Bruce Katz is a financial advisor at Cetera with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Cetera since 2019. His prior career includes over three decades at First Investors Corporation and First Investors Advisory Services LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with access to affiliated and third-party managers and various program structures.

Sofia Ballesteros is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has worked in various roles including at JPMorgan Chase Bank, Human Capital Group, and Northwestern Mutual. Based in Ft. Lauderdale, FL, her background includes experience in both institutional and investment advisory settings. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s approach focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Isaac Franco is a CFP® with 40 years of industry experience. He is currently with OSAIC and previously spent over 30 years at Securities America Advisors, Inc. He is also the owner of Franco Financial Services USA, Inc., which conducts fixed insurance and annuity sales. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and risk assessments.

Al Quintana is a Series 66-certified financial advisor with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at AutoNation from 2012 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Christine Pulver is a financial advisor at Morgan Stanley with 12 years of industry experience. She has been with Morgan Stanley since 2015 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and methodologies such as Monte Carlo simulations to model financial outcomes.

Ruperto Roman Jr is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 19 years of industry experience. He has been with Cetera and its affiliates since 2015. Outside his advisory role, he is involved in business consulting and tax preparation through his ownership of JLTD Inc. and Roman Enterprises & Associates Inc. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform with access to affiliated and unaffiliated managers, supporting many program structures and custodial relationships.

Andrew Yale is a financial advisor with LPL Financial in Coral Springs, FL, holding a Series 66 designation and 19 years of industry experience. His career includes roles at Ameriprise Financial Services, UBS Financial Services, and Cetera. Yale also operates Yale Financial Consulting Inc. and Yaada Holdings LLC, the latter involving management of leased office space. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a broad platform of proprietary and third-party investment strategies.

Troy Sterba is a CFP® professional with 27 years of experience in the financial services industry. He is currently with LPL Financial in Fort Lauderdale, FL, returning to the firm in 2025 after previously working there from 2008 to 2011. His prior experience includes roles at First Horizon, Infinex Investments, Gibraltar Private Bank & Trust, IFMG Securities, SouthTrust Securities, and Citicorp Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Patrick Feeney is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 credential and eight years of industry experience. His prior roles include positions at Bank of America, N.A., Suntrust Advisory Services, Inc., Suntrust Investment Services, Inc., Suntrust Bank, and The Northern Trust Company. Outside of his advisory work, he is a passive owner of an LLC that operates an online e-commerce store selling nutritional supplements. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a variety of model-based and discretionary investment strategies supported by internal and third-party management teams.

John Quintero is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Cambridge since 2016 and previously spent 14 years with Transamerica Financial Advisors. Outside his advisory role, he is involved in independent insurance agency work and manages several LLCs related to his professional activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through thousands of financial professionals. The firm provides access to multiple platforms, proprietary investment strategies, and third-party advisers.

Bradley Bond is a financial advisor at OSAIC with 20 years of industry experience. He holds the CFP® designation along with Series 65 and Series 66 licenses. Prior to joining OSAIC in 2018, he worked at Signator Investors, Inc. and Raymond James & Associates, and he also owns Bond Financial Services LLC, which provides CPA tax return services and fixed annuity sales. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm employs a model-based investment process with asset allocation and portfolio optimization tools, offering a variety of advisory and brokerage services through a multi-advisor platform.

Chester Wilson is a financial advisor with RBC Capital Markets, holding a Series 66 designation and nine years of industry experience. He is based in Fort Lauderdale, FL, and has been affiliated with RBC Capital Markets, LLC since 1983. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles through various investment managers and model providers.

Richard Holsan is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and 42 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 14 years before joining Raymond James in 2023. Outside of his advisory work, he is involved in financial consulting through Leeward Financial Group and holds ownership and leadership roles in The Dock Experts business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, institutional, and nonprofit clients. The firm offers tailored, non-discretionary advisory services and supports municipal and public finance work through a unique municipal advisor affiliation.

Jordan Niefeld is a financial advisor with Raymond James & Associates in Hallandale Beach, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Andrew Kolowich is a financial advisor with LPL Financial in Fort Lauderdale, FL, holding a Series 63 designation and 28 years of industry experience. His prior roles include positions at Invest Financial Corporation and MSI Financial Services, Inc. He also has an investment-related business activity under Sunstone Wealth Management that operates as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to third-party asset managers and institutional platforms, supported by research and operational tools.

Michael Jeannot is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has over a decade of experience in the financial services industry, having worked in various roles including Financial Solutions Advisor at Merrill Lynch from 2021 to 2025, Relationship Manager at Bank of America from 2020 to 2021, Wealth Management Advisor at Equitable Advisors from 2016 to 2019, and Banker at Wells Fargo from 2013 to 2015. Michael partners with families and business leaders to design tailored wealth strategies that preserve and grow assets. His expertise includes tax-efficient investing and legacy planning, aiming to ensure that clients' wealth supports their vision for family, business, and community. Outside of his professional work, Michael's personal interests include spending time at the beach, cars, football, golf, and traveling.

Darrun Mohan is a Financial Consultant who focuses on guiding clients toward their financial goals by developing personalized strategies that align with their individual goals, values, and life stages. His approach emphasizes building trust and fostering long-term relationships through open communication and a thorough understanding of each client's needs. He has experience working with several firms, including Fidelity Brokerage Services LLC as a Planning Consultant from 2021 to 2023, Merrill Lynch, Pierce, Fenner & Smith Incorporated as a Financial Advisor from 2019 to 2021, and AXA Advisors, LLC as a Financial Consultant from 2017 to 2019. Outside of his professional work, Darrun has interests in fitness, football, golf, outdoor adventures, and pets.

Karina Trulla Mualem is a financial advisor with Wells Fargo Advisors in Fort Lauderdale, FL, holding a Series 66 designation and six years of industry experience. She previously worked at Family Wealth Partner and Commonwealth Financial Network, both from 2018 to 2023, and at The Law Office of Dana Pechersky from 2016 to 2018. Outside of advising, she serves as a notary public. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, using Wells Fargo’s research and planning tools to deliver tailored recommendations. The firm provides a broad range of planning services covering cash-flow, retirement, education, risk, and wealth-transfer planning, among other specialized areas.

David Katz is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Raymond James since 2017, following a three-year tenure at Ameriprise Financial Services. Outside of his advisory role, he is an author and editor. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Christopher Dewolfe Jr. is a financial advisor with OSAIC Wealth Inc. in Pompano Beach, FL, holding Series 63 and 66 licenses and bringing 30 years of industry experience. He previously worked for Wells Fargo Advisors Financial Network LLC for 14 years. Outside of his advisory role, he is a managing partner of Investment Consulting Group LLC, where he provides investment advice and wealth management services. OSAIC Wealth serves a diverse client base of retail and institutional investors through a multi-advisor platform, offering brokerage and advisory services that include financial planning, portfolio management, and retirement plan consulting. The firm employs a model-based investment process with various portfolio strategies and supports accounts transitioned from multiple legacy programs.