Vincent McClellan is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2015, progressing through roles including Investment Management Consultant II, Client Management Representative, Retirement Solutions Representative, and Investment Solutions Representative. Vincent brings over 10 years of experience in financial planning to his current role. Throughout his career, Vincent has focused on designing financial plans that meet the needs of his clients and their families, emphasizing transparency and trust in client relationships. He holds insurance licenses in Arkansas and California. Outside of his professional work, Vincent enjoys activities such as fitness, food, football, golf, outdoor adventures, and traveling.

Brian Fulton is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 65 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at PNC Investments and BBVA Securities Inc. as well as BBVA Wealth Solutions Inc. since 2012. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Perry Hess is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. He previously worked at Club Corp/TPC Piper Glen and Morris Business Solutions before joining Fidelity. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a systematic investment process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction.

Stephen Ensley is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing comprehensive wealth planning services. Since 2016, he has worked with high net worth clients, including business owners, key executives, attorneys, physicians, entrepreneurs, and retirees. His expertise encompasses investments, personal and business planning, estate planning and trusts, commercial and residential lending, executive compensation, and corporate advisory services. He holds a Bachelor's Degree from Trinity Baptist College and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Stephen's client focus areas include college education planning, personal retirement planning, liquidity management, tax minimization, corporate executive services, and investment consulting for defined contribution plans among others. Outside of his professional responsibilities, Stephen is involved with Junior Achievement of Florida. His personal interests include baseball, basketball, boating, football, golfing, reading, running, spending time with his family, tennis, and writing.

Janet Baynes is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and with 26 years of industry experience. She has been with JPMorgan Securities since 2016. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Gavin Smith is a financial advisor at Fidelity with six years of industry experience and holds Series 66 and Series 63 licenses. His prior work includes roles at TruGreen, Inc., Dean Steel Buildings, Inc., and five years of service in the United States Marine Corps. He has also been affiliated with Liberty University concurrently since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its regulatory registrations, advisory roles to multiple funds, and use of AI-driven research methods.

Precious Harper is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 designations and has worked at both Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Olivia Ade is a financial advisor with Ameriprise in Jacksonville, FL, holding a Series 66 designation and two years of industry experience. She previously worked with The ASO Project and Wheaton College. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendations through a centralized consulting team.

Brian Hall is a financial advisor with Cetera in Jacksonville, FL, holding the PFS™ designation and Series 65 license. He has six years of industry experience and previously worked with Avantax Advisory Services and several CPA firms, including Landmark PLC and Financial Solution Advisors CPA, PLLC. Outside of his advisory role, he serves as Treasurer for local nonprofit organizations including the Rotary Club of Mandarin Charities, Inc. and the Cecil Field POW/MIA Memorial, Inc. Cetera Investment Advisors LLC is an SEC-registered firm that supports a large nationwide network of independent advisors and serves a diverse client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform that enables advisors to implement model portfolios, select third-party managers, or create customized strategies.

James Lindsey is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations. His career includes roles at Fidelity Brokerage Services LLC and Alliance and Associates, as well as five years at Valdosta State University. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Robert Devereux is a CFP® with 38 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2018. Prior to this, he worked for Ameriprise Financial Services, Inc. for nine years. He is involved in community housing initiatives, serving on the board of directors for the Flagler County Housing Authority and acting as treasurer for the Tomika Advisory Council. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 financial advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

Patrick Ryan is a financial advisor with Equitable Advisors in Jacksonville, FL. He holds Series 65 and Series 63 licenses and has one year of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC and Equis Financial. Before entering the financial sector, he worked at Deerwood Country Club and Florida State College Jacksonville. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory platforms.

Diana Newlyn is a financial advisor with Merrill, holding a Series 66 designation and 17 years of industry experience. She has been with Bank of America and Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Kevin Pacciano is a Series 66 registered financial advisor with UBS Financial Services in Jacksonville, FL, with 26 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, he is a partner in NP Capital, a real estate business involved in buying and selling properties. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management, including fee-based financial planning and portfolio management.

Anthony Cuozzo is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has worked with Fidelity Brokerage Services, FIDELITY Personal and Workplace Advisors, and Fidelity Investments since 2016. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a qualified Charitable Gift Fund. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios using mutual funds, ETFs, and ETPs.

Ira Daniels IV is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, he worked eight years at Bailey's Gym. He is also a minority owner and officer of Daniels' Family Enterprise, which is involved in property management. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a mix of fundamental research and quantitative analysis, utilizing algorithmic portfolio construction and oversight of affiliated sub-advisers.

Sotir Cikopana is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Edward Jones and TIAA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations across a broad range of financial products, and participant education.

John Hamilton is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been associated with various Fidelity entities since 2008, including Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. His firm, Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Tina Barnes is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has previously worked at Wells Fargo and owned a British import grocery and gift retail store called The Corner Shop. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kevin Mc Kanna is a financial advisor with Ameriprise in Jacksonville, FL, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2001. Outside of his advisory role, he owns Synoptic Tax Partners, LLC, a tax preparation business. Ameriprise is a large institutional firm offering retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities, using a centralized consulting team and algorithmic tools to generate tailored retirement income recommendations.