Joshua Shanty is a financial advisor at Osaic with seven years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors and Mitsubishi Heavy Industries America. Outside of his advisory role, Shanty owns Colt Mechanical Services, a mechanical engineering contracting firm. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering brokerage and advisory services, financial planning, and access to third-party investment managers. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that include a diverse set of investment vehicles and supports both discretionary and non-discretionary account management.

Parker Gray is a financial advisor at Merrill with Series 63 and Series 66 designations and four years of industry experience. He has worked at Merrill since 2020, with prior roles at Baltimore-Washington Financial Advisors, Inc. and experience outside the financial sector including positions at the Ulman Foundation, Cycling Sports Group, and Nike. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alexander Koster is a Series 66 licensed financial advisor with Equitable Advisors in Columbia, MD, where he has worked since 2026. Prior to entering the financial industry, he had experience in the restaurant business and attended the University of Maryland and Wake Forest University. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of advisors and third-party programs. The firm emphasizes matching clients to appropriate advisory models and offers a range of investment options including mutual funds, ETFs, and alternative investments.

Kyle Ogden is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on guiding clients through the wealth management process and helping families, including younger generations, understand how markets operate and the importance of creating a financial strategy aimed at preserving and growing wealth. He leverages the investment insights of Merrill, along with banking and lending solutions from Bank of America, and accesses a global network of specialists to support clients' financial goals. Kyle's expertise includes retirement and educational funding, managing portfolio risks, and developing financial strategies that address clients' goals-based challenges. He works with clients on areas such as college education planning, family wealth management, legacy planning, liquidity management, and socially responsible investing. His approach prioritizes connecting clients to personalized plans that align with their unique ambitions, simplifying the complexities of investing. He holds a Bachelor's Degree from Washington College and completed high school at The Gilman School. Kyle holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional role, Kyle enjoys cooking, football, golfing, ice hockey, soccer, surfing, and spending time with his family.

Holden Marshall is a Financial Advisor with Merrill Lynch Wealth Management and a member of the Rogers Knapp Group. He works with individuals, families, and businesses to help them pursue their financial goals through collaborative strategies tailored to their needs. Holden and his team assist a select group of clients with investments, retirement planning, education planning, and intergenerational wealth transfers. He holds a Bachelor's Degree from Saint Mary's College of Maryland and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Holden's approach emphasizes accessibility, candor, discipline, and creativity in serving his clients. Outside of his professional responsibilities, Holden is involved with the Friends School Alumni Board. His personal interests include baseball, drawing and sketching, golfing, hiking, rock climbing, skiing, spending time with his family, and traveling.

Kathleen Boldt is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2006, continuing through its affiliation with Bank of America. Outside of her advisory role, she consults part-time for Norwex, a company specializing in chemical-free cleaning supplies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Roy Longanecker III is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Stephen Hepburn is a financial advisor at LPL Financial with 16 years of industry experience. He holds the CFP® and Series 66 credentials and has previously worked at Edward Jones and Cambridge Investment Research. Outside of his advisory role, he serves as president of Imaculatta's Ranch LLC, an agricultural business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and model portfolio management.

Christopher Holcombe is a financial advisor at Robert W. Baird & Co. with nine years of industry experience. He has held his current position since 2018 and previously worked at Primary Residential Mortgage Inc. from 2015 to 2018. He holds Series 63 and Series 66 designations. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team provides a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across various investment strategies.

Genesis Inoa Reyes is a Planning Consultant at Fidelity Investments, a role she has held since 2023. In this capacity, she collaborates with local advisors to support clients by addressing ongoing needs and assisting with strategy implementation. Her approach involves understanding clients' priorities, analyzing their current financial situations, and partnering with them to develop strategies aimed at achieving their goals. Prior to her current position, Genesis served as a Relationship Manager at Fidelity Investments from 2022 to 2023, and as a Financial Representative from 2021 to 2022. These roles have contributed to her experience in financial advising and client relationship management. Outside of her professional work, Genesis enjoys activities such as spending time at the beach, family activities, fitness, music, and traveling.

Marcello Difrancesco is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2020, he worked at The Prudential Insurance Company of America and Pruco Securities, LLC, and has experience in the hospitality industry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by third-party research and technology.

Kristin Carter is a financial advisor at Morgan Stanley with nine years of industry experience. She previously worked at UBS Financial Services from 2016 to 2020 before joining Morgan Stanley Smith Barney LLC in 2020. Outside of her advisory role, she serves on the Board of Directors for Meals on Wheels in Baltimore, where she participates in operating decisions and event planning. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and advisory processes but does not provide individual security recommendations as part of standalone financial plans.

Edward Kelly IV is a CFP® and holds a Series 66 license with 17 years of industry experience. He is currently with LPL Financial and previously spent 10 years at Edward Jones. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, combining proprietary research, third-party subadvisors, and advanced technologies to support diversified investment strategies.

Nailah Chowdhury is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and has previous experience with organizations including Chemonics International, Inc. and the National Cherry Blossom Festival, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Hopkins is a financial advisor with Raymond James & Associates in Hunt Valley, MD, holding a Series 66 designation and 25 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves as treasurer for Harford County Lacrosse Inc., where he assists with donation management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a variety of portfolio management strategies supported by in-house research and affiliated sub-advisers.

Sarah Telljohann is a financial advisor with Wells Fargo Clearing, holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 24 years of industry experience, including seven years at Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Outside of her advisory role, she serves as power of attorney for a family member. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Sandra Liotta is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has been serving clients since 1985. She brings a highly personalized, planning-based approach to clients residing in Towson, throughout Maryland, and in 27 other states. Sandra focuses on family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, socially responsible and ESG investing, and women and wealth. She works closely with clients, their tax and legal advisors, and specialists throughout Bank of America and Merrill to address transition and estate planning issues. Sandra earned a Bachelor's Degree from Swarthmore College and a Master's Degree from University of Baltimore. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). Sandra has been recognized as a member of the Liotta Osterman Buchinski team named to the 2023 Forbes “Best-in-State Wealth Management Teams” list. She was also named to Forbes "America's Top Women Advisors" and "Best-in-State Wealth Advisors" lists in multiple years including 2018 through 2021. Beyond her professional pursuits, Sandra is involved in community organizations such as Baltimore Center Stage where she serves as President of the Board of Trustees, LEAD for Women, Merrill Hispanic Latino Advisory Council, and The Harbour Schools of Annapolis and Baltimore. Her personal interests include boating, gardening, golfing, hiking, music, reading, scuba diving, spending time with her family, and traveling.

Gary Adlington is a financial advisor at LPL Enterprise with 44 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, combining advisory and brokerage services on an integrated platform.

Brian Walsh is a financial professional with 29 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at firms including Securian Capital of the Chesapeake and Minnesota Life Insurance Co. In addition to his advisory role, he is the owner of a fixed insurance sales business and a commercial real estate holding company. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform, providing advisors with access to affiliated and third-party investment strategies across various program structures.

Tawanna Browne Smith is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2022. Outside of her financial career, she owns Mom’s Guide To Travel, a travel planning and digital content website she has operated since 2008. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through an Institutional Consulting Services program that combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.