Patrick Gilroy is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2022. Outside of his advisory role, he assists with payroll and bookkeeping at St. Petersburg ENT on a part-time basis. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Pasquale Jurczak is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at PFS Investments Inc. since 2005 and has been affiliated with Primerica Financial Services since 2004. In addition to advisory work, he is involved in the sale of home security and automation products through referrals with Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-driven portfolio management supported by third-party asset managers and custody services, with approximately $15.5 billion in assets under management.

Charles Ochs is a financial advisor with LPL Enterprise in St. Petersburg, FL, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. His career includes roles at Pruco Securities LLC and Wiregrass Financial, among others. Outside of his advisory work, Ochs is involved in media through Ochs Media, which produces radio, TV, and podcast content. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm’s approach is largely model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers additional services such as financial planning, third-party asset manager access, and participation in a wrap program.

Kevin Ley is a financial advisor with Primerica Advisors in Clearwater, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1992 and Primerica Financial Services since 1989. In addition to his advisory role, he is involved in sales of non-investment products such as home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on a range of investment approaches including Strategic, Tactical, Tax-Aware, and Income Distribution models.

Natasha Plumlee is a financial advisor with Cetera holding Series 63 and Series 65 credentials and 16 years of industry experience. She has worked at Cetera since 2026 and previously spent nine years at MassMutual Investors Services and two years at MetLife Securities. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering various portfolio management and financial planning services.

Michael Vega is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Edward Jones and Wells Fargo Clearing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional accounts.

Stephen Kruchten is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and with 39 years of industry experience. He has worked at Raymond James since 2009 and previously was affiliated with Bremer Bank from 2007 to 2020. Kruchten also serves as an advisory board member for BISA, participating in quarterly meetings that coordinate efforts between the bank/credit union and broker-dealer organizations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services and supports portfolio management through a large network of advisors and affiliated firms.

Eddie Calderin is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as an Investment Consultant at Fidelity Investments from 2024 to 2025 and as a Planning Consultant from 2021 to 2024. His experience also includes roles as an Investment Solutions Representative at Fidelity Investments from 2020 to 2021, and as an Advisor at both Brokers International (2019-2020) and UBS (2017-2018). In his capacity as a Financial Consultant, Eddie assists clients in navigating financial complexities by helping to construct tailored financial plans and identifying strategies to enhance their financial situations. Outside of his professional work, Eddie's personal interests include fitness, food, movies, and music.

Paul Groeber is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial in 2019, he worked at Nationwide Securities and Nationwide Insurance from 2003 to 2019, and at Banc One Securities Corporation in 2002. He is also involved with Life Brokerage Financial Group, where he engages in fixed life sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services through a large network of advisors, utilizing both proprietary and third-party strategies across various asset classes.

Frederick Fifield VI is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and the Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, incorporating tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and models to assist clients in developing and updating personalized financial strategies.

Karl Roelofs is a financial advisor at LPL Financial with 17 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at Invest Financial Corporation. Outside of his advisory role, he is involved with Roelofs Financial Group LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advisory strategies implemented by investment adviser representatives using both proprietary and third-party resources.

Robert Coleman is a Chartered Financial Consultant (ChFC®) with 32 years of experience in the financial services industry. He has worked at OSAIC since 2018 and held prior positions with Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. for 25 years. Coleman is president and CEO of Signature Financial Solutions, LLC, a company involved in sales and marketing activities. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of portfolio management options and uses firm-provided tools and third-party platforms to support investment decisions.

Jeanine Alasmar is currently a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2023. She has been with Fidelity Investments since 2014, progressing through various roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Prior to her current role, she also served as Vice President of Client Development and Wealth Advisor at The Latus Group, Ltd. from 2019 to 2020. Throughout her career, Jeanine has focused on understanding her clients' goals, family situations, and investments to develop personalized financial plans. She emphasizes a client-first approach, utilizing the tools and resources available at Fidelity to tailor plans to each client's specific needs and wishes. Jeanine holds an insurance license in Arkansas.

Dallas Keeney is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, he worked at Church and Dwight and has held positions at several other firms including The Walt Disney Company and the University of Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services with a range of portfolio management styles and supported by affiliated research and model managers.

Jay Geaslen is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise Financial Services and Avantax. Geaslen is also affiliated with Legacy Capital Advisors LLC, collaborating in a team-based wealth management environment. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial consulting services through a nationwide network of independent advisors, employing a multi-manager platform with a range of program options and oversight structures.

Melinda Perez is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 20 years of industry experience. She has worked in various capacities within Raymond James and its affiliates since 2009. Outside of her financial career, she is involved with TaTo Salsa, a business she has been connected to since 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Douglas Katchen is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Allstate Insurance Co and Questar Asset Management. Outside of finance, he is connected to a family-owned appliance repair business but does not participate in its operations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with access to a broad range of portfolio management styles and affiliated research.

Bethany Bedy is a financial advisor with Merrill in Clearwater, FL, holding a Series 66 designation and 24 years of industry experience. She has worked at Merrill since 2000 and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Sidell is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and bringing 17 years of industry experience. He has been with Raymond James & Associates since 2002. Outside of his advisory work, Sidell is involved with Kairos Prison Ministry, where he leads groups into correctional facilities and manages related financial logistics. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers a range of financial planning and advisory services, employing fact-based planning tools and a variety of portfolio management styles.

Daniel Maurino is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at First Command Brokerage Services, Inc., Modern Capital Management Company, and several other financial services firms. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a nationwide adviser network and a range of portfolio management styles.