Sergio Santana is a financial advisor at LPL Financial with one year of industry experience. He previously worked at SOS Financial Management for 12 years and has held various business ownership roles outside of investment advising, including involvement with Mangos Tropical Cafe, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Joshua Duksin is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of experience in wealth management. He leads a team that offers comprehensive financial planning and investment consulting, focusing on areas including college education planning, divorce transition planning, executive compensation, family wealth management strategies, and retirement income. Joshua partners with clients individually to develop personalized financial strategies aimed at pursuing their long-term goals. Joshua graduated cum laude from Clark University in 2000 and holds the designation of Personal Investment Advisor (PIA). He began his career at Merrill Lynch the same year and, after gaining experience with other major firms, returned to Merrill in 2009. His team emphasizes delivering attentive client service and addressing the diverse financial needs of their clients. Outside of his professional work, Joshua is engaged in community volunteer activities. His personal interests include biking, boating, bowling, music, reading, spending time with family, swimming, tennis, traveling, and watching movies.

Vinicius Dos Santos is a financial advisor at UBS Financial Services with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group. Outside of his advisory career, he has been involved in soccer-related organizations and sports clubs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant activities and principal trading.

Tammy Cipollone is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and having 38 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses.

Raquel De Armas Perez is a Series 66-designated financial advisor at Merrill with 26 years of industry experience. She has been with Merrill since 2016, based in Miami, FL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Sameer Derashri is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Merrill since 2011 and is also affiliated with Bank of America, N.A. since 2012. Outside of advisory work, he is involved in a family-held LLC owning a Great Clips franchise, where he contributes a few hours weekly. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, and institutions.

Gary Curry is a CFP® certified financial advisor with 17 years of industry experience. He has been with Raymond James & Associates since 2014, serving clients from Hallandale Beach, FL. Outside of his advisory role, he is the owner of a rental real estate business in Fort Lauderdale, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Angelo Dhanpath is a financial advisor at Morgan Stanley Wealth Management with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including E*TRADE Capital Management, TD Ameritrade, Regions Bank, and TD Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Jean Pierre Lemoine is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America N.A. and Merrill. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning and corporate financial planning agreements.

Gaston Gonzalez Bonorino is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, following roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he is involved in managing an apartment rental business in Argentina. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes without providing individual security recommendations as part of standalone plans.

Adam Weiner is the Vice President and Branch Leader at Fidelity Investments, where he has served since 1996. In his role, he leads, coaches, and inspires a team of financial services professionals who work with clients and their families to support their long-term financial goals. Adam's financial advisory career began in 1992, with positions at Robert Todd Financial Corp, Russo Securities, Ladenburg, Thalmann Inc, and National Discount Brokers before joining Fidelity Investments. His extensive experience spans over three decades in the financial services industry. Outside of his professional work, Adam has personal interests in cars, movies, and pets.

Allan Yarkin is a financial advisor at UBS Financial Services with 50 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2013. Outside of his advisory role, Yarkin serves on investment committees for the ICA Museum Miami and the Foundation of the Greater Miami Jewish Federation. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services that include fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management through proprietary research and model-based asset allocations.

Lucas Gregori is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has worked at firms including Citigroup and XP Investments LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers.

Joseph Fezza is a financial advisor at Morgan Stanley with 43 years of industry experience. He has been with Morgan Stanley since 2007 and is also affiliated with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Carlos Candia is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 credential and bringing 20 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Wells Fargo Clearing, and HSBC Securities (USA) Inc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and integrates advanced modeling techniques such as Monte Carlo simulations into its planning process.

Dylan Santalo is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 license and has worked at Merrill and Bank of America since 2019. Outside of his advisory role, he serves as the President of the Pastel Foundation Inc., a nonprofit supporting the LGBTQ+ community through educational and professional development programs, and he is a managing member of Flor de Vida LLC, a floral arrangement business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Juan Braschi is a Senior Financial Advisor at Merrill Lynch Wealth Management and a senior member of the LBL Group. With a career in financial services that began in 1987, Juan joined Merrill Lynch Wealth Management in 2006. He focuses on creating a client experience that encompasses initial meetings through strategy development, implementation, and performance reviews, aiming to make the process engaging and enjoyable. Juan's areas of expertise include corporate and employee benefits planning, divorce transition planning, equity compensation services, family wealth management strategies, and services tailored for endowments, foundations, and non-profits. He is also experienced in tax minimization and retirement income planning. As a Personal Investment Advisor (PIA) and qualified Portfolio Advisor, Juan assists clients by recommending a range of investment strategies, including those managed by Merrill or approved third parties. He holds a bachelor's degree in business administration from Jacksonville University in Florida. Residing in Dorado, Puerto Rico, Juan spends his personal time with his wife and three children and maintains an active lifestyle through tennis and exercise. His interests include baseball, boxing, dancing, football, music, traveling, volleyball, and watching movies.

Alvaro Uribe is a Series 66-registered financial advisor with Morgan Stanley in Miami, FL, bringing 26 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Outside of his advisory role, he is involved in real estate investment through ownership of several LLCs focused on property rentals. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market models to support financial strategies.

Jamal Scott is a financial advisor with Merrill in Davie, FL, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Bank of America, Merrill, and J.P. Morgan Securities. He operates a sole proprietorship named Jamal Scott in Miami. Merrill, through its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Xavier Santos is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His career includes roles at Deutsche Bank Securities Inc. and Deutsche Bank Trust Company Americas before joining Morgan Stanley in 2019. He also spent a year working with EXTENDED Travel outside the financial sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs. The firm’s financial planning approach uses structured discovery conversations and approved tools to develop tailored plans without providing individual security recommendations within its standalone planning services.