Trevor Crochet is a financial advisor at Morgan Stanley with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Morgan Stanley, he worked at Deal Casino Beach Club and Monmouth Beach Bath and Tennis Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling to develop tailored plans.

Douglas Razzetti is a financial advisor at UBS Financial Services with 30 years of industry experience. He has been with UBS since 1995 and holds a Series 63 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial plans and portfolio management.

Mercedes Paula is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at First Republic Bank and Capital One Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a program supported by centralized due diligence and a combination of quantitative and qualitative research.

Sydney Schneider is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has prior work history at Tortoise Investment Management and Littlejohn & Co. She also spent several years in educational roles at the University of Miami and Edgemont Jr. Sr. High School. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs that include tailored financial planning and estate strategies. The firm utilizes a structured planning process supported by analysis tools such as Secular Return Estimates and Monte Carlo simulations.

Edward Quick III is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of industry experience. His career includes prior roles at Mass Mutual Investors Services and Mass Mutual Life Insurance Company. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance, supported by multi-asset model portfolios and a formal alternative-investment process.

Ava Gargiulo is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Her prior work includes positions at East End Advisors and BODYARMOR Sports Nutrition, as well as academic and instructional roles at the University of Michigan and Windward School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Robert Dolliver is a financial advisor with Ameriprise, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the board of Concord Carlisle Youth Baseball and works as an assistant baseball coach at Middlesex School. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, delivering customized, research-driven recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Patrick Davis is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2020, with prior experience at Ares Management LLC and Dickinson College. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and modeling tools but does not include individual security recommendations as part of standalone plans.

Jeffry Rosen is a ChFC®-designated financial advisor with 41 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at OSAIC, American Portfolios Financial Services, Guardian Life Insurance Company, and Berkshire Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of investment strategies and operational support tools through a large network of advisors.

Rosemary Fusco is a financial advisor at Morgan Stanley with 38 years of industry experience. She previously worked at UBS Financial Services for 15 years before joining Morgan Stanley Smith Barney LLC in 2025. She holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning that incorporates firm-approved tools and investment estimates to model outcomes.

Nimedia Ozinegbe is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and previously worked in the Athletics Finance Office at the University of Pennsylvania. Outside of finance, she is a partner in Send Your ETA LLC, an art and culture business focused on marketing and event planning. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs supported by structured discovery conversations and firm-approved planning tools.

Lauren Ricca is a Certified Financial Planner (CFP®) with 19 years of industry experience. She currently works at LPL Financial and has held prior roles at AllianceBernstein LP, Sanford C. Bernstein, Wells Fargo, Kestra Advisory Services, Maltin Wealth Management, and TIAA-CREF. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting its network of more than 22,800 advisors with a range of discretionary and non-discretionary investment strategies.

Meghan Kristensen is a financial advisor at Merrill with 22 years of industry experience. She has held her current position since 2016 and holds Series 63 and Series 66 designations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dom Palmeri is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In his role, he works with clients to understand their short and long-term financial goals, assisting in building financial plans and implementing strategies to help achieve those goals. He emphasizes trust, dedication, and open communication as key components of the client-advisor relationship.

Brianna Doheny is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Her prior work history includes roles at Freshford Capital and Rose Demolition and Carting, Inc., as well as academic involvement with Boston College. Fidelity’s subsidiary, Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with a noted use of AI and systematic methodologies in its investment process.

Steven Bermack is a financial advisor at Edelman Financial Engines with 24 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice.

Juan Franco is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked for Sportime Clubs LLC, where he also occasionally coaches tennis outside of business hours. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Michael Ragone is a financial advisor at J.P. Morgan Securities in Paramus, NJ, holding a Series 66 designation with four years of industry experience. He has been with J.P. Morgan Securities since 2022 and has worked at JPMorgan Chase Bank since 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening with qualitative research and may incorporate ESG criteria in its recommendations.

Bryant Vallat is a Vice President and Financial Consultant at Fidelity Investments. In his role, he assists clients and their families in making financial decisions aligned with their long-term goals and visions. He collaborates with clients to build and maintain financial plans and identifies opportunities to enhance those plans. Bryant has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Retirement Solutions Representative, Investment Consultant, Financial Consultant, and currently Vice President and Financial Consultant. His experience encompasses various aspects of financial consulting and investment advising. Outside of his professional responsibilities, Bryant has interests in baseball, football, golf, and family activities.

Mark Abraham is a CFP® and Series 66 holder with 24 years of experience in financial advising. He is currently with Cambridge Investment Research Advisors, where he has worked since 2023, following nine years at Arbor Point Advisors and Securities America Inc. Abraham serves as a board member on the condominium development board in Tarrytown, NY. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers a range of platforms and model strategies, supporting both discretionary and non-discretionary management.