Darin Roser is a Series 66-licensed financial advisor with Robert W. Baird & Co. Inc. in Towson, MD, where he has worked since 2009. He has 22 years of industry experience. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a broad range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs supported by internal research and tools.

Darius Lynch is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 credential and one year of industry experience. He previously worked at T. Rowe Price and Morgan Stanley. Outside of finance, he works as a bartender at Outback Steakhouse. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Kelbaugh is a CFP® with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sarah Rosenthal is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. She draws on her experience as a former small business owner and her professional background to assist clients in managing their financial futures with practical and tailored guidance. Sarah specializes in serving women, business owners, Gen X and Millennial families, and families with special needs loved ones, providing strategies aligned with their values and goals. A CERTIFIED FINANCIAL PLANNER4 professional and Chartered Special Needs Consultant4 designee, Sarah helps clients navigate complex financial decisions including family wealth management, retirement planning, socially responsible investing, small business strategies, and special needs planning. She is a Personal Investment Advisor and emphasizes collaboration and clear communication to build lasting financial security and generational wealth. Sarah holds degrees from Towson University and Goucher College. She is involved in the Baltimore Estate Planning Council and participates in community organizations such as the Girl Scouts of Central Maryland, Itineris Baltimore, Cavalier Rescue USA, and the Red Cross of Central Maryland. Her personal interests include hiking, knitting and crocheting, reading, spending time with family, and watching movies.

Luke Schmitz is an Investment Consultant at Fidelity Investments, a role he has held since 2024. In this capacity, he assists clients and their families in building financial plans tailored to their unique situations. Prior to this, he worked as a Financial Representative at Fidelity Investments in 2024. Luke focuses on developing strategies that align with his clients' goals, emphasizing a process built around trust and meaningful relationships. His approach is informed by his interest in finance, planning, and client engagement. Outside of his professional responsibilities, Luke has personal interests that include cars, fitness, golf, pets, and traveling.

Shari Winkelman is a financial advisor at UBS Financial Services with 34 years of industry experience. She holds Series 63, Series 65, and Series 66 designations and has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary capital market assumptions and research to tailor plans aligned with clients’ goals and risk tolerances.

Judith Specht is a financial advisor with Wells Fargo Advisors in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Wells Fargo Advisors since 2015. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and financial planning services that address a broad range of needs, including retirement, education, risk management, and specialized areas such as business-owner and special-needs planning. The firm employs Wells Fargo research and planning tools to develop tailored recommendations delivered through client meetings and summary letters.

Garrett Atkins is a financial advisor at Equitable Advisors with three years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2023. Prior to his financial advisory career, he spent several years at the University of Alabama. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through various program sponsors and emphasizes a combination of discretionary and non-discretionary management solutions.

Andrew Heird is a Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth planning, liquidity management, managing new wealth, and personal retirement planning. Since entering the financial services industry in 2017, Andrew has dedicated his work to connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals. Andrew holds a bachelor's degree in Business, Organizations, and Society from Franklin and Marshall College, class of 2016. He has earned the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor™ certification from the College for Financial Planning. His professional designations also include Personal Investment Advisor (PIA). Based in York, Pennsylvania, Andrew lives with his wife, son, and dog. Outside of his professional role, he enjoys boating, fishing, football, golfing, hiking, hunting, scuba diving, and skiing.

James Rong is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to Merrill, he held positions at William Blair, Maximus, Walmart, and Giant Food. He has also been involved in education at both high school and university levels. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Sommerfield is a financial advisor at Ameriprise with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Ameriprise since 2009, including six years with Ameriprise Financial Services, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Ameriprise Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Tyler Marner is a financial advisor at Merrill with Series 66 and Series 63 credentials and less than one year of industry experience. His prior work includes roles at Bank of America, JPMorgan Chase Bank, T. Rowe Price, FedEx, and other organizations. Outside of finance, he has been involved with Anarchy Gym since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jennifer Astasauskas Glatz is a financial advisor with Morgan Stanley Wealth Management, holding Series 66 and Series 63 licenses and bringing five years of industry experience. She previously worked at Merrill for 22 years and Bank of America Investment Services, Inc. for 25 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

William Cleary is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Morgan Stanley and its private bank since 2018, following five years at Axa Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Mary Bosley is a financial advisor at Robert W. Baird & Co. with eight years of industry experience. She has been with Robert W. Baird since 2017 and previously worked at Canusa Corporation for 15 years. Outside of her advisory role, she serves as treasurer for the Campus Cabana Swim Club in Towson, MD. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which provides tailored consulting and portfolio services to individuals, families, pensions, corporations, and institutional clients through a combination of in-house and third-party managers.

Christina Pascoe is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Her work history includes roles at Cetera, First National Bank of Pennsylvania, Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. She is based in Baltimore, MD. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a national network of over 10,000 advisors, managing more than $256 billion in assets.

Sherry Outen is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds the Series 66 designation and has been with UBS since 2005. Outside of her advisory work, she is involved with the Arundel Soccer Association, a nonprofit organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

Todd Liddick is a financial advisor at LPL Enterprise with three years of industry experience. Prior to joining LPL Enterprise, he worked for eight years with the Maryland State Government and eleven years with the Maryland State Police. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment and insurance products through an integrated platform combining advisory programs and brokerage channels.

Lindsey Arnold is a financial advisor at UBS Financial Services in Baltimore, MD, holding a Series 66 designation with 11 years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets solutions through its comprehensive platform.

Shamyia Smith is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 credential with three years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and Fidelity Investments among others, with a diverse work history spanning financial services and other sectors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services.