Thomas Schulte is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes eleven years at First Empire Securities, Inc. and a year at E D & F Man Capital Markets Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jennifer Cartagena is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 designations and has been with Bank of America and Merrill for 11 years. Outside of her advisory role, she is associated with Cartagena Group LLC, a family-owned business in the battery and lightbulb retail sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Conor Kelly is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and JPMorgan Chase Bank, N.A. Outside of finance, he has managed operations at Universal Lacrosse and Allendale Bar & Grill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations, with an emphasis on ESG considerations and a range of derivatives and commodities capabilities.

Lee Giordano is a CFA® charterholder with 28 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2016. Prior to joining UBS, he worked for Imperial Capital Asset Management LLC from 2009 to 2014. Outside of his advisory role, Giordano is a licensed real estate referral associate and holds an elected position on the Republican County Committee in Westfield, New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets solutions.

Daniel Flynn is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2002, including time when the firm operated as Axa Advisors. Flynn also conducts business under the name Diligence Financial Group. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs delivered through a network of investment adviser representatives and third-party managers.

Salvatore Rosamilia is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that address a broad range of client needs, including college education planning, divorce transition planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, sports and entertainment, and retirement income. Salvatore emphasizes developing financial strategies tailored to each client's individual goals and adapting to evolving market conditions. Salvatore holds an Associate's Degree from Columbia University and maintains the Personal Investment Advisor (PIA) designation. He has a long-standing commitment to the community, demonstrated by 15 years of volunteer work with the Ironbound Soccer Club and the Salvation Army Boys & Girls Club. Outside of his professional activities, Salvatore enjoys baseball, golfing, music, refereeing, soccer, and spending time with his family.

Nicole Mochnal is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 27 years of industry experience. She has worked with Wells Fargo Clearing and Wells Fargo Advisors since 2016. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with banking, lending, and trustee services.

Douglas Roberts is a financial advisor at Edward Jones with 32 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses and has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm provides a range of advisory programs and investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Lauren Gaylord is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 65 and Series 63 licenses and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research, and its recommendations may incorporate an ESG eligibility framework.

Cynthia Crane is a financial advisor at Thrivent Investment Management with 13 years of industry experience. She holds the Series 66 designation and has been with Thrivent and its affiliated entities since 2012. Cynthia serves on the board of Catalyst Theater Company, a local nonprofit theater organization, where she participates in fundraising and community engagement activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive, goal-based financial planning without discretionary portfolio management. The firm combines planning with managed-account programs under a consolidated billing option called WealthPlan, while maintaining the planning and investment services separately.

Stephen November is a financial advisor with Wells Fargo Clearing in Basking Ridge, NJ. He holds Series 63 and Series 65 designations and has 30 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Gregory Pace is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held positions at LPL Financial, NYLife Securities LLC, Keller North America, and New York Life Insurance Company. He also spent 22 years with Local 825 Operating Engineers. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning using structured discovery and firm-approved tools.

Mina Kerolos is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Kerolos worked for the Commercial Bank of Dubai and Emirates NBD Bank UAE. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Jed Goldberg is a Series 66 licensed financial advisor with eight years of industry experience. He is currently with LPL Financial, having joined in 2026, and previously worked at Park Avenue Securities and Guardian Life Insurance Co. from 2019 to 2026, as well as The Ayco Company from 2016 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of investment adviser representatives.

Terence McMahon is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 designations and bringing 42 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and financial planning solutions.

Samuel Rozenfeld is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and one year of industry experience. He has worked with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2023, and is also involved with First Call Tax Advocates Corporation. Outside of his advisory role, he operates as an insurance broker for life and health products through Kandelaki Solutions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

Diane Lopes is a Series 66 licensed financial advisor at UBS Financial Services with 15 years of industry experience. She has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

John Mcgovern Jr. is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 designations and has 33 years of industry experience. His prior work includes over three decades at Prudential Insurance Company of America and Pruco Securities, LLC. He is involved with NJPAIP and NJIUA in addition to his advisory role. LPL Enterprise, LLC serves a diverse client base including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment strategies developed by internal and third-party portfolio strategists and offers financial planning, consulting, and access to various asset managers and insurance products.

Joseph Vinciguerra Jr. is a CFA charterholder and Series 63 licensee with 25 years of industry experience. He is currently an advisor at LPL Financial and has previously worked at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. Outside of his advisory role, he serves as an adjunct lecturer at the College of Staten Island and is employed by Public Service Enterprise Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Michael Bonaccorso Sr. is a financial advisor with LPL Financial and holds a Series 63 designation. He has 30 years of industry experience, including prior roles at Cetera, Allied Wealth Partners, and Securian Financial Services. He is a member of Tax Planning Group, LLC, which provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a broad range of non-advisory financial products.