Robert Wallo is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been associated with Merrill and Bank of America, N.A. since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Hess is a financial advisor with Raymond James & Associates in Boca Raton, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Bank of America, Merrill, and J.P. Morgan Securities. He also serves as trustee for family trusts, overseeing fiduciary responsibilities related to asset preservation and trust administration. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Jennifer Richards is a CFP®-designated financial advisor at J.P. Morgan Securities with 18 years of industry experience. She has been with J.P. Morgan Securities since 2012 and also maintains a role at JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Michael Zeman is a financial advisor with RBC Capital Markets in Boca Raton, FL, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at City National Bank, Truist Investment Services, and BB&T. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies implemented through in-house and third-party managers, supported by RBC’s extensive capital markets and affiliated asset management capabilities.

Lee Fine is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2022, following tenure at TD Ameritrade and Scottrade. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by Schwab Center for Financial Research.

Glenn Fuller is a financial advisor at Merrill with 59 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1991, as well as Bank of America, N.A. since 2011. Outside of his advisory role, Glenn serves as a committee member for FINRA and is involved with the New York Yacht Club’s Cruising Committee. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Timothy Martin is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has previously worked at Raymond James and Capital Group/American Dist. Outside of his advisory role, he is the CEO of SevenFigureSports, a business that assists high school athletes in gaining college recruitment exposure through athletic film analysis and video production. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Mackendy Gourdet is a Financial Advisor with Merrill Lynch Wealth Management, dedicated to guiding individuals, families, and business owners through their financial decisions. He focuses on uncovering what matters most to clients and developing personalized strategies that align wealth with their goals, values, and long-term aspirations. His professional approach centers on understanding each client's unique needs to help them pursue their financial objectives. With sixteen years of client-facing experience, Mackendy specializes in areas including college education planning, employee benefits planning, family wealth management strategies, international wealth management, personal retirement planning, portfolio management services, and small business strategies. He values financial literacy and strives to empower clients to make confident and informed decisions about their finances. Mackendy holds a High School Diploma from Boca Community High School and carries the Personal Investment Advisor (PIA) designation. He is fluent in English and French. Outside of his professional work, he has interests in basketball, bowling, cooking, football, music, photography, reading, soccer, traveling, and watching movies.

Scott Richter is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo firms since 2009, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

David Homa is a CFP® professional affiliated with LPL Financial, based in Boca Raton, FL, with 26 years of industry experience. His prior roles include positions at Janney Montgomery Scott and Citizens Securities, Inc. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, leveraging model portfolios, third-party research, and various investment strategies.

Brian Madrigal is a financial advisor with MassMutual Investors Services in Ft. Lauderdale, FL, holding ChFC®, Series 66, and Series 63 credentials and 21 years of industry experience. His prior roles include positions at W&S Brokerage Services, Independent Financial Partners, LPL Financial, and Compound Asset Management. He is also active as an insurance agent through his own business, focusing on life, fixed annuities, long-term care, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved tools to analyze client goals.

David Vivies is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2012 at the Las Olas office in Fort Lauderdale, FL, he has played an integral role in portfolio construction, wealth management planning, relationship management, and business development. David specializes in serving high-net-worth individuals, business owners, institutions, and non-profits, providing a range of services including wealth management, executive services, retirement planning, corporate retirement plans, trust and estate planning, insurance solutions, philanthropic planning, and credit and lending solutions through Bank of America. He holds a Bachelor of Science degree in Economics with a secondary degree in Business Administration from Florida Atlantic University. David is a CERTIFIED FINANCIAL PLANNER® professional, a Certified Plan Fiduciary Advisor®, and a Certified Exit Planning Advisor (CEPA). He is also recognized for his commitment to client care and financial planning standards, with his team receiving Forbes Best-In-State Wealth Management Team honors for multiple years. David actively participates in his community, involved with organizations such as the Exchange Club of Pompano Beach, Broward Children's Center, Children's Healing Institute, Habitat For Humanity, and the Humane Society of Broward County. He resides in Deerfield Beach with his wife and son and engages in activities including outdoor pursuits, cooking, and competitive golf.

William McConnell is a financial advisor with Raymond James Financial in Coral Springs, FL, holding a Series 66 designation and 25 years of industry experience. He has worked at Raymond James and its affiliated entities since 2009 and is also involved in support companies including First Harbor Financial Services and Harborworks, the latter focusing on property management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm provides tailored, non-discretionary planning and encourages implementation through its advisory programs, with specialized municipal and public finance capabilities and innovative employer advisory services.

Jan Grobstein is a financial advisor with Raymond James Financial Services Advisors, Inc. in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James since 2012 and is also a principal of Advisory Services of Delray Beach, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals, using risk profiling and analytical tools, and supports municipal and public-finance work through a unique municipal advisor affiliation.

Louis Dessaint is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at firms including Personal Capital Advisors Corporation, PNC Investments, and Morgan Stanley. He is based in Boca Raton, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, pension and profit-sharing plans, and charitable and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Altrin Kabashi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked for ten years at F.K. Masonry and has academic experience at Central Connecticut State University and the University of Connecticut. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Iga Szabat is a financial advisor at Ameriprise with 15 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at MassMutual Life Insurance Co and Metlife. Szabat is based in Lake Worth, FL. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports, and its approach includes algorithmic automation reviewed by a specialized oversight committee.

David Wilson is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America since 2012 and 2013, respectively. He also maintains a teaching role at Florida Atlantic University. Outside of his advisory work, he provides consulting and bookkeeping services on a limited basis for his wife’s business, Chatterbox Speech and Language Specialists LLC. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individual, high-net-worth, pension, corporate, and charitable clients with model-based and discretionary investment strategies designed and implemented by internal and third-party managers.

Debra Blevins is a financial advisor at Mass Mutual Investors Services with 34 years of industry experience. She has worked extensively with MetLife and MassMutual entities since 1990. In addition to her advisory role, she is also engaged in outside insurance sales, specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to deliver written recommendations tailored to client goals.

Stuart Grove is a financial advisor with Mass Mutual Investors Services in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2003. Outside of his advisory role, he is involved with Grove Street Financial, LLC, where he works as an insurance sales agent handling individual and group life, health, and Medicare insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing a collaborative planning approach that emphasizes investment categories and strategies without discretionary authority.