Silvia Stazio is a CFP®-certified financial advisor with 29 years of industry experience, currently affiliated with LPL Financial since 2024. She previously spent 25 years at Lincoln Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, with both discretionary and non-discretionary management options.

Kyle Toulouse is a Financial Consultant currently working at Fidelity Investments since 2022. In this role, he focuses on building, implementing, and monitoring comprehensive wealth planning strategies tailored to clients' lifestyle and financial goals. Prior to his current position, Kyle gained experience as a Regional Advisor Consultant at Columbia Threadneedle Investments from 2016 to 2022. He also worked as a Regional Marketing Associate at Putnam Investments from 2014 to 2016. These roles have contributed to his expertise in financial consulting and investment management.

Jeffrey Laborde is a financial advisor with Raymond James & Associates in Washington, DC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Raymond James & Associates since 2010. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension and profit-sharing plans, charitable organizations, and state and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary services, employing a range of portfolio management styles and municipal advisory services.

James Brockett II is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and nine years of industry experience. He was previously with Morgan Stanley Smith Barney for one year before joining Wells Fargo Advisors in 2016. Brockett also owns Brockett Capital LLC, an independent investment-related business based in Silver Spring, MD. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, supported by proprietary research and planning tools.

Angela Peterson is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds the Series 63 and Series 66 designations and has worked previously at Bank of America and Merrill. Peterson serves on the Finance Committee of the Congressional School, providing financial oversight to support the school's long-term sustainability. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and asset allocation models to tailor strategies to clients’ goals and risk tolerances.

Janet Haley is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Charles Schwab. Her prior experience includes roles at USAA Investment Management Company and USAA Financial Planning Services. Outside of advising, she co-authored the book *Value Investing for Dummies* in 2002 and manages short-term rental properties. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services alongside brokerage and custody functions. The firm is notable for its scale, integrated structure, and use of multi-asset model portfolios supported by its Schwab Center for Financial Research.

Patrick Langevin is a financial advisor at Morgan Stanley in Bethesda, MD, with three years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for one year before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning and a wide range of advisory programs supported by structured planning tools and models.

Stefan Nicholas is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he serves as an advisory board member for the nonprofit Community Foundation for Montgomery County. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, institutional, and charitable clients.

Kaitlyn Kozik is a financial advisor at LPL Financial with 11 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for eight years before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Aiden Mowry is a financial advisor with Primerica Advisors holding Series 63 and Series 65 designations. He has been with Primerica and its affiliate PFS Investments Inc. since 2026. Outside of finance, he is involved with The Healing and Wellness Center, where he has participated for five years. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and operates at a large scale with approximately 3,964 advisors and $15.5 billion in assets under management.

Steven Ganan is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at RBC Capital Markets and UBS Financial Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kevin Brewer is a financial advisor with RBC Capital Markets in Washington, DC, holding a Series 66 credential and two years of industry experience. Prior to joining RBC Capital Markets in 2022, he worked at the Department of Defense from 2020 to 2022. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers tailored advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing a blend of in-house and third-party investment managers.

Brendan Guilday is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining in 2012, he has utilized a consultative and objective approach to assist clients in building and transferring wealth, meeting liquidity needs, managing college education costs, and planning for sufficient retirement income. Brendan also supports non-profit organizations in executing their investment strategies within established guidelines. He draws upon the extensive Merrill wealth management platform as well as Bank of America's banking services to implement sophisticated financial strategies beyond traditional investing. Brendan's expertise encompasses areas such as divorce transition planning, family wealth management strategies, services for endowments and foundations, investment consulting for defined contribution plans, LGBT wealth planning, managing new wealth, personal retirement and philanthropic planning, portfolio management, and socially responsible investing. Brendan holds a Bachelor's Degree in Finance from Saint Vincent College, where he participated as a four-year member of the men’s ice hockey team. He is a CERTIFIED FINANCIAL PLANNER® professional, a Certified Plan Fiduciary Advisor (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). Brendan was named to the Forbes "Best-in-State Next-Generation Wealth Advisors" list in 2022 and 2023. He resides in North Potomac, Maryland, and has interests that include basketball, football, golfing, ice hockey, and music.

Curtis Rutherford is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Deutsche Bank Securities. Rutherford has been with Morgan Stanley since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Julia Watt is a financial advisor at RBC Capital Markets with two years of industry experience. She holds the Series 66 designation and has worked at firms including Robert W. Baird and The Hall CP. Prior to her finance career, she was employed in education at Hereford Middle/High School. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base ranging from individual investors to institutional clients and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Ben Baldwin is a Financial Consultant currently working at Fidelity Investments since 2022. His professional focus is on understanding clients' financial priorities through an established process, developing tailored strategies to achieve their goals, and supervising and maintaining these plans to adapt to life and market changes. He has experience as a Financial Advisor at several firms, including Ameriprise Financial (2021-2022), Merrill Lynch (2020-2021), and Edward Jones (2016-2020). This background reflects a continuous career in financial advisory roles over multiple years.

Sheila Stinson is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2019, following prior roles at Pathstone Federal Street and Convergent Wealth Advisors. Outside of her advisory work, Stinson serves as co-chair of the membership committee for the Washington DC Estate Planning Council. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nicholas Onder is a CFP® certificant with 26 years of industry experience, currently serving as a financial advisor at Edward Jones since 1999. He is a partner in multiple conservation partnerships based in Peachtree City, GA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Kieran Watson is a CFP®-certified financial advisor with 25 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2022, following previous roles at Bank of America and Merrill Lynch. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

George Krzywicki is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 registrations and bringing 45 years of industry experience. He has been with Ameriprise since 2009. Outside of his advisory role, he serves on the Board of Directors and as Treasurer for the Atlantic Mist II Condominium Association in Ocean City, MD. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice.