John Axley III is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 1990 and has worked in the Rockville, now North Bethesda, Maryland office. John holds the designations of Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA). John's areas of expertise include education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and portfolio management services. He graduated from the University of Maryland with a double major in Finance and Economics. John is involved in various civic and philanthropic activities, including membership in Leadership Montgomery and serving as past Chair of the University of Maryland Colonnade Society. He lives in Montgomery County with his wife and three children and is active in his church. His personal interests include genealogy, pickleball, reading, running marathons, and traveling.

Adil Salah Ahmed is a financial advisor at Wells Fargo Clearing with Series 63, 65, and 66 credentials and two years of industry experience. He has previously worked at Bank of America/Merrill Lynch and UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers both brokerage and advisory solutions.

Sydney Jones is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill in 2018, Jones worked at Gorfine, Schiller & Gardyn, P.A., and has experience outside finance with Burley Oak Brewing Company. Jones also spent four years affiliated with Towson University and was involved with A Journey From Junk during the same period. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Evan Pietras is a Financial Advisor at Merrill Lynch Wealth Management, serving clients in the Washington, DC Metropolitan area. He joined Evolve Wealth Management Group in 2022 after seven years with another wealth management firm. Evan works with clients including attorneys, corporate executives, and individuals undergoing major life transitions such as marriage, child planning, promotions, job changes, and retirement. He holds a Bachelor's Degree from James Madison University and is a Personal Investment Advisor (PIA). Evan's approach focuses on understanding clients' life priorities to create personalized financial plans that address their goals and aspirations. He specializes in areas such as college education planning, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Outside of his professional work, Evan is involved with community organizations including Lucky Dog Animal Rescue and TeamEsteem. His personal interests include basketball, boating, cooking, football, golfing, hiking, running, skiing, and traveling.

Maureen Shuler is a financial advisor with Morgan Stanley, holding a Series 66 designation and over 21 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015, following three years at Citigroup Global Markets. Ms. Shuler serves as a board member of the Kenwood Citizens Association in Bethesda, Maryland. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning using firm-approved tools and delivers a wide range of investment programs supported by its Financial Advisors and Estate Planning Strategies Group.

Rhys Owen is a financial advisor at Morgan Stanley with two years of industry experience. He previously worked at Merrill and has a Series 66 designation. Outside of finance, his background includes roles in hospitality and food service, such as positions at Basic Kitchen and East Bay Deli. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques but generally does not provide individual security recommendations as part of standalone planning.

Michael Schenk is a financial advisor with Morgan Stanley in Rockville, MD, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory services.

Adam Hartman is a financial advisor with Ameriprise in Bethesda, MD, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its related entities since 2015. Outside of his advisory role, he co-owns HH BMD Enterprises LLC, where he is involved in managing human resources and business expenses. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement who meet certain asset thresholds. The firm’s approach includes personalized, research-driven recommendation reports prepared in collaboration with financial advisors and supported by algorithmic tools and a dedicated oversight committee.

James Lee is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked for the Multistate Tax Commission and the University of Maryland, College Park. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning services.

Jeremy Greenberg is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. His work history includes roles at Bank of America and Merrill since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional plans.

Tyler Kurtz is a financial advisor with UBS Financial Services in Bethesda, MD. He holds the Series 66 designation and has two years of industry experience. Prior to joining UBS, he worked at Morgan Stanley and spent four years at the University of Delaware. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Anteneh Gebretsadik is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017, including experience with Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mitchell Berlin is a financial advisor with Ameriprise in Potomac, MD, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Berlin serves as president of a local homeowners association and manages Berlin and Associates, LLC, a business supporting his financial planning practice. Ameriprise offers retirement-income planning services focused on clients nearing or in retirement with significant investable assets, combining research and modeling to provide tax-efficient, written recommendation reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Trinity Grall is a Series 66-credentialed financial advisor with 26 years of industry experience, currently affiliated with LPL Financial in Rockville, MD. Prior to joining LPL in 2025, she worked at firms including GEM Financial Services, Grove Point Investments, Commonwealth Financial Network, and H. Beck, Inc. Outside of her advisory roles, she is employed at Walden Country Club and serves with the Anne Arundel County Board of Elections. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options supported by technology and a large network of advisors.

Daniel Sipe is a financial advisor with Raymond James Financial in Rockville, MD, holding Series 63 and Series 66 licenses and having 35 years of industry experience. He has been with Raymond James since 2004 and previously worked at several firms focused on federal employee benefits. Sipe is a partner and managing officer in multiple non-investment-related businesses including GIVE LLC and Serving Those Who Serve, reflecting his involvement in entrepreneurial and support ventures outside of his advisory role. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using detailed risk profiling and modeling and supports its clients with a broad range of advisory programs and institutional services.

John Gagliardi Sr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His prior roles include positions at LPL Financial and M&T Securities. He also serves as a FINRA arbitrator on a part-time basis. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers municipal advisory services alongside its broader institutional capabilities.

Michael Cronin serves as a Resident Director at Merrill, bringing extensive experience in retirement planning and wealth management. He focuses on addressing the pre- and post-retirement needs of families, individuals, and business owners, utilizing a disciplined wealth management process tailored to clients’ investment objectives. Michael draws on Merrill’s resources and Bank of America’s platform to offer a consistent and personal approach to investing, including the management of custom investment strategies and a wide range of Merrill model portfolios and third-party options. Michael holds several professional designations, including Chartered Retirement Planning Counselor (CRPC™), Certified Divorce Financial Analyst (CDFA®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He graduated Magna Cum Laude from Drexel University in 2004 with a concentration in finance. Michael has also held leadership roles such as President Emeritus of the Board for Volunteer Frederick and positions within Business Networking International Group and Tau Kappa Epsilon International Fraternity. Outside of his professional responsibilities, Michael is a father of three and values family deeply. His personal interests include cooking, soccer, spending time with his family, and traveling. He is fluent in English and Spanish.

Victor Fox is a financial advisor with Morgan Stanley in Rockville, MD, holding a Series 66 license and eight years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2017, and a prior position at the University of Maryland, College Park. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through Corporate Financial Planning agreements.

Henry Lynch is a Series 66-licensed financial advisor with Morgan Stanley, based in Bethesda, MD, and has 20 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and has worked with Morgan Stanley Smith Barney since 2009. Prior to that, he was employed at Truist Investment Services for two years. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and scenario modeling to support its financial planning process.

Jack Gill is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2016, progressing through various positions including Financial Consultant, Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Jack applies lessons learned early in life about the importance of planning to his approach in financial consulting. He collaborates with clients to understand their goals and develop customized strategies to manage, protect, and grow their wealth. Outside of his professional work, Jack enjoys spending time at the beach, watching movies, and listening to music.