James Washington II is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Advisors since 2019. Prior to that, he was employed at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC from 2013 to 2019. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and sports & entertainment planning, and uses proprietary research and tools to develop tailored client recommendations.

Valerie Watson is a financial advisor with Morgan Stanley in Bethesda, MD, holding a Series 66 designation and 17 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and scenario modeling.

Lawrence Singer is a financial advisor with Ameriprise in Ellicott City, MD, holding Series 66 and Series 63 licenses and bringing 20 years of industry experience. His prior work includes positions at Ameriprise Financial Services and Howard County Fire and Rescue. Outside of advising, he manages Gathering Roots Farm, where he oversees all aspects of farming operations. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that focus on dependable income and tax-aware withdrawal strategies. The firm uses a collaborative approach supported by proprietary research and tools to deliver tailored retirement recommendations.

John Hill is a financial advisor with Mass Mutual Investors Services in Rockville, MD, holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at MML Investors Services, Mass Mutual Life Insurance Company, Eagle Strategies, NyLife Securities, and New York Life Insurance Company. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop collaborative, goal-oriented planning relationships.

John Axley is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He joined Merrill in 1990, initially working in the Rockville, Maryland office, now located in North Bethesda. John holds the Certified Financial Planner® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute™. John’s client focus areas include education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and portfolio management services. He earned a bachelor's degree from the University of Maryland with a double major in Finance and Economics. Outside of his professional role, John is involved in various civic and philanthropic activities. He has served as Chair of the University of Maryland Colonnade Society and is a member of Leadership Montgomery. He resides in Montgomery County with his wife and three children and participates actively in his church. His personal interests include genealogy, pickleball, reading, running marathons, and traveling.

Adil Salah Ahmed is a financial advisor with Wells Fargo Clearing in Reston, VA, holding Series 66, 63, and 65 licenses with two years of industry experience. He previously worked at Bank of America/Merrill Lynch for seven years and has been with Wells Fargo since 2026. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, including retirement plan investment selection and participant education based on research from Wells Fargo Investment Institute and third-party sources.

Sydney Grohe is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill in 2018, Grohe worked at Gorfine, Schiller & Gardyn, P.A., and has also been involved with Burley Oak Brewing Company and Towson University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, combining internal and third-party portfolio management with trading and custody support.

Maureen Shuler is a financial advisor with Morgan Stanley in Potomac, MD, holding a Series 66 designation and with 20 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as a board member of the Kenwood Citizens Association, a community organization in Bethesda, Maryland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning guided by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad suite of investment services beyond financial planning.

Kimberlee Wendell is a financial advisor with Merrill, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rhys Owen is a financial advisor at Morgan Stanley with two years of industry experience. He previously worked at Merrill and has a Series 66 designation. Outside of finance, his background includes roles in hospitality and food service, such as positions at Basic Kitchen and East Bay Deli. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques but generally does not provide individual security recommendations as part of standalone planning.

Michael Schenk is a financial advisor with Morgan Stanley in Rockville, MD, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory services.

Adam Hartman is a financial advisor with Ameriprise in Bethesda, MD, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its related entities since 2015. Outside of his advisory role, he co-owns HH BMD Enterprises LLC, where he is involved in managing human resources and business expenses. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement who meet certain asset thresholds. The firm’s approach includes personalized, research-driven recommendation reports prepared in collaboration with financial advisors and supported by algorithmic tools and a dedicated oversight committee.

James Lee is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked for the Multistate Tax Commission and the University of Maryland, College Park. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning services.

Jeremy Greenberg is a financial advisor with Merrill holding a Series 66 designation and has four years of industry experience. His prior work includes roles at Bank of America, N.A. and The Neustadt Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Tyler Kurtz is a financial advisor at UBS Financial Services with one year of industry experience. He previously worked at Morgan Stanley and was affiliated with the University of Delaware and Lancaster Country Club. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Anteneh Gebretsadik is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mitchell Berlin is a financial advisor with Ameriprise in Potomac, MD, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Berlin serves as president of a local homeowners association and manages Berlin and Associates, LLC, a business supporting his financial planning practice. Ameriprise offers retirement-income planning services focused on clients nearing or in retirement with significant investable assets, combining research and modeling to provide tax-efficient, written recommendation reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Trinity Grall is a financial advisor at LPL Financial with 25 years of industry experience and holds a Series 66 designation. Prior to joining LPL Financial in 2025, Grall worked at H. Beck, Inc. for 23 years and has been associated with several firms including GEM Financial Services and Commonwealth Financial Network. Outside of advising, Grall is employed at Walden Country Club and serves on the Anne Arundel County Board of Elections. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios, research, and various investment strategies.

Daniel Sipe is a financial advisor with Raymond James Financial in Rockville, MD, holding Series 63 and Series 66 licenses and having 35 years of industry experience. He has been with Raymond James since 2004 and previously worked at several firms focused on federal employee benefits. Sipe is a partner and managing officer in multiple non-investment-related businesses including GIVE LLC and Serving Those Who Serve, reflecting his involvement in entrepreneurial and support ventures outside of his advisory role. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using detailed risk profiling and modeling and supports its clients with a broad range of advisory programs and institutional services.

John Gagliardi Sr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His prior roles include positions at LPL Financial and M&T Securities. He also serves as a FINRA arbitrator on a part-time basis. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers municipal advisory services alongside its broader institutional capabilities.