Chad Cieslewicz is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been assisting clients since 2015. He focuses on simplifying the financial lives of high-net-worth individuals by providing customized strategies that address investments, education planning, retirement income, and wealth transfer. Chad works closely with clients on estate planning and tax minimization strategies, collaborating with their other professional advisors to optimize financial resources effectively. Chad's areas of expertise include college education planning, divorce transition planning, equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income. He holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree in finance from Christopher Newport University, where he was also a member of the football and rugby teams. Chad resides in Richmond, Virginia with his fiancée, Mallory. In his free time, he enjoys football, golfing, and spending time with his family.

Bradley Dalton is a financial advisor with Edward Jones in Richmond, VA, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he owns a branding and marketing business that offers promotional design ideas and is a partner in a real estate venture. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment solutions and advisory services. The firm manages over $1 trillion in assets and supports its clients through a large network of advisors and branch offices nationwide.

John Foster IV is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he serves as treasurer for St. Martin's In The Field, a summer chapel in Richmond, and is a director on the board of the Virginia Retirement System. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services with a range of portfolio management styles and affiliated research resources.

Emmett Corboy is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 16 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and previously held roles at Foresters Financial Services and VACE. Outside of his advisory work, he serves as a volunteer on the board of directors for Rise Richmond. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services utilizing both discretionary and non-discretionary strategies across multiple program platforms.

Erynn Menefee is a Financial Consultant currently working at Fidelity Investments, a role she has held since 2021. Prior to this, she served as an Investment Consultant at Fidelity Investments from 2020 to 2021. Her experience in the financial services industry includes positions at Morgan Stanley, RiverFront Investment Group, Wells Fargo Advisors, and Davenport & Company LLC. Erynn's professional background encompasses various roles such as Senior Registered Client Associate, Wealth Advisory Associate, Regional Sales Consultant, and Registered Client Associate. Her work focuses on supporting clients through complex financial situations and helping them understand how these relate to their overall financial picture.

Jason Habel is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 66 designation and has worked at various Morgan Stanley entities since 2001, including Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and investment research, managing approximately $2.74 trillion in client assets.

James Collins is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 designations and 18 years of industry experience. His prior roles include positions at CUNA Mutual Group, Colonial Life, and independent insurance brokering focused on disability income. Collins is based in Midlothian, VA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice using proprietary research and algorithmic tools.

Christopher Moore is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 10 years and has operated Moore Financial Services since 1998. Outside of advisory work, he is a commissioned notary in Virginia. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Adam Williamson is a financial advisor at Ameriprise with 15 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliate for over 15 years. His other business activities include fiduciary services as an attorney-in-fact (power of attorney). Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports, supported by a centralized consulting team and algorithmic tools.

John Tekavec is a financial advisor with Raymond James Financial Services with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Atlantic Union Bank since 2019, while also maintaining a role at Raymond James since 2010. In addition to his advisory work, he is involved with Atlantic Union Financial Consultants, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized municipal and public finance services and innovative advisory programs.

Bivas Ghosh is a financial advisor at Ameriprise with 23 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2002. Outside of his advisory role, he is involved in managing businesses that purchase tax lien certificates and deeds across multiple states. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Susan Ann Bradshaw is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding a Series 66 designation and seven years of industry experience. She has been with Wells Fargo Advisors since 2020, following twenty years at WELLS FARGO Advisors, LLC. Outside of her advisory role, she serves on the finance committee of River Road United Methodist Church. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including cash-flow, retirement, education, and niche planning such as business-owner transition and special-needs analysis.

Timothy Thompson is a financial advisor with Osaic Wealth, Inc. in Glen Allen, VA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Old Dominion Asset Management, Inc. since 1995 and held positions at LPL Financial and H. Beck, Inc. He also operates as an independent insurance agent specializing in life, disability, and long-term care insurance. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, advisory, and financial planning services. The firm employs asset-allocation tools, efficient-frontier analysis, and third-party money managers to construct diversified portfolios for various client types.

Dragan Uzelac is a financial advisor at UBS Financial Services with nine years of industry experience. He holds the Series 66 designation and has worked at UBS since 2018, following roles at Merrill and Bank of America. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management, offering a broad range of services supported by proprietary research and capital markets expertise.

Jason Montgomery is a financial advisor with Wells Fargo Clearing in Midlothian, VA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors, LLC. Outside of his advisory role, he is a co-owner of a beach house rental property in Kill Devil Hills, NC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sophia Crowe is a financial advisor with Wells Fargo Clearing in Richmond, VA. She holds a Series 66 designation and has been in the industry since 2023, with prior experience at Contractors USA Incorporated and involvement with the YMCA. She also attended James Madison University from 2021 to 2025. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Coley Eckenrode is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. His career includes roles at Virginia Asset Management and Select Brokers LLC. He is also involved in fixed insurance sales as an agent and broker. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to third-party managers through various program structures and custodial relationships.

Kelly Ross is a financial advisor at Morgan Stanley with 18 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to model financial outcomes.

Alexander Larou is a financial advisor at Cetera with a Series 66 credential and one year of industry experience. He has previously been affiliated with Virginia Asset Management and has a background that includes time at the Virginia Military Institute. Outside of his advisory role, he also works as an insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is a national firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and supports multiple program structures and investment approaches.

Lane Wilson is a financial advisor with Ameriprise in Midlothian, VA, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise and its affiliate since 2011. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.