James Harper is a financial advisor at Raymond James Financial with 38 years of industry experience. He holds Series 63 and Series 66 designations and has been with Raymond James Financial Services Advisors since 2009. Outside of his advisory role, he acts as a co-trustee of his parents’ trusts and is involved in the sale of term life insurance using carriers not available through Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through advisory programs or other providers.

Michael Quick is a financial advisor at OSAIC with 33 years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at OSAIC since 2018, following a 25-year tenure at Signator Investors, Inc. He also conducts investment and insurance business through Signature Financial Solutions, LLC. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a multi-advisor platform with brokerage and advisory services that emphasize model-based asset allocation and portfolio optimization.

Jett Davis is a financial advisor at Morgan Stanley with three years of industry experience. He holds Series 63 and Series 66 designations and has prior roles at E*Trade Securities and American Income Life Insurance Company. He also worked at the University of South Florida and DoorDash before joining Morgan Stanley. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Thomas Keegan is a Series 66 licensed advisor at J.P. Morgan Securities with one year of experience at the firm. His background includes roles at JPMorgan Chase Bank, N.A., and involvement with several business ventures in the food and hospitality industry. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative analysis and qualitative research to build model allocations and incorporates a broad range of investment strategies, including derivatives and commodities capabilities.

Miguel Garcia is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at E*Trade Securities LLC and Verizon Connect. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market modeling techniques.

Zeyu Lyu is a financial advisor at Fisher Investments with a Series 65 designation and three years of industry experience. Prior to joining Fisher Investments in 2022, he worked at Clearstead Advisors, LLC from 2018 to 2022 and held roles at The Ohio State University and Bowling Green State University. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals. The firm offers discretionary portfolio management across multiple asset classes, utilizing centralized investment decisions and a range of tactical strategies to manage risk and optimize portfolios.

Heather Balfour is a financial advisor at Fidelity with 24 years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments and its affiliates for the majority of her career, with a three-year tenure at W&S Brokerage Services, Inc. from 2018 to 2021. Fidelity's Strategic Advisers LLC serves a broad client base, including retail and institutional investors, offering investment management and advisory services that incorporate proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, its role as a commodity pool operator, and its advisory responsibilities to multiple registered investment companies and fund-of-funds.

William Rhodes is a Series 66-licensed financial advisor at Cambridge Investment Research Advisors with seven years of industry experience. His prior work includes roles at Mass Mutual Investors Services and MassMutual Life Insurance, as well as over a decade with Iowa Northern Railway. He serves as a board member for the Shady Creek Preserve Homeowners Association. Cambridge Investment Research Advisors serves a diverse clientele of individual and institutional investors, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Richard Mc Bride is a financial advisor at Merrill based in Tampa, FL. He holds a Series 66 designation and has professional experience across several firms, including ALTR Solutions, Inc., Proven Optics LLC, PowerChord, Inc., and Aerotek, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies designed by internal and third-party managers and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jefferey Cappelle is a financial advisor at LPL Financial with 15 years of industry experience and holds the Series 66 designation. Prior to joining LPL Financial in 2024, he worked at Investment Advisors Asset Management, LLC and OSAIC. Outside of his advisory role, he is the managing member of Cappelle Accounting, LLC, a firm specializing in tax preparation and small business accounting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by various technology tools and a large network of over 22,800 advisors.

Christopher Sankey is a financial advisor at Ameriprise in Lutz, FL, holding a Series 66 designation with 10 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Ameriprise offers a retirement-income planning service tailored for individuals near or in retirement who meet certain asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers recommendations through a centralized consulting team working alongside financial advisors.

Charles Curtis Jr. is a financial advisor at Raymond James & Associates with 41 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley and Citigroup Global Markets. Curtis has been with Raymond James in various capacities since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad network of advisers and research resources.

Jud Toth is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He is focused on helping families work toward financial security and pursue their most meaningful life goals through intentional strategy and thoughtful planning. Jud emphasizes that financial planning is deeply connected with the goals and dynamics of the entire family. Prior to his current position, Jud served as a Relationship Manager at Fidelity Investments from 2023 to 2024, and as a Financial Representative at the same firm from 2021 to 2023. Before joining Fidelity, he worked as a Senior Relationship Banker at SunTrust, now Truist Bank, from 2018 to 2021. Outside of his professional career, Jud enjoys biking, skiing, tennis, traveling, and spending time with his pets.

Lauren Dumont is a financial advisor at LPL Financial based in Tampa, FL, holding a Series 66 designation. She has been with LPL Financial and Grow Financial Federal Credit Union since 2025. Prior to her financial services career, she worked at Publix Supermarket and Osceola Fundamental High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by a large network of advisors and a variety of operational tools.

Eric Maniaci is a financial advisor with LPL Financial in Tampa, FL, holding Series 63 and Series 65 designations and 14 years of industry experience. Prior to joining LPL Financial in 2026, he worked at AGIA for four years and Valic Financial Advisors for thirteen years. He is also licensed as an agent offering non-securities insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

David Bilodeau is a financial advisor at Raymond James Financial with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James since 2009. Outside of his advisory role, he has acted as an independent contractor fixed product agent for Financial Benefit Services Corp. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Robert Adikes III is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Bank of America and Axa Advisors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stacey Rothman is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 designations and 37 years of industry experience. She has worked at Wells Fargo Clearing since 2000 with a brief period at Raymond James & Associates in 2007. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

April Federici is a Financial Advisor affiliated with Merrill Lynch Wealth Management. She works with individuals, families, and retirees to develop personalized financial strategies aimed at growing and preserving wealth. April's approach focuses on understanding what matters most to each client, offering guidance on retirement planning, investment management, cash flow strategies, and long-term financial objectives. Her expertise includes education planning, personal retirement planning, women and wealth, tax minimization, and retirement income. April holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned both her Bachelor's and Master's degrees from the University of Central Florida. April helps clients by taking the time to understand their priorities and working with them to pursue their financial goals. Outside of her professional work, she has interests in football, reading, running, traveling, and yoga.

Daniel Petika is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior experience includes three years at Citigroup Global Markets before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and supports more than 14,000 financial advisors, offering both brokerage and advisory solutions.