James Gniadek is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and five years of industry experience. He has been with Vanguard and its affiliates since 2021. Prior to his current role, his work experience includes various positions outside the financial industry and at the University of North Carolina at Chapel Hill. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, supported by a large team of advisors and a scalable digital platform.

Jackson Klein is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 65 and Series 66 licenses and has one year of industry experience. Prior to joining Vanguard, he worked at Morgan Stanley and United Community Bank, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Natalie Glenn is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked at Wells Fargo Bank NA since 2015 and Wells Fargo Clearing Services, LLC since 2018. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Taylor Stevens is a Wealth Management Advisor at Merrill Lynch Wealth Management, joining the firm in 2016 as part of the Wright Beach & Associates team. He focuses on assisting individuals, families, and business owners in navigating financial complexities related to career shifts, business transitions, retirement, family growth, and evolving goals by providing personalized and adaptable wealth strategies. Taylor holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Certified Exit Planning Advisor (CEPA®) designation, which provide him with specialized knowledge in financial planning and business transition strategies. His expertise includes areas such as education planning, executive compensation, legacy planning, liquidity management, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Born and raised in Columbia, South Carolina, Taylor graduated magna cum laude from the University of South Carolina with a degree in Finance. He currently resides in Charlotte, North Carolina, with his wife Laine, their son Russ, and their pets. His personal interests include golfing, music, traveling, and spending time with his family.

William Fisher is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with Vanguard Advisers and its affiliated entities, including Vanguard Marketing Corporation and The Vanguard Group, where he has worked since 2022. Prior to that, he held roles at Edward Jones and was involved with organizations such as Western Carolina University and local arts and activity centers. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs, with various tax-aware and customization features.

Mitchell Hutula is a financial advisor at Raymond James & Associates with six years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Raymond James, he worked at TIAA and TEK Systems. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting across a range of portfolio management styles.

Paul Jackson is a financial advisor at Morgan Stanley with 28 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2009. He holds the Series 63 and Series 65 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Gustavo Andrade Alanis is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and four years of industry experience. He has worked with The Vanguard Group, Inc. since 2021 and previously held roles outside the financial industry at CVS Health and educational institutions. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Annette Patterson is a financial advisor with Wells Fargo Advisors in Charlotte, NC. She holds Series 63 and Series 66 licenses and has 24 years of industry experience, including roles at Wachovia Bank and various Wells Fargo entities. Outside of her advisory work, she serves as an executor for her mother’s estate. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services and tailored investment recommendations, utilizing Wells Fargo research and planning tools.

Calvin Lougassy is a financial advisor at Merrill with Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at Bank of America, Wells Fargo Bank, and Wells Fargo Clearing. Outside of his financial services career, he was involved with Study Hall LLC from 2019 to 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Njeri Henderson is a financial advisor at Merrill with Series 65 and Series 63 licenses and five years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Bank of America, and Xerox, Inc. She has also worked at the University of Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Sofia Estimable Charles is a financial advisor at Vanguard Advisers with Series 63 and Series 66 designations and two years of industry experience. She has worked at Vanguard Group and Vanguard Marketing Corporation since 2026 and previously held roles at Fidelity Investments, Truist, and Teachers Federal Credit Union. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and constructs portfolios largely from Vanguard funds and ETFs, offering a high degree of customization and tax-aware features.

Sally Schroeder is a CFP®-certified financial advisor with Vanguard Advisers, based in Charlotte, NC. She has 15 years of industry experience, having worked with The Vanguard Group since 2010. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through digital and personal advisor services. The firm employs a goal-based, algorithm-driven approach to portfolio construction, primarily using Vanguard funds and ETFs, and manages a large client base with more than 2,200 advisors.

Eileen Stoner is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following a decade at UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process supported by firm-approved tools and scenario modeling.

Leah Flores is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and 25 years of industry experience. She has worked within various Wells Fargo entities since 2009, including Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Edie Kijesky is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and eight years of industry experience. She has worked with Primerica and its affiliates since 2018, with prior roles at Sourcepoint/ISGN and Ocwen. Outside of her advisory work, she is involved as a VIP Ambassador with Plexus, a non-investment related activity. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers advisory services using model-based strategies managed by unaffiliated asset managers, supported by discretionary separately managed accounts and third-party trade execution and custody providers.

Paige Cropper is a financial advisor with Vanguard Advisers based in Charlotte, NC. She holds Series 66 and Series 63 licenses and has seven years of industry experience. Paige has been employed with The Vanguard Group and Vanguard Marketing Corporation since 2019. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Ben Pavlish is a financial advisor with Thrivent Investment Management based in Charlotte, NC. He holds a Series 66 designation and has been with Thrivent since 2025. Prior to his advisory role, his experience includes positions at Builders First Source and work related to Queen City Hauling. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. Their approach includes holistic, goal-based analyses and separates planning services from managed accounts, focusing on comprehensive written recommendations without discretionary trading authority.

Kenneth Houck Jr. is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of his advisory role, he manages a private investment entity, Black Cherokee Holdings LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, plan benchmarking, and participant education, with an advisory process grounded in modern portfolio theory and tailored to client objectives.

Christine Sowell is currently the Vice President and Wealth Planner at Fidelity Investments, a position she has held since 2024. In this role, she engages with clients to develop, support, and advise them throughout their financial journeys, aiming to provide confidence, insight, and direction to their financial health. Prior to her current role, Christine served as a Financial Consultant at Fidelity Investments from 2019 to 2024. She also has experience as a Senior Manager in Assurance at Ernst & Young LLP from 2005 to 2013. Outside of her professional responsibilities, Christine's interests include family activities, hiking, military service, parenthood, soccer, and traveling.