Vernell Peter Koyi is a CFP® with 13 years of industry experience currently serving at Vanguard Advisers. He previously worked at New York Life Insurance Company and NYLIFE Securities LLC. Outside of his advisory role, he serves as an advisory board member and finance committee member for First African Baptist Church in Darby Township, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its large scale and digital delivery model, managing hundreds of thousands of client relationships with over 2,200 advisors.

Johanna Walters is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 1998, she has worked with C-suite executives, successful entrepreneurs, and multigenerational families, providing investment analysis, wealth management strategies, and estate planning services. Her client-focused approach aims to help individuals and families make informed financial decisions tailored to their unique needs. Johanna graduated magna cum laude from Temple University with a major in finance and business law. She holds the Series 7 and Series 66 FINRA registrations and is licensed as an agent for life, accident, and health insurance. Her professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Chartered Life Underwriter (CLU), and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), among others. She has also attended the University of North Carolina. Beyond her professional career, Johanna serves as a board member of Women's Animal Center, America's first animal shelter. She also supports Wissahickon Trails in its mission for improved water quality, environmental education, and land conservation. Johanna and her husband, Brian Sweeney, reside in Blue Bell, PA, and enjoy horseback riding, skiing, and hiking.

John Hoffner is a financial advisor at Vanguard Advisers with a Series 66 designation and four years of industry experience. He has worked at The Vanguard Group since 2021 and previously held roles at Rutgers University, Columbia Bank, LA Fitness, and Rowan College at Burlington County. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering diverse customization and tax-aware features.

Elizabeth Herman is a financial advisor at Osaic with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has held prior roles at Woodbury Financial Services, Lam Financial Services, and Mid Atlantic Financial Management, among others. Outside of her advisory work, she serves as Secretary for a community non-profit organization and as a board secretary for a legal aid-focused elder law nonprofit, and she also facilitates financial education workshops. Osaic Wealth serves a diverse client base including retail and institutional investors, offering advisory and brokerage services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a broad range of investment programs and maintaining multiple custodial and legacy arrangements.

Sara Lee is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and having 10 years of industry experience. She has been with The Vanguard Group since 2015. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor support.

Hans Hess is a Series 66 licensed financial advisor with five years of industry experience, currently affiliated with Vanguard Advisers. His prior work includes roles at American Eagle Express Inc and Verizon Wireless. Outside of finance, he participates in the Nielsen Ratings media activities. Vanguard Advisers delivers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing Vanguard funds and ETFs with options for tax-aware management and customization.

Michael Sirianni is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research and analytics to support portfolio diversification and investment selection.

Kwaku Asante is a financial advisor with Vanguard Advisers in Malvern, PA. He holds Series 63 and Series 66 licenses and has six years of industry experience. His work history includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large client base through its digital delivery platform.

Benjamin Archer is a financial advisor with Morgan Stanley Wealth Management in West Conshohocken, PA, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He previously worked at UBS Financial Services for 24 years before joining Morgan Stanley in 2021. Outside of his advisory role, he serves on the Board of Trustees and the Investment Committee for Germantown Academy, where he contributes his investment expertise to oversee the school’s endowment. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and offers a range of investment programs alongside estate planning and corporate financial planning services.

David Bruno is a financial advisor with LPL Enterprise, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 37 years of industry experience, including a long tenure at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise, LLC serves a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable organizations. The firm provides investment advisory and brokerage services, utilizing model-driven investment strategies and offering access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Emanuele Buonamici is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds the Series 66 designation and has previously worked at PNC Bank and PNC Investments. Outside of his advisory role, he volunteers as a financial educator with the Foundation for Financial Planning through the CFP Pro Bono Program. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models to set personalized asset allocations, with portfolios largely composed of Vanguard funds and ETFs.

Christopher Brown is a financial advisor at Vanguard Advisers with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Waldron Private Wealth, Truist Wealth, and J.G. Wentworth. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios largely constructed from Vanguard funds and ETFs, with various customization and tax-aware features.

Sufyan Davis Arrington is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and two years of industry experience. Prior to joining Vanguard, he worked at Equitable Advisors, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs.

David Mebs is a financial advisor with Equitable Advisors in Conshohocken, PA, holding Series 65 and Series 63 licenses and having 13 years of industry experience. He has worked at Equitable Advisors since 2016, following earlier roles with Axa Advisors and MSI Financial Services. Outside of his advisory work, Mebs is involved with independent insurance sales and settlement consulting through FIRSTRUST Financial Resources and Sage Settlement Consulting. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a range of third-party advisory models and provides ERISA fiduciary services, without sponsoring its own wrap fee program or advertising hypothetical performance.

Kate Hershey is a financial advisor at Raymond James Financial with 23 years of industry experience. She holds a Series 66 designation and has worked with PNC Financial Services Group since 2006. Hershey is also a licensed employee at Fulton Bank, where she dedicates a significant portion of her time. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through unique affiliations.

Alfred Barbato is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His career includes roles at Key Investment Services, Wells Fargo Clearing, Santander Securities, and PNC Wealth Management. Based in Phoenixville, PA, he currently also operates under TruMark Financial Wealth Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Ryan Flynn is a financial advisor with Morgan Stanley in West Conshohocken, PA, holding a Series 66 designation and 11 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and market modeling techniques.

Marc Bianchi is a financial advisor with Morgan Stanley in Blue Bell, PA, holding a Series 66 designation and 23 years of industry experience. He has worked at various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Grant Wenger is a financial advisor with LPL Financial holding the ChFC® and Series 63 designations and has 42 years of industry experience. His prior roles include positions at Hornor Townsend & Kent Inc, Penn Mutual Life Insurance, and Securian Financial Services, among others. Wenger is also the proprietor of IFA Benefits, LLC, a multi-line insurance brokerage specializing in group insurance and various life and health-related products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a large network of investment adviser representatives.

Daniel Casino is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2019. Prior to this, he worked at Wells Fargo Clearing from 2016 to 2019. Outside his advisory role, Casino holds a part ownership in Invictus Wealth Management, LLC and serves as a trustee for its 401(k) plan; he is also a notary public. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services utilizing proprietary research and tools, serving clients who meet specific net-worth criteria.