Robin Arizzo is a financial advisor at Charles Schwab with 30 years of industry experience. She holds the Series 63 designation and has been with Charles Schwab and Charles Schwab Bank since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Kevin Mack is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. He holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices across the United States.

Ariel Peralta is a Series 66-licensed financial advisor with 15 years of industry experience. He has worked at J.P. Morgan Securities since 2026, following prior roles at BlackRock and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a specialized group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to offer non-discretionary, written asset allocation advice and customized reporting.

Laura Garofalo is a Financial Advisor with Merrill Lynch Wealth Management based in Staten Island, NY. She is a member of The Acquazzino Group, where she collaborates with Senior Financial Consultant Joseph Acquazzino to design financial plans tailored to her clients' needs. Laura joined Merrill Lynch in November 2009 after earning her Bachelor's Degree from Wagner College. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Her areas of expertise include college education planning, legacy planning, personal retirement planning, and advising women on wealth management. Committed to understanding her clients' values and goals, Laura employs a disciplined process that starts with one-on-one conversations to grasp clients' financial situations and priorities. She creates detailed cash flow summaries to help visualize retirement lifestyles and other objectives. Outside of her professional work, Laura enjoys boxing, cooking, gardening, golfing, reading, skiing, soccer, table tennis, and spending time with her family.

David Rehrer is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 1983. He is also a part-time referral associate with Weichert Referral Associates. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient strategies and is closely integrated with Bank of America’s broader banking and capital-markets platform.

Goran Bojovski is a Wealth Management Advisor with Merrill Lynch Wealth Management and a senior member of Gsell/Bojovski and Associates. He joined Merrill Lynch in 2002 and focuses on servicing high-net-worth clients and corporate relationships by providing a comprehensive range of wealth management services, including financial planning, investment analysis, and retirement planning. Goran delivers customized, planning-based strategies integrating concentrated stock management, estate planning, and investment management. He holds multiple professional designations, including the CERTIFIED FINANCIAL PLANNER® certificant, Certified Investment Management Analyst®, Certified Plan Fiduciary Advisor®, and Certified 401(k) Professional. Goran graduated from Rutgers University with a bachelor's degree in economics, concentrating in finance, and also minored in computer science. He is recognized as one of a select group of Merrill Institutional Consultants qualified to provide in-depth knowledge and customized service for institutional investors. Outside of his professional work, Goran lives in Mountain Lakes, New Jersey, with his wife and two sons. His personal interests include basketball, billiards, boating, bowling, camping, chess, football, music, reading, and spending time with his family.

Richard Caruso is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He previously worked at Metlife Securities Inc for seven years before joining Mass Mutual in 2017. Outside of his advisory role, he is involved in construction and painting work and serves as an insurance broker focusing on life and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements supported by firm-approved software and educational seminars.

Jay Gelbein is a CFP® with 27 years of industry experience, currently serving with Cetera. He has a background that includes more than two decades at Avantax Advisory Services and ownership of an accounting and tax preparation firm, Jay Gelbein and Company CPAs LLP. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and services delivered through a large nationwide network of independent advisors.

Brian Russell is a Series 66 credentialed advisor with 21 years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he has worked since 2018. His prior experience includes roles at Bank of America, Merrill, and Equitable Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research with a forward-looking capital market approach and includes capabilities in derivatives and commodities.

Luke Damboise is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Equitable Advisors, his work experience includes roles in education, hospitality, and retail. Equitable Advisors serves individuals ranging from non‑high-net-worth to high-net-worth clients, as well as pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party managers.

James Pucciarelli is a financial advisor with Morgan Stanley in Morganville, NJ, holding Series 63, 65, and 66 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley and its Private Bank affiliate since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and proprietary planning tools in its financial planning approach.

Robert J. Matos is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. In his role, he focuses on creating personalized wealth management strategies that integrate the investment insights of Merrill and the banking and lending solutions of Bank of America. He emphasizes a comprehensive understanding of clients' full financial situations to develop flexible strategies aligned with their goals and the dynamics of today's markets. Mr. Matos holds a Bachelor's degree from the University of California system. His professional designations include Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). His approach centers on connecting all aspects of clients’ financial lives to help them prioritize and pursue the objectives that matter most. Outside of his professional work, Robert J. Matos engages in a variety of personal interests, including baseball, basketball, biking, fishing, football, gardening, music, reading, skiing, and spending time with his family.

Christopher Hernandez is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked with Mass Mutual Investors Services since 2019 and previously spent one year at AXA Advisors, LLC. Outside of his advisory role, he works as a health insurance broker. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning without discretionary authority over client investments.

Brian G. Lockier is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds a Series 63 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets access through its extensive platform.

James Howell Jr is a financial advisor at Equitable Advisors with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Ameriprise Financial Services, Merrill, Banc of America Investment Services, and Citicorp Investment Services. He serves as executor and limited power of attorney for his mother’s estate. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a range of advisory programs and third-party asset managers to deliver tailored investment solutions.

Michael Gagliotti is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 66 designations and has been with Cetera Investment Services LLC since 2007. Outside of his advisory work, he serves as treasurer for the Hillside Ave Historic District Association and is a director of the Save The Queen City nonprofit. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform that includes affiliated and third-party managers.

Martha Carrion is a financial advisor at Edward Jones with two years of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining Edward Jones, she worked at Goldman Sachs for eight years and spent four years at the Federal Reserve Bank of New York. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a nationwide network of financial advisors and branch offices.

Jacob Schechter is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and beginning his industry career in 2024. Prior to joining Equitable Advisors, he worked at TPS Financial and Deca Analytics. Outside of finance, he has been involved with Xtreme Event Group since 2021. Equitable Advisors serves a broad client base including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and a variety of asset management programs. The firm utilizes a range of advisory models and third-party managers to tailor investment solutions.

James Buehler is a financial advisor at Wells Fargo Clearing with 48 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Jason Mancini is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2014. In his role, he focuses on delivering wealth management strategies tailored to help clients pursue their financial goals through a personalized process. This approach begins with understanding clients’ priorities, followed by developing and executing customized savings and investment plans, with ongoing oversight and adjustments as needed. Jason’s professional background includes experience as a portfolio analyst and trader at a boutique investment firm in New York City. He holds a Bachelor's and a Master's Degree in Economics from Kent State University. His expertise encompasses a comprehensive four-pillar system involving assets, debt, trusts and estates, and banking solutions through Bank of America, N.A. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Residing in Westfield, New Jersey, Jason lives with his wife Amanda, their son Giuseppe, and their dog Pongo. Outside of his professional life, he enjoys running, hiking, reading, playing chess, and CrossFit. Jason maintains involvement in his community through participation with organizations such as Knights of Columbus and The Father's Heart Ministries.