Christopher Mahoney is a financial advisor at Janney Montgomery Scott with 48 years of industry experience. He holds a Series 63 designation and has been with Janney Montgomery Scott since 2010. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Natasha Crowell is a financial advisor at TIAA-CREF with 25 years of industry experience. She has held her current position at TIAA-CREF since 2002 and holds Series 63 and Series 65 licenses. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides both point-in-time financial planning and ongoing discretionary management, serving clients often connected to TIAA-administered retirement plans.

Christopher Graper is a CFP®-certified financial advisor with 16 years of industry experience. He is currently with Janney Montgomery Scott in Charlotte, NC, where he has worked since 2020. His prior experience includes roles at Stifel Nicolaus, Wells Fargo Clearing, Morgan Stanley, and Morgan Keegan. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers comprehensive financial planning, brokerage services, and advisory programs supported by in-house portfolio management and third-party managers.

Rahul Tumkur is a financial advisor at TIAA-CREF with three years of industry experience. He holds a Series 66 designation and has worked at various TIAA entities since 2021. Outside of his advisory role, he has worked as a delivery driver for a food delivery service. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers customized portfolio management alongside model portfolio options and acts as adviser to a donor-advised fund.

John Rickelton is a financial advisor with Equity Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Equity Services, Inc. and National Life of Vermont since 1985. Outside of his primary advisory work, he consults with business owners on buy/sell agreements through his sole proprietorship, Rickelton & Associates. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Ashley Schuster is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Her career includes roles at Truist Advisory Services since 2021, as well as previous positions at Bb&T Securities and BB&T Investment Services. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research with AI-enabled tools and provides ongoing client reviews, leveraging its broad financial and operational affiliations.

David Nantau is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Charles Schwab, TD Ameritrade, E*Trade Securities, Wells Fargo Clearing Services, and Regions Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its planning process and serves a large participant base relative to its advisor headcount.

Robert Maloney is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Howard Hanna Mortgage Services and Allen Tate Mortgage. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and businesses. The firm emphasizes IAR-led financial assessments and utilizes fundamental, quantitative, and technical analysis for portfolio allocation across various investment vehicles.

Thomas Roediger is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63, Series 65, and Series 66 licenses and bringing 29 years of industry experience. He has worked at multiple firms including BB&T Securities, PNC Wealth Management, and National Planning Corporation. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support its advisory process and offers services through multiple affiliated financial entities.

Thomas Farmer is a CFP® and holds a Series 66 license with 19 years of experience in the financial advisory industry. He has worked at Corient and its affiliated entities since 2016, including roles at Ci Brightworth and CIPW Service Company, LLC. Farmer is based in Charlotte, NC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm uses a goals-based, team investment approach that integrates proprietary strategies with third-party managers and employs risk management tools to align portfolios with client objectives.

Gerard Nieters is a financial advisor with Principal Financial Services in Charlotte, NC, holding Series 63 and Series 65 designations and 24 years of industry experience. He has worked at Sage Financial Partners since 2006 and has been affiliated with Principal Life Insurance Co. and Principal Securities Inc. since 2003. Outside of his advisory role, he is involved in selling group and individual health insurance as well as other insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse clientele, including individual investors, retirement plans, charitable organizations, corporations, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Kevin Renz is a financial advisor at First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses with 18 years of industry experience. He has worked at First Citizens since 2018 and previously held positions at Wells Fargo Clearing, Wells Fargo Bank NA, and Credit Union Investment Services. First Citizens Investor Services serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities with a range of advisory and brokerage services, including portfolio management, wrap programs, model portfolios, and financial planning. The firm emphasizes advisor-led client assessments and employs fundamental, quantitative, and technical analysis to manage investments across various asset classes.

Jackey Webb is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding a Series 66 credential and 15 years of industry experience. Prior to joining First Citizens Investor Services in 2015, Webb worked at Wells Fargo Clearing from 2011 to 2015. Outside of advisory work, Webb serves as Vice President of the Pisgah High School Athletic Booster Club and is a volunteer PA announcer for Pisgah High School sports. Webb also holds a leadership position as 3rd Vice-President of the Canton Lions Club. First Citizens Investor Services, Inc. serves individual and institutional clients by providing advisory and brokerage services through a range of portfolio management solutions, including UMA and SMA programs, model portfolios, and automated investing platforms. The firm focuses on tailored client assessments and applies various investment analyses to construct diversified portfolios across equities, fixed income, mutual funds, and ETFs.

Joseph Vaughn is a financial advisor at Guardian Life with three years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Guardian Life in 2026, Vaughn worked at LPL Financial from 2023 to 2026. Guardian Life operates through Park Avenue® Wealth Management, serving individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a mix of advisor-led discretionary management and model-based strategies, incorporating proprietary programs and third-party platforms, with tailored client relationships and access to insurance products and alternative investments.

Nicholas Todd is a financial advisor at Guardian Life with a Series 66 designation and two years of industry experience. He previously worked at Park Avenue Securities and has a background that includes roles at Clemson University and involvement in marketing. Outside of his advisory work, he provides basketball lessons and serves on the board of the Charlotte Clemson Club Alumni Association and the Lake Norman Young Professionals networking group. Park Avenue Securities LLC, part of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporations, and charitable organizations. The firm uses a combination of advisor-led discretionary management and model-based strategies while providing access to proprietary programs, third-party advisory solutions, and integrated lending options.

Amanda West is a CFP® professional with 12 years of industry experience, currently affiliated with Janney Montgomery Scott. She previously worked at Wells Fargo Clearing for six years before joining Janney Montgomery Scott, where she has been since 2022. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs supported by in-house and third-party portfolio management.

Ryan Johnson is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and over 21 years of industry experience. Prior to joining TIAA-CREF in 2018, he worked at Credit Suisse Securities and Vincent Limousine. Outside of finance, Johnson has worked in transportation services, including roles as a driver for Uber, a medical courier, and an Amazon delivery driver. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals with ties to TIAA-administered employer retirement plans, as well as trusts, estates, and corporate entities. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary portfolio management, utilizing both model and customized portfolios.

Scott Warner is a financial advisor at Wells Fargo Investment Institute, Inc. with three years of industry experience. He holds the Series 66 designation and has worked previously at Nuveen Asset Management, LLC, Nuveen Securities, LLC, and Nuveen. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services to Wells Fargo affiliates and unaffiliated financial institutions. The firm specializes in delivering non-discretionary, non-customized model portfolios based on research from its specialist divisions.

James Aughtry is a financial advisor at TIAA-CREF with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2006, including the firm’s affiliated entities. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm’s advisory model distinguishes point-in-time planning services from ongoing discretionary management and acts as adviser to the TIAA Donor Advised Fund.

Tate Johnson is a financial advisor at TIAA-CREF with two years of industry experience. He holds the Series 66 designation and has previously worked at Kipos Greek Taverna and Iza Whiskey and Eats. Johnson also has experience with the University of North Carolina at Chapel Hill and Metrolina Christian Academy. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management using model and customized portfolios.