Lana Bull is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018, following three years at Charles Schwab. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process supported by proprietary tools and research.

Satyanand Lutchmidat is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 designations and over 30 years of industry experience. He has been with Charles Schwab since 2007 and previously worked at UBS Financial Services from 1998 to 2006. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational structures.

Ryan Wyatt is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and 26 years of industry experience. His prior work includes roles at Wells Fargo Advisors, Capital Securities of America, Inc., and B. Riley Wealth Management. Outside of his advisory career, he co-owns AMI BEACH DREAMS, LLC with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Christine Pinto is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 66 designation and has worked at Fidelity Investments since 2021, with prior roles at Raymond James Financial Services and Cowen Execution Services. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and oversees multiple registered investment companies and fund-of-funds.

Hussain Contractor is a financial advisor with Cambridge Investment Research Advisors in Orlando, FL. He holds Series 63 and Series 65 licenses and has 10 years of industry experience. Prior to his current role, he worked at Voya Financial Advisors and Mass Mutual Investors Services. Contractor is also an independent insurance agent for various insurance companies. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension plans, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, supporting both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Christopher Strickland is a CFP® with eight years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior roles include positions at Triad Advisors, Equitable Advisors, Axa Advisors, and Under Armour. Outside of his advisory work, he teaches a 13-week personal finance course at the University of Central Florida’s Wesley Foundation. OSAIC Wealth provides brokerage and advisory services to a diverse client base, including individual investors, retirement plans, charities, and corporate clients. The firm employs a model-based investment process with portfolio optimization and offers a range of programs such as managed portfolios, Unified Managed Accounts, and retirement plan consulting.

Jennifer Herzog is a Senior Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to develop personalized financial strategies tailored to their individual goals and changing market conditions. Jennifer leverages investment insights from Merrill and the banking and lending resources of Bank of America to support her clients' wealth management needs. Jennifer holds a Bachelor's and a Master's Degree from Florida State University. She has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Committed to the community, Jennifer participates in volunteer activities with local organizations, reflecting the Merrill tradition of community involvement.

David Green is a financial advisor with LPL Financial in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Prior to joining LPL Financial in 2025, he worked for Ameriprise and Ameriprise Financial Services, Inc. from 2005 to 2025. Outside of his advisory role, he has involvement in commercial real estate ownership. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lisa Stewart is a financial advisor with Morgan Stanley in Orlando, FL, holding Series 63 and Series 66 licenses and 27 years of industry experience. She has held positions at Wells Fargo Clearing and Prudential Equity Group, LLC prior to joining Morgan Stanley in 2020. Stewart also serves as a trustee for a trust in Windermere, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Howard Harris Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing decades of experience in providing wealth management services. He began his career with Merrill Lynch Wealth Management in 1986 in Miami, Florida, before relocating to Orlando, Florida in 1993. Throughout his career, Howard has held various roles, including sales manager and Senior Resident Director in the Orlando and Winter Park offices, a position he held for over 10 years until 2009. Howard specializes in developing goals-based wealth management strategies tailored for high-net-worth individuals, their families, and their businesses. He employs a range of financial tools such as Tax Free Municipal Bond Portfolios, Managed Portfolio Strategies, Liability Management, and Estate Planning Services to offer a comprehensive approach to his clients' financial goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree in Finance and Business Management from the University of Miami. Residing in Winter Park, Florida with his wife Suzy, Howard is an avid golfer and is active in several local charities, including Habitat for Humanity and the Boys and Girls Club of Central Florida.

Nichole Leland is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and previously worked at Bank of America for twelve years. Outside of her advisory role, she operates a resale clothing business and works as an independent contractor in electricity sales. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered through intermediary platforms.

Josephine Oliva is a financial advisor at Robert W. Baird & Co. with 25 years of industry experience. She holds the Series 66 designation and has been with Robert W. Baird since 1993. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers a range of consulting and portfolio services, tailoring investment strategies to client goals and risk tolerances through various management approaches and overlays.

Barbara Anderson is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in managing new wealth, personal retirement planning, and addressing the financial needs of women. Barbara is dedicated to providing personalized wealth management strategies that align with her clients' life priorities and goals. With over 40 years of experience working in retirement communities, Barbara understands the importance of considering longevity risk in portfolio allocation. She holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), and earned a Bachelor's Degree from Arizona State University. Barbara is also involved with Junior Achievement, serving as a Financial Literacy Mentor. In addition to her professional work, Barbara spends time volunteering in the community. Her personal interests include cooking, ice hockey, traveling, and writing.

Thomas Bray is a financial advisor at Cetera with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked in various roles within Cetera firms since 2016. Prior to his financial services career, he spent five years at Disney. Outside of finance, Bray owns a business raising and selling corals and tropical fish online. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment management options through a multi-manager platform, providing access to affiliated and third-party managers across various program structures.

Matthew Douce is a financial advisor with Mass Mutual Investors Services in Orlando, FL. He holds the ChFC® designation and Securities Series 65 and 63 licenses, with 14 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, he worked at Metlife Securities from 2015 to 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software to support collaborative, goal-based planning.

Adad Bauger serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their financial situations and introduces them to the solutions available through Merrill and Bank of America. His focus is on empowering clients with information and tools to manage their financial lives effectively. Adad holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from the University of Central Florida. His approach centers on assisting clients in identifying their priorities to develop strategies aligned with their financial objectives.

Dexter Grafton is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2024. Outside of his advisory role, he is involved with Archelyst, a business he owns, and WildWondri, which provides education services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Jeffrey Crawford is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 credential and has been with Edward Jones since 2013 in Orlando, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joseph Russell is a Certified Financial Planner (CFP®) with 24 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Lucas Fray is a financial advisor at Charles Schwab in Orlando, FL, holding Series 63 and Series 65 licenses with seven years of industry experience. He has been with Charles Schwab since 2017, with a brief employment gap in 2021. Prior to his advisory career, he worked at the University of Central Florida for five years. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts using multi-asset model portfolios and due diligence on alternative investments.