Seth Bergen is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity since 2020, progressing from Investment Consultant to Financial Consultant before his current role. Prior to Fidelity, Seth gained experience as an Investment Advisor at Glass Jacobson, a Wealth Advisor at Sawyer Wealth Management, and a Financial Advisor at AIG Financial Network. Throughout his career, Seth has focused on providing client-first financial planning, working closely with clients and their families to build confident financial futures. His professional journey reflects a consistent commitment to pursuing clients' financial success through strong and lasting relationships. Outside of his professional work, Seth has personal interests that include fitness, golf, playing instruments, motorcycles, snowboarding, and traveling.

Ariana Haislip is a Series 66-registered financial advisor at J.P. Morgan Securities with seven years of industry experience. She has worked at Merrill and multiple other firms before joining J.P. Morgan in 2022. Outside of her advisory role, she works as a pickleball instructor. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

Brian Gibbons is a financial advisor with Cetera in Annapolis, MD, holding Series 63, 65, and 66 credentials and 29 years of industry experience. His prior work includes roles at Mass Mutual Investors Services, Mass Mutual, and Metlife Securities Inc. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with options ranging from model portfolios to bespoke strategies.

Irwin Sobers is a Certified Financial Planner® with 24 years of industry experience. He has worked at LPL Financial since 2008 and previously at Merrill from 2002 to 2008. In addition to his advisory role, he is involved with Tower Federal Credit Union and has an ownership interest in a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing various portfolio strategies and technology tools, and oversees over $819 billion in discretionary assets through a network of more than 22,800 advisors.

Madison Decker is a financial advisor at Raymond James & Associates with the Series 66 credential and four years of industry experience. Prior to joining Raymond James, Decker held roles with the Miami Dolphins and the Miami Open and Hard Rock Stadium. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Daniel Welch is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association. Outside his advisory work, Welch serves as a board member for Pass With Purpose, a nonprofit organization focused on children and youth. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Joshua Wynne is a Series 66–licensed financial advisor at Edward Jones with 12 years of industry experience. He has been with Edward Jones since 2013. Wynne serves as a board member of The Arts Council of Calvert County, supporting local artists and art initiatives. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a broad range of advisory and investment services through a nationwide network of more than 23,000 financial advisors.

Jake Pantalone is a financial advisor at UBS Financial Services with a Series 66 designation and four years of industry experience. His prior work includes a contract role with Brillent Corporation supporting the U.S. Small Business Administration and nine years as a full-time student. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client plans.

Chad Clark is a financial advisor at Merrill with 27 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 1998 and at Bank of America, N.A. since 2011. Clark also serves as a power of attorney for two fiduciary entities in Mechanicsville, Virginia. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed accounts, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection, tax-focused investment strategies, and leverages its affiliation with Bank of America to provide integrated capital markets and banking support.

Stephen Antosh is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds Series 65 and Series 63 credentials. Outside of his advisory role, he has equity investments in several hospitality ventures, including a high-end steakhouse and beer hall in Washington, DC, and a bar and restaurant in Shirlington, Virginia. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting.

Justin Hatch is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and previously worked at Merrill, K2 Integrity, Cambridge Associates, Capital One Bank, Eddie Bauer, and Houghton College. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a broad range of capital markets services.

Warner Moore III is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds the Series 66 designation and has been with UBS since 2006. Outside of his advisory role, he serves on the board of directors for VWI International, a consulting firm working with medical contracts, and is involved in a small retail wine business operated by his spouse. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services through a broad platform of capital markets and research resources.

Kathleen Webster is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 33 years of industry experience. She has worked at firms including Shore United Bank, Infinex Investments, Community Bank of the Chesapeake, and Kestra Investment Services. Webster is also involved in executive roles related to non-variable insurance with BSMG and Highland Capital. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Craig Mckenzie is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Morgan Stanley since 2013. Outside of his financial advisory role, he is involved in the fitness industry as the owner and certified personal trainer at Dynamic Force Fitness and Training Solutions and is also a co-owner and trainer at Triad Fitness Solutions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee to model financial outcomes.

Megan Cunningham is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized investment strategies to help clients pursue their financial goals. She focuses on understanding what is important to her clients and offers guidance in areas such as college education planning, executive compensation, family wealth management, legacy planning, small business strategies, tax minimization, and retirement income. Megan holds a Bachelor's Degree from Denison University and has completed an Accredited Certificate Program at Arcadia University. She has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Megan is actively involved in professional organizations such as the Daughters of the American Revolution and serves on the Denison University Alumni Washington, DC Regional Network Board. Her community involvement includes participation with DC Central Kitchen and Read > Lead > Achieve. Megan integrates her personal philosophy of uncovering what matters most to clients and their families to help develop strategies for pursuing financial objectives.

Michael Norris is a financial advisor at RBC Capital Markets with 20 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney and Citigroup Global Markets. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations, offering a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients' risk profiles.

John Murdoch is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career after graduating with honors from Washington & Lee University in 1989 with a Bachelor of Science degree with Special Attainments in Commerce. Prior to joining Merrill in 2005, John spent nearly 15 years managing his family's wholesale and retail florist business in Easton, Maryland. Since transitioning to finance, John has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®) and Certified Investment Management Analyst® (CIMA®). He provides financial advisory services to both businesses and high net worth individuals, focusing on areas such as retirement plan design and implementation, 401(k) education, and comprehensive financial planning including investments, retirement, and estate planning. John lives in Alexandria, Virginia with his wife, Emily. Outside of his professional work, he enjoys football, reading, and spending time with his family.

Matthew McGehrin is a Wealth Management Advisor and Merrill Institutional Consultant with Merrill Lynch Wealth Management. Since joining Merrill in 2007, he has focused his expertise on serving nonprofits, foundations, endowments, and individual clients. His approach emphasizes clear communication and a strategy-first mindset, beginning with comprehensive planning tailored to each client's unique goals and values, with the aim of creating portfolios that withstand market volatility and adapt to changing economic conditions and client circumstances. Matt holds the Chartered Financial Analyst (CFA) designation and the CERTIFIED FINANCIAL PLANNER (CFP) certification. He earned a bachelor's degree in finance from the University of Maryland in College Park. Dedicated to continuous learning, he remains proactive in adjusting client portfolios in response to market developments. In his community involvement, Matt serves on the Board of the Alliance for the Chesapeake Bay and coordinates volunteer efforts for the Alliance's Project Clean Stream, which focuses on improving local waterways through community engagement. He resides in Annapolis with his wife and two daughters.

Margaret Kosmerl is a financial advisor with LPL Financial in Annapolis, MD, holding the Series 63 and Series 65 designations and accumulating 35 years of industry experience. She has been with LPL Financial since 1997. Outside of her advisory role, she is involved with Flight Plan Financial Services and NGFCU Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a platform supporting both discretionary and non-discretionary strategies.

Kathleen Koch is a CFP® with Series 63 registration currently at Raymond James & Associates. She has 11 years of industry experience, including a decade at PNC Bank prior to joining Raymond James in 2026. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.