Peter Smith is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at KML Law Group and Med-Park Corp. Peter also spent four years at West Chester University. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach, largely employing Vanguard funds and ETFs, and manages a large client base with more than 2,200 advisors.

Denise Satterthwaite is a CFP®-certified financial advisor with over 21 years of industry experience. She has worked with LPL Financial since 2021 and previously spent 16 years at Waddell & Reed, Inc. and various insurance carriers. In addition to her advisory role, she is involved in tax preparation and accounting through Collegeville Tax Services LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and investment management solutions supported by in-house and third-party research and technology.

Joseph O'Neill Jr. is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been employed for 33 years. He provides clients with goals-based strategies and an individual approach to financial well-being, advising on investment management, wealth accumulation, and the transfer of assets to future generations. Joseph utilizes research from BofA Global Research and collaborates with a team of professionals to offer clients comprehensive services including retirement planning, 401(k) plans, insurance, securities-based lending, and estate planning. Joseph holds a Bachelor's Degree from Drexel University and the Personal Investment Advisor (PIA) designation. He is supported by two client associates and works closely with clients to consider their needs, goals, risk tolerance, and liquidity timeframe in portfolio structuring. His client focus areas include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, and retirement income. Residing in Ambler with his wife Amy and their two children, Joseph is active in the community, supporting musical theater arts and neighborhood associations, as well as The Cure Sanfilippo Foundation. His personal interests include golf, enjoying the ocean, and participating as an extras performer in locally shot movies.

Malkia Dandy is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has held various roles within Morgan Stanley and Brown Brothers Harriman since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Nathan Lee is a financial advisor at LPL Financial with 24 years of industry experience. He previously worked at Lincoln Financial Securities and Key Investment Services LLC. He serves on the board of the Boyertown Rod and Gun Club, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and technology-driven approaches.

William Munro is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2026. He has been self-employed since 2022 and hosts the Trust Your Board Podcast, which he began in 2019. Munro has also been involved with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2014. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to provide personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Andrew Salayda is a CFP® credentialed financial advisor with Vanguard Advisers, bringing 22 years of industry experience. He has worked at THE Vanguard Group, Inc. since 2003 and is also the owner of Andrew Salayda Tax Services, a tax preparation business he has operated since 2011. Additionally, he has held roles in education with the Bensalem School District. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, offering broad customization and tax-aware features.

Alexander Cabot is a ChFC®-designated advisor with Raymond James Financial Services Advisors Inc. in Wayne, PA, where he has worked for 14 years. He holds Series 63 and Series 65 licenses and has 20 years of industry experience. Outside of advisory work, Cabot is an author of retirement planning books and operates an independent tax planning and consulting practice as an enrolled agent. He is also involved in managing aircraft ownership entities that lease planes for flight training. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical modeling and supports implementation through advisory programs or other providers.

Steve Scornajenghi is a Planning Consultant at Fidelity Investments, a position he has held since 2026. He has a background as a Financial Advisor with experience at multiple firms, including TD Bank in 2025, Citizens Securities, Inc from 2021 to 2024, and Equitable Advisors from 2018 to 2021. Throughout his career, Steve has focused on delivering comprehensive financial planning services. Outside of his professional role, he has interests in baseball, football, movies, and music.

Valerie Cianfaro is a financial advisor at Vanguard Advisers with five years of industry experience. She holds a Series 66 designation and previously worked at Barclays Bank US from 2014 to 2020, before joining Vanguard in 2020. Vanguard Advisers delivers both automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to create personalized portfolios, largely constructed from Vanguard funds and ETFs.

Nicholas Liuzzi is a financial advisor at Vanguard Advisers with a Series 66 credential and four years of industry experience. He has worked at The Vanguard Group since 2021 and previously held roles at The JG Wentworth Company and Verizon. He also serves as a limited agent for an immediate family member. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Kevin Plotkin is a Senior Financial Advisor with Merrill Lynch Wealth Management and has been with the firm since 1989. Throughout his career, he has served in roles such as syndicate manager in the Philadelphia Center City office, handling IPOs and secondary offerings. Kevin works closely with high net-worth individuals and families to understand their financial priorities and develop disciplined, personalized investment strategies. His expertise includes asset allocation, education funding, retirement income planning, tax minimization, and estate planning. He specializes in municipal bond investing and incorporates a variety of investment vehicles including equities, fixed income, alternative investments, and ETFs to achieve client objectives. Kevin holds FINRA Series 7, 63, and 65 registrations, as well as Life, Health and Accident insurance licenses. He earned a Bachelor of Science degree in Finance from East Carolina University in 1988. His professional affiliations include membership in the Rolls Royce/Bentley Automobile Club, Valley Forge Signal Seekers Club, Purple Hearts Reunited, and the Flight Simulator Association. Kevin’s community involvement includes past board memberships with the American Technion Society and Temple Sholom in Broomall, Pennsylvania. Additionally, he volunteers regionally with Purple Hearts Reunited, a nonprofit dedicated to returning lost or stolen military medals to veterans or their families. In his personal time, Kevin’s interests include attending NHL hockey games nationwide, flying radio-controlled aircraft, and collecting luxury cars as a member of the Antique Rolls-Royce Owner's Club. He is also involved in hobbies such as antiquing, football, gardening, genealogy, photography, racquetball, and spending time with family.

Jared Folsom is a financial advisor at Fidelity with Series 66 and Series 63 licenses and three years of industry experience. His background includes roles at Fidelity Investments and prior positions in education and the life sciences sector. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios across various asset classes.

Ryan Moore is a financial advisor at Vanguard Advisers with a Series 66 credential and six years of industry experience. His prior roles include positions at Ameriprise Financial, Legacy Planning Partners, and PPB Capital Partners. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of customizable portfolios primarily constructed from Vanguard funds and ETFs.

Marisa Litwinsky is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. She holds the Series 66 designation and has worked previously at Merrill Lynch and Bank of America. Outside of her advisory role, she holds ownership interests in investment-related ventures including JAR Research Inc. and WMLL Research, LLC, and is a financial advisor for Princeton Harriman Insurance Solutions. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients offering a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations, which clients can implement through brokerage or advisory programs on a discretionary basis.

Peter Robinson is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 14 years of industry experience. He has been with Vanguard Advisers since 2019 and has worked with related Vanguard entities since 2015. Outside his advisory role, he is also listed as an agent for his wife in an investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a variety of portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Jeffrey Galiardi is a financial advisor at Vanguard Advisers with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard Advisers since 2020. Prior to this, he has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Galiardi serves as an executor and trustee for immediate family members in fiduciary roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and manages a high volume of client relationships through a combination of digital platforms and advisory teams.

Jaime Boal is a financial advisor at Vanguard Advisers with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard and Mutual of America firms. Outside of his advisory role, he operates a small business as a reseller on Thredup. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Michael Dalkin is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds the Series 66 designation and has been with Vanguard and its affiliated entities since 2012. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering a range of customization options.

Faye Romano is a financial advisor at Vanguard Advisers with 10 years of industry experience. She holds Series 63 and Series 65 designations and has been with Vanguard since 2016. Romano also serves as an agent for an immediate family member in an investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and a range of customization options, managing a large client base through a digital platform supported by a team of advisors.