Michael Maynes is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial since 2010. He holds Series 63 and Series 65 licenses and operates out of Boca Raton, FL. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from various sources.

James Runey is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of America, Merrill, Raymond James & Associates, and Primerica. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to generate written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Ana Imias Ansara is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at UBS Financial Services and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Raymond James & Associates is a dual-registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering tailored financial planning and consulting services with a range of portfolio management styles and affiliated research support.

Jacob Bryant is a Series 66 licensed financial advisor with 19 years of industry experience, currently with UBS Financial Services in Boca Raton, FL. He has been with UBS since 2016 and is also involved in entrepreneurial activities through Mimosa, LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Jodi Timmons is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Charles White III is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior work includes eight years at Morgan Stanley Smith Barney. He serves on the investment committee advisory board for The Diocese of Southeast Florida, providing oversight on the management of the organization’s investment accounts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joel Frost is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools.

Kyle Stewart is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Stewart serves as Investment Committee Chair for the George Snow Scholarship Fund. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

David Stecker is a CFP®-designated financial advisor at J.P. Morgan Securities with 30 years of industry experience. His prior roles include positions at CitiGroup Global Markets Inc and First Republic Investment Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Jessica Vanhorn is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services and Wells Fargo Bank, NA. Morgan Stanley Wealth Management serves individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and integrates various investment strategies across retail and institutional offerings.

Jose Agosto is a Series 66-registered financial advisor at J.P. Morgan Securities with 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Andrew Watkins is a financial advisor with Ameriprise in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Prior to joining Ameriprise in 2020, he worked at Morgan Stanley in various roles from 2011 to 2020. He also owns a tax consulting business, Andrew M Watkins CPA, providing tax preparation services. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, delivering tailored, research-based recommendations through a centralized consulting team in partnership with financial advisors.

Spencer Brief is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and has less than one year of industry experience. His prior work history includes roles at firms such as WorkPath Partners, Tech USA, and Ameriprise Financial Services. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

Jeffrey Guggenheim is a financial advisor at Morgan Stanley with two years of industry experience. Before joining Morgan Stanley, he worked six years at Procter & Gamble Co. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment committee insights to support its financial planning process.

Priscila Maldonado is a financial advisor at Morgan Stanley in Boca Raton, FL, holding a Series 66 designation with three years of industry experience. Her prior roles include positions at Muriel Siebert, First Republic Bank, PNC Bank, and Bank of America. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services under both direct client and corporate financial planning arrangements.

Laurence Rogers is a CFP® professional with over 54 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves on the investment committee of the Temple of Israel of Natick and participates in the dock committee for the Seashell Lane Association in Falmouth, MA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Diana Monsalve is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 designation and four years of industry experience. Her career includes roles at Ameriprise since 2021, as well as prior positions at Potential Christian Academy, PFS Investments Inc., Primerica Financial Services, and Ker Clinic Services. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Margaret Hollywood is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. She began her financial services career in 1986 and has over 25 years of experience in the industry. Margaret assists clients by helping them build wealth management strategies tailored to their individual needs, with a focus on delivering a comprehensive approach that starts by listening and understanding each client's goals. Her expertise includes liquidity management, managing new wealth, personal retirement planning, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. In 2008, she established The Hollywood Group, through which she continues to provide personalized financial strategies. Margaret holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Seton Hall University. Outside of her professional work, Margaret's personal interests include biking, gardening, golfing, interior decorating, reading, skiing, swimming, tennis, traveling, and yoga.

Diane Irving is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a broad range of advisory programs and tailored financial planning, utilizing firm‑approved tools and modeling techniques to support its clients’ financial goals.

Ran Regev is a CFP® professional with 18 years of industry experience, currently affiliated with OSAIC since 2023. He has worked at SagePoint Financial since 2015 and is involved in multiple entrepreneurial ventures related to life insurance and financial services, including co-founding RSB Life and serving as CEO of Regev Financial Group. Osaic Wealth, Inc. serves a diverse client base ranging from individuals to institutions, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and supports various managed account solutions, operating through a complex structure that includes multiple mergers and private-equity ownership.