Michel Allen is a Financial Consultant at Fidelity Investments, a position he has held since 2022. Prior to this role, he served as a Planning Consultant at Fidelity Investments from 2021 to 2022. Michel has over a decade of experience in financial services, having worked in various roles including Senior Financial Consultant at TD Ameritrade, Investment Consultant at Scottrade, and Personal Banker at Citibank and First Niagara Bank. Throughout his career, Michel has focused on collaborating with individuals and families to create tailored financial plans that align with their unique goals and needs. He leverages resources, tools, and strategies supported by Fidelity to work toward clients' financial success. Outside of his professional work, Michel's personal interests include beach activities, cars, family activities, fitness, movies, and outdoor adventures.

Patricia Chapple is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 designations and 26 years of industry experience. Her prior firms include Morgan Stanley and various Wells Fargo entities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients by providing comprehensive investment and financial planning services tailored to clients who meet specific net-worth criteria.

Jeffrey Hale is a financial advisor at Morgan Stanley in McLean, VA, with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley and its affiliated entities since 2017. Prior to that, he spent 19 years at Merrill Lynch and 8 years at Bank of America. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Tammy Pierce is a financial advisor at Edward Jones with 26 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Edward Jones since 2019. Her prior experience includes four years at UBS Financial Services and one year in forensic drug and alcohol testing. Edward Jones is a full-service wealth management firm with over 23,000 financial advisors serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets under management.

Wyatt Hammond is a Financial Consultant I at Fidelity Investments based in Tysons Corner. He works alongside his clients to provide financial planning tailored to their individual needs, focusing on understanding what matters most to them and their families. His approach emphasizes direct communication and support in various financial situations, including wealth building, retirement preparation, and major financial decisions. Wyatt has been with Fidelity Investments since 2021, accruing experience across multiple roles including Investment Solutions Representative I through III, High Net Worth Representative, and Customer Relationship Advocate. He holds insurance licenses in Arkansas and California. Outside of his professional work, Wyatt enjoys biking, concerts, hiking, outdoor adventures, swimming, and traveling.

Jennifer Malone is a financial advisor with Merrill in Reston, VA, holding Series 63, Series 65, and Series 66 licenses and 14 years of industry experience. She worked at Nextek Dental Studios for nine years before joining Merrill in 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gerald Grant III is a financial advisor with Equitable Advisors in Falls Church, VA, holding a Series 66 designation and 10 years of industry experience. He has worked at Equitable Advisors since 2016, including its predecessor Axa Advisors. Outside of his advisory role, he is an author and publisher of the book *The Power of Generational Wealth* and is involved in paid speaking engagements. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

Karnail Kooner is a financial advisor at LPL Financial with 36 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior experience includes roles at CUNA Brokerage Services, Inc. and Voya Financial Partners, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of investment advisory and brokerage services, including model portfolio programs and third-party asset management, supported by advanced operational and research tools.

Laura Hannon is a financial advisor with Merrill based in McLean, VA, holding Series 63, 65, and 66 registrations and bringing 20 years of industry experience. Her career includes positions at Bank of America, Wells Fargo, and Morgan Stanley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Eric Rommell is a financial advisor with Wells Fargo Clearing in McLean, VA, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Securian Financial Services, Inc. from 2004 to 2005. Rommell is involved with the Girl Scouts Council of the Nations Capital, assisting with troop budget management and related financial tasks. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a broad range of financial products.

Matthew Kelly is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade Inc. from 2010 to 2022. Outside of his advisory role, he serves as a committee member for the nonprofit Tuckahoe Recreation Club. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining centralized custody and order-routing with multi-asset model portfolios and access to alternative investments.

Zaina Bankwalla is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 18 years of industry experience. She has been with MML Investors Services and MassMutual since 2016. In addition to her advisory role, she is the owner and CEO of Virid Financial LLC, a financial planning and wealth management firm. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars with a focus on collaborative, goal-based planning and offers specialized event-driven services such as divorce and estate-settlement planning.

Cory Cha is a CFP® professional with 14 years of industry experience, currently serving at Charles Schwab in Tysons Corner, VA. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., TD Ameritrade, and FIDELITY Brokerage Services LLC. Cory holds Series 63 and Series 66 registrations in addition to his CFP® designation. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advice with access to discretionary separately managed accounts and delivers investment guidance through multi-asset model portfolios supported by research and due diligence on alternative investments.

Nathan Moore is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Equitable Advisors since 2003, including its predecessor entity, Axa Advisors. Outside of his advisory role, Moore serves as a board member for Ashland University’s College of Business and Economics and is president of the Greater Washington DC chapter of the National Association of Insurance and Financial Advisors. He also volunteers as a tournament director for a local baseball event. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and organizations. The firm’s approach includes matching clients to advisory program models and third-party managers, offering a range of investment solutions including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Adam Searle is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2013 after three years at Morgan Stanley, where he worked closely with Susan Shields and Jennifer Abate. Adam specializes in helping clients identify long-term goals and develop strategies that align with their priorities. His areas of responsibility include portfolio construction and analytics, risk management strategies, cash-flow analysis, budgeting, wealth analysis, and long-term planning. He collaborates with colleagues as well as clients' external tax and legal advisors to integrate multiple financial disciplines, aiming to enhance and simplify clients' financial lives. Adam's professional designations include the Certified Plan Fiduciary Advisor® (CPFA®) awarded by the National Association of Plan Advisors (NAPA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds an Honours Bachelor degree in Finance, with Accounting and Management, from the University of Nottingham in the United Kingdom. Adam’s client focus areas include college education planning, executive compensation, family wealth management strategies, socially responsible investing, and retirement income planning. Outside of his financial advisory role, Adam has been actively involved as a volunteer firefighter and EMT with the Vienna Volunteer Fire Department and Fairfax County Fire and Rescue since 2012, currently serving as a Lieutenant. His personal interests include fly-fishing, playing golf, hiking, and traveling to less-traveled destinations with his fiancé.

Brian Petersen is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 66 and Series 63 designations and has been with Charles Schwab & Co., Inc. and Charles Schwab Bank since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains an integrated structure that supports a high client coverage per advisor.

Matthew Carmichael is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their financial priorities and develop personalized strategies to pursue short-, mid-, and long-term goals. His approach integrates investment guidance, retirement planning, education funding, and wealth management, with access to Bank of America resources for banking, lending, and credit solutions. Matthew holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Virginia. He is involved with the Benevolent and Protective Order of Elks, reflecting his engagement in community activities. Outside of work, Matthew's interests include adventure sports, basketball, football, reading, and spending time with his family.

Douglas Lara Castro is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and two years of industry experience. His prior roles include positions at Charles Schwab, Bank of America, Merrill, and JPMorgan Chase Bank, N.A. Outside of finance, his work history includes involvement with several businesses such as Parking Management Co LLC and Andrew Chekene Enterprises Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with quantitative and qualitative research, incorporating ESG eligibility frameworks and broader derivatives and commodities capabilities.

Sean Mcqueen is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. His prior work includes roles at Securian Capital of the Chesapeake and First Command Financial Services. Outside his advisory work, he is involved as a financial professional with Kinnect Advisors and acts as an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Adam Paffenroth is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 10 years of industry experience. His prior roles include positions at Stifel Independent Advisors, Morgan Stanley Private Bank, and Edward Jones Investments. He is based in Vienna, VA. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of independent advisors and a multi-manager platform with diverse investment options.