in Philadelphia, PA. He has been associated with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering financial planning services that utilize firm-approved tools and models to support client decision-making. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-sponsored financial planning agreements.

Avery Law is a financial advisor with Mass Mutual Investors Services holding a Series 66 credential and two years of industry experience. Prior to joining MassMutual Life Insurance Company and Mass Mutual Investors Services, Avery held roles at Dolan, Bell, Lautner, Gilbert, CPA's, Creative Financial Group, and Stockton University. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to develop collaborative, written recommendations tailored to client goals.

Kevin Kolmer Sr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 2004 and joined his current team in 2007. Kevin works with a wide range of clients, including those early in their careers who are beginning to accumulate wealth, as well as individuals approaching retirement or considering selling their enterprises. Kevin holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification from the Certified Financial Planner Board of Standards. He earned a Bachelor's degree in Business Management from Gettysburg College, where he was active in tutoring, community service, and held leadership roles. In his advisory practice, he focuses on identifying client risks related to retirement cash flow, liability management, and tax consequences, using a planning-based approach that addresses risks beyond portfolio management. Outside of his professional work, Kevin is involved with the Berwyn Paoli Area Little League, where he coaches and serves on the finance committee. He resides in Berwyn, Pennsylvania with his family. His personal interests include golf, paddle tennis, running, following Philadelphia sports teams, and spending family time in Ocean City, New Jersey.

Nicholas Palazzo is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and 38 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC for 21 years. Outside of his advisory work, he serves as an altar server at St. Patrick Church in Philadelphia. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a variety of third-party managers and advisory models to tailor investment solutions.

Justin Wellen is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2019, following six years at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools including Monte Carlo simulations and Secular Return Estimates in its process.