Michael Kertes is a CFP® with 40 years of industry experience, currently serving at J.P. Morgan Securities in Cleveland, Ohio. His career includes roles at JPMorgan Chase Bank, N.A., Banc One Securities Corporation, and self-employment since 1999. He is a finance committee member of the Ohio Society Sons of the American Revolution and vice chairman of the Consolidated Funds Committee for the Western Reserve Society Sons of the American Revolution. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes access to derivatives and commodities capabilities.

Anthony Kania is a financial advisor with LPL Enterprise holding a Series 66 license and has five years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. He has also been affiliated with Saginaw Valley University since 2017. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment strategies and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Michael Herman is a financial advisor at Ameriprise with 30 years of industry experience and holds a Series 63 designation. He has been with Ameriprise and its affiliate since 2005. Ameriprise provides a retirement-income planning service focused on clients approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, customized recommendations primarily for assets managed within Ameriprise accounts.

Mary Podwoski is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and previously worked at Merrill from 2009 to 2022 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning through structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include estate planning strategies and corporate financial planning agreements.

Alec Bouria is a Financial Consultant at Fidelity Investments, where he provides guidance and supports clients in working towards their financial goals. He emphasizes attention, respect, and detailed financial planning for all clients regardless of their financial situation. He has held various roles in the financial services industry, including positions as an Investment Consultant, Financial Representative at Fidelity Investments, and Financial Advisor at Citizens Investment Services. Alec's experience also includes roles at Equity Trust Company, PNC Investments, and Fisher Investments. Alec has been working in financial advisory roles since at least 2016, progressively advancing through positions that have expanded his expertise in investment services and client financial planning.

Jonathan Blasko is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2016, including time with Morgan Stanley Private Bank, N.A. Prior to that, he was with Wells Fargo Clearing and PNC Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured planning process.

Dave Molnar is a Series 66-credentialed financial advisor with 25 years of industry experience. He has worked at LPL Financial since 2005 and was previously with Morgan Stanley DW Inc. from 2001 to 2005. Outside of his advisory role, he participates in professional bowling. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, utilizing both proprietary research and third-party strategies across various account types.

Kim Caito is a financial advisor with UBS Financial Services in Pepper Pike, OH, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with UBS since 2007. Outside of his advisory role, he designs and sells t-shirts through his retail business, Caito Outfitters, LLC, where he also manages the company’s financial records. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Emily Ferguson is a financial advisor at Ameriprise in Cleveland, Ohio, with 21 years of industry experience. She holds a Series 66 designation and has previously worked at The Huntington Investment Company, Ebix, Inc., Key Investment Services LLC, and 1st Global Advisors Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Leo Rosner is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 credentials and over 44 years of industry experience. He has been with Cambridge since 2010, including roles at affiliated entities, and previously worked at Sagepoint Financial and Osaic FA. Outside of advisory work, Rosner is an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals and employs a variety of management platforms and proprietary model strategies.

Thomas Dragar is a CFP® professional with 14 years of industry experience, currently affiliated with LPL Financial. He has worked at Cetera and has been involved with Freeman Heyne Toma, LLC for several years, where he manages client relationships and supports advisor recommendations. Additionally, he holds a notary public commission. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions with a wide range of advisory and brokerage services.

April Mcmain is a financial advisor at Ameriprise with 13 years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and its affiliated entities since 2003. Outside of her advisory role, she is a 50% member of Collier and McMain LLC, an expense-sharing business entity. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations, primarily for clients holding assets in Ameriprise-managed accounts.

Douglas Breitenbach is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 13 years of experience providing wealth management advice and services. His expertise includes robust investment and financial strategies, social security analysis, and both pre- and post-retirement cash flow planning. He focuses on client areas such as college education planning, executive compensation, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, and retirement income. Douglas holds a Bachelor's Degree from Miami University and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is affiliated with the Evans Scholars professional organization. His community involvement includes work with the Jewish Big Brothers Big Sisters Association and the Evans Scholars Foundation. Outside of his professional commitments, Douglas enjoys golfing, running, and spending time with his family.

Alasdair Cooper is a financial advisor with Raymond James Financial Services Advisors Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Raymond James since 2009. Outside of his advisory role, he owns and operates a local support company for his business activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, along with specialized services in municipal finance and employer retirement plan consulting.

George Flanders is a financial advisor with Wells Fargo Clearing in Cleveland, OH. He holds Series 63 and Series 65 licenses and has 39 years of industry experience. Prior to joining Wells Fargo Clearing in 2019, he worked at UBS Financial Services from 2008 to 2019 and Merrill from 2002 to 2008. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics from Wells Fargo Investment Institute and third-party databases.

Nadia Karaba is a financial advisor with Equitable Advisors in Independence, OH, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, she worked at Everstream Solutions and has experience in various roles including entrepreneurship with Pulp Smoothie and Juice Bar. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a variety of programs and third-party partnerships.

Joseph Morrow is a financial advisor with Primerica Advisors in Independence, OH, holding 11 years of industry experience. He has worked with Primerica Financial Services since 2004 and joined Evnases in 2024. Outside of investment advising, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model delivery strategies and separately managed account options. The firm curates third-party asset managers and offers a tiered wrap-fee structure for its services.

Gerard Stadler is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Stadler serves on the finance committee of VASJ High School in Cleveland, reviewing financial statements and budgets. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Daniel Ruminski is a financial advisor with Cambridge Investment Research Advisors, holding 13 years of industry experience. His career includes roles at LPL Financial, SII Investments Inc, and Ta Check Financial Ltd. He owns a tax services business and serves on the board of St. Patrick's Financial. Cambridge Investment Research Advisors, Inc. serves both individual and institutional clients, including pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Barry Cohn is a financial advisor at Stifel with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel since 2007. Outside of his advisory role, he serves as a board member at Beechmont Country Club in Cleveland, Ohio. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutions, and municipal entities. Its investment approach relies on proprietary methodologies developed by the firm's Investment Strategy Group, offering asset allocation and planning analyses to support client decision-making.