Raul Nazario Gonzales is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at First Republic Investment Management, J.P. Morgan Securities, and JPMorgan Chase Bank. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm’s investment approach combines strategic allocation across risk classes with both passive and active management, supported by quantitative and fundamental research.

Raju Punnoose is a financial advisor at Osaic Institutions, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Infinex Investments, Inc., J.P. Morgan Securities, Chase Investment Services Corp., Citigroup Global Markets, and Citicorp Investment Services. He is also active as a financial consultant with Ridgewood Savings Bank. Osaic Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, and access to alternative investments and lending solutions, operating a hybrid adviser/broker-dealer model with extensive affiliations across its enterprise.

Nicholas Smith is a financial advisor at Cresset Asset Management, LLC with four years of industry experience. He holds the Series 66 designation and previously worked at Lazard Asset Management LLC and Merrill Lynch. Prior to his advisory career, he spent two years at Cornell University's S.C. Johnson Graduate School of Management and five years at Bessemer Trust. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that integrates strategic asset allocation, manager selection, and both active and passive strategies across public and alternative asset classes.

Amy Frank Goldman is a financial advisor at Independent Financial Group, LLC with 21 years of industry experience. She holds Series 63, Series 66, and Series 65 licenses. Her prior experience includes roles at Kalos Management, OppenheimerFunds, and AllianceBernstein. Goldman is also the founder of Hug Hoboken, a nonprofit supporting local food pantries, homeless shelters, frontline workers, and seniors. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers financial planning and portfolio management through multiple platforms, combining strategic asset allocation and manager selection with a mix of passive and active exposures.

Mya Abate is a financial advisor at Wealthspire Advisors with a Series 65 designation and one year of industry experience. Her prior experience includes roles at A&M Financial Services LLC and involvement with LiLuxe LLC. Wealthspire Advisors is an SEC-registered investment adviser managing approximately $34.3 billion in assets for nearly 9,700 clients, offering comprehensive wealth management and investment services through an institutional-style asset allocation framework and tailored client solutions.

Chi Mak is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at JPMorgan Securities LLC, Apple Bank for Saving, and Infinex Investments, Inc. He is currently based in New York, NY. TD Private Client Wealth LLC provides discretionary wrap‑fee managed account programs and brokerage services to institutional clients, high‑net‑worth private clients, and retail TDIS clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third‑party sub‑managers, utilizing platforms from Envestnet and custodians such as Pershing.

Luca Damaro is a financial advisor with Eagle Strategies (New York Life) in New York, NY, holding a Series 66 designation and one year of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company, along with experience at Mode De Vie, Ferris Street Services, DezignKraft, and Mercato Trattoria. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm offers a variety of program types and emphasizes tailoring recommendations to client objectives and plan sponsor criteria.

Bernardo Leiferman Dayan is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank, N.A. from 2017 to 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm utilizes multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Domenic Biamonte is a Series 66 licensed financial advisor at Janney Montgomery Scott in New York, NY, with two years of industry experience. His career includes roles at Raymond James & Associates, Nasdaq, Inc., and Merrill Lynch. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Claire Gallagher is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and over 10 years of industry experience. She has worked at Hornor, Townsend & Kent since 2016 and has been affiliated with Penn Mutual Life Insurance Co since 2015. Outside of her advisory role, she is involved with the Children's Research Medical Foundation as an Emerging Leader Member, participating in fundraising events. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, combining advisory services with custody, execution, and brokerage capabilities.

Jonathan Leach is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He has held his current position since 2015 and holds a Series 66 credential. Outside of his advisory role, he owns a rental property in the UK but does not devote time to its management. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and operates with a large institutional scale and unique market roles.

Nicholas Pepitone is a financial advisor with TD Private Client Wealth LLC in New York, NY, holding Series 65 and Series 63 credentials and three years of industry experience. His prior work includes roles at TD Bank N.A. and Dominick's Bakery Cafe. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth private, and retail clients, using a combination of strategic and tactical asset allocation with affiliated and third-party sub-managers.

Ali Rezvi is a financial advisor at HSBC Securities (USA) Inc. based in New York, NY, holding Series 63 and Series 66 licenses with four years of industry experience. He has worked at HSBC Bank USA, N.A. and HSBC Holdings PLC, totaling over a decade of experience within HSBC-affiliated entities. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm’s investment approach combines strategic and tactical asset allocation supported by HSBC Global Asset Management and other affiliated providers, with a focus on customized risk profiles and ongoing fund oversight.

Daniel Paikin is a financial advisor with Primerica Advisors based in Woodcliff Lake, NJ, holding a Series 66 designation and 16 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2008. Outside of his advisory role, Paikin is involved in marketing activities through Tempus Financial Group, LLC. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage, advisory, and financial planning services. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports both discretionary and non-discretionary account management.

Camilla Lynch is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. Prior to joining Citigroup, she worked at Georgetown University and the American Overseas School of Rome. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research, serving both workplace and high-net-worth clients with tailored solutions.

Matthew Serkes is a CFP® professional at Cerity Partners LLC with six years at the firm and a total of 14 years in the financial industry. Prior to joining Cerity Partners in 2020, he worked at Executive Monetary Management from 2011 to 2019. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, charitable institutions, and other institutional investors, managing approximately $126.9 billion in client assets. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios and various affiliated financial services.

Forrest Swisher is a Series 65-licensed advisor at Mariner with four years of industry experience. His prior work includes roles at Dmi and American Tower Corp, as well as a six-year period at Cobblestone Creek Country Club. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm provides investment management, financial planning, retirement plan consulting, coordinated tax services, and family office solutions, implementing customized portfolios supported by internal research and third-party managers.

Benjamin Uhing is a financial advisor at Corient with nine years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at JPMorgan Securities LLC and JPMorgan Chase from 2015 to 2026. Outside of his advisory role, he is a passive investor and owner/partner in a virtual design and construction services company. Corient provides investment advisory and financial planning services to a diverse client base including individuals, trusts, pension plans, and corporate entities. The firm employs a goals-based, team investment approach that combines internal strategies with third-party managers, utilizing risk management tools and alternative investment options where appropriate.

Arvind Ramakrishnan is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at JPMorgan Securities, JPMorgan Chase Bank, and Morgan Stanley for a combined 11 years. Citigroup Global Markets serves individual and institutional clients across a range of private banking and wealth management segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including acting as a swap dealer and futures commission merchant.

Samuel Marcus is a Series 66-licensed advisor with Primerica Advisors based in New York, NY. He has one year of industry experience and currently works at Park Avenue Securities. Prior to this, he held roles at Guardian Life Insurance Company and has experience in insurance brokering. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing proprietary model portfolios and third-party investment managers across various account types.