Nicholas Petrole is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and three years of industry experience. Before joining Mass Mutual, he held various roles including multiple positions at Rowan University and retail management at Shoprite. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers. Their approach involves collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation through separate brokerage or insurance arrangements.

John Cusate is a financial advisor with UBS Financial Services in Warren, NJ, holding Series 63 and Series 66 licenses and having 37 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor financial plans and portfolio management. The firm provides a broad range of services including fee-based financial planning, discretionary portfolio management, and capital markets activities.

Mark Singh is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at HSBC Securities (USA) Inc., HSBC Bank USA, N.A., AXA Advisors, LLC, and GWN Securities, Inc. Outside of finance, he has been involved with 1st Class Entertainment & Productions LLC as an artist and musician since 1999. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Tamer Luzi is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026, he held positions at Protiviti and other organizations. He has also been involved with sports camps and hospitality businesses. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Barry Guariglia is a financial advisor at Morgan Stanley with 42 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide array of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Michael Muzikar is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and 21 years of industry experience. He previously worked at Invest Financial Corporation for 10 years and Axa Advisors for three years before joining Equitable Advisors in 2017. Outside of finance, he is a professional comedian and owner of Mike Muzikar's Comedy. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers tailored advisory services based on client goals, risk tolerance, and time horizon.

Bilal Mian is a Series 66-licensed financial advisor with J.P. Morgan Securities in New Brunswick, NJ, bringing two years of industry experience. His prior roles include positions at Merrill Lynch and PNC Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Jack Flusser is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, Capital Wealth Advisory Group at Ameriprise Financial, and various short-term engagements outside the financial services industry. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its offerings.

Jose Diaz is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2011 and previously held positions at Santander Bank and Santander Securities. Outside of his advisory role, Diaz owns and manages multiple residential rental properties and has worked as an independent rideshare driver. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

John Cholankeril is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2005. He holds Series 63 and Series 65 credentials. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Seamus Whalen is a financial advisor at LPL Financial with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at J.P. Morgan Securities and Lincoln Financial Advisors Corporation. Whalen is involved in teaching through the Financial Educators Network. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Louis Mancinelli is a financial advisor at LPL Financial with 41 years of industry experience. He holds a Series 63 designation and has previously worked at Cadaret, Grant & Co., Inc. and Securities America Advisors. Outside of his advisory role, he is engaged in insurance sales of life, health, and long-term care products through Highland Capital Brokerage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Susan Fakes is a financial advisor with Ameriprise in Bedminster, NJ, holding a Series 66 designation and 11 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2016. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach combines investment research and algorithmic tools to provide written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Arlene Armando is a financial advisor with Cetera, holding a Series 66 designation and currently based in Westfield, NJ. She has been with Cetera and affiliated entities since 2018 and previously served on the Ridgewood Board of Education from 2014 to 2018. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a variety of portfolio management and advisory services through a multi-manager platform with access to both affiliated and third-party managers.

Cynthia Magaletta is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 66 and Series 63 designations and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Daniel Blloshmi is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in September 2022, he has utilized his extensive experience from previous roles at Citigroup and JP Morgan Wealth Management to provide disciplined wealth management services. His focus includes family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, women and wealth, tax minimization, and retirement income. Daniel holds multiple professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA), and others, reflecting his commitment to helping clients achieve their financial goals. He employs a disciplined wealth management process emphasizing tax minimization and asset allocation, working closely with clients' accountants and attorneys to deliver holistic financial advice. He leverages resources from Bank of America to provide customized investment and portfolio management solutions. He attended Pace University without degree conferred and is fluent in English and Albanian. Daniel participates in community service through involvement with organizations such as the Global Albanians Foundation and the Roseland Police Foundation. Outside of his professional role, he enjoys baseball, biking, golfing, music, and photography.

Gevin Robertson is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 designations and has worked at J.P. Morgan Securities and J.P. Morgan Chase & Co. since 2017. Prior to that, he had roles at Northwestern Mutual, Stop and Shop Co., Demarest Farm, and William Paterson University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach includes quantitative asset-allocation modeling, manager due diligence, and an ESG eligibility framework, with services offered on a non-discretionary basis.

Summi Verma is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with JP Morgan entities since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment strategies.

Eric Stiles is a financial advisor at Cetera with 11 years of industry experience and holds the Series 66 designation. He has worked with Cetera and its affiliated entities since 2015 and is also associated with Malecki Financial Group, where he is involved in financial services. Additionally, he works as an insurance agent selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a broad range of portfolio management and consulting services through multiple program structures, combining affiliated and third-party model portfolios with discretionary and non-discretionary account management.

Patrick Mattes is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Andrew Nairooz and Morgan Stanley, as well as positions outside finance such as at Misericordia University and Sanofi Pasteur. He is also involved with Emerson Reid, a dental, health, and vision insurance business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to execute client recommendations.